Real Reviews · New Braunfels
Top-Reviewed Mortgage Brokers in New Braunfels, TX
What are customers actually saying? Read verified reviews for mortgage brokers in New Braunfels — every rating is from a real customer.
As of July 2026, RatingsNearMe ranks 16 mortgage brokers in New Braunfels, TX by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Pilgrim Mortgage New Braunfels with a 4.9-star rating from 232 Google reviews and an RNM Score of 98/100. Also in the top tier: Cavanaugh Crew powered by Edge Home Finance and Sente Mortgage. The average rating across all listed mortgage brokers in New Braunfels is 5 stars from 57 reviews per business on average.
Mortgage brokers in New Braunfels: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 5, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
PrimeLending, A PlainsCapital Company - New Braunfels
PrimeLending is top-ranked due to its strong local reputation, broad loan product offerings, and backing by a well-established financial institution.
Most Reviewed
PrimeLending, A PlainsCapital Company - New Braunfels
A high review count indicates a large base of past clients, which can provide more reliable insights into the broker's service quality and reliability.
When choosing a mortgage broker in New Braunfels, compare loan options and fees across multiple brokers, and read recent reviews to gauge customer service. Local expertise can be especially valuable for navigating Texas-specific lending requirements.
Local Market Snapshot
16
Businesses listed
5★
Avg rating
57
Avg reviews
Jul 5, 2026
Last updated
Top Rated Mortgage Brokers
4.9 stars from hundreds of reviews for reliable mortgage guidance in New Braunfels.
190 S Seguin Ave, New Braunfels, TX 78130, USANew Braunfels mortgage broker with a perfect 5.0-star rating from 183 reviews.
144 Clemens Ave Suite 1, New Braunfels, TX 78130, USABoasts a perfect 5.0-star rating from over 160 Google reviews.
473 S Seguin Ave #200, New Braunfels, TX 78130, USAMortgage Brokers Rankings in New Braunfels, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Pilgrim Mortgage New Braunfels190 S Seguin Ave, New Braunfels, TX 78130, USA | 4.9★ | 232 |
| #2 | Cavanaugh Crew powered by Edge Home Finance144 Clemens Ave Suite 1, New Braunfels, TX 78130, USA | 5.0★ | 183 |
| #3 | Sente Mortgage473 S Seguin Ave #200, New Braunfels, TX 78130, USA | 5.0★ | 166 |
| #4 | My Community Mortgage - New Braunfels378 Hampshire St, New Braunfels, TX 78130, USA | 4.9★ | 44 |
| #5 | County Line Mortgage737 San Mateo, New Braunfels, TX 78132, USA | 5.0★ | 43 |
| #6 | Collin Jorden, Mortgage Broker144 Clemens Ave Suite 1, New Braunfels, TX 78130, USA | 5.0★ | 17 |
| #7 | Dusty Lewis: Loan Officer, NEXA Mortgage657 Volme, New Braunfels, TX 78130, USA | 5.0★ | 15 |
| #8 | Xpert Home Lending: Ryan Phillips1104 Carriage Loop, New Braunfels, TX 78132, USA | 5.0★ | 6 |
| #9 | MORTGAGEinc2111 S I-35 South Frontage Rd Ste. 1105, New Braunfels, TX 78130, USA | 5.0★ | 147 |
| #10 | Guild Mortgage Company228 Hunters Village, New Braunfels, TX 78132, USA | 5.0★ | 1 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in New Braunfels
Rated 4.9 stars from 44 Google reviews, a top choice for local mortgage needs.
378 Hampshire St, New Braunfels, TX 78130, USA
Consistently rated 5.0 stars from over 40 Google reviews in New Braunfels.
737 San Mateo, New Braunfels, TX 78132, USA
Rated 5.0 stars from 17 Google reviews, this New Braunfels mortgage broker is highly trusted.
144 Clemens Ave Suite 1, New Braunfels, TX 78130, USA
Exceptional 5.0-star rating from over a dozen Google reviews in New Braunfels.
657 Volme, New Braunfels, TX 78130, USA
Exceptional 5.0-star rating from 6 Google reviews for a New Braunfels mortgage broker.
1104 Carriage Loop, New Braunfels, TX 78132, USA
New Braunfels mortgage broker with 5.0 stars from 147 Google reviews.
2111 S I-35 South Frontage Rd Ste. 1105, New Braunfels, TX 78130, USA
Rated 5.0 stars from one Google review, this New Braunfels broker is highly praised.
228 Hunters Village, New Braunfels, TX 78132, USA
Earned a perfect 5.0-star rating from customers in New Braunfels.
142 W San Antonio St, New Braunfels, TX 78130, USA
Exceptional 5.0-star rating from 5 Google reviews for mortgage services in New Braunfels.
142 W San Antonio St, New Braunfels, TX 78130, USA
Exceptional 5.0-star rating from 24 Google reviews for mortgage services in New Braunfels.
1067 FM306 Unit 405, New Braunfels, TX 78130, USA
Consistently earns perfect 5.0-star ratings from 18 Google reviews.
228 Hunters Village, New Braunfels, TX 78132, USA
5.0 stars from 3 Google reviews, trusted by local New Braunfels clients.
111 Maple Terrace, New Braunfels, TX 78132, USA
New Braunfels mortgage broker with a perfect 5.0-star rating from 9 reviews.
1619 E Common St #1003, New Braunfels, TX 78130, USA
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Mortgage Brokers in New Braunfels, TX — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Pilgrim Mortgage New Braunfels | 98/100 | 4.9 ★ | 232 |
| 2 | Cavanaugh Crew powered by Edge Home Finance | 90/100 | 5.0 ★ | 183 |
| 3 | Sente Mortgage | 98/100 | 5.0 ★ | 166 |
| 4 | My Community Mortgage - New Braunfels | 89/100 | 4.9 ★ | 44 |
| 5 | County Line Mortgage | 91/100 | 5.0 ★ | 43 |
| 6 | Collin Jorden, Mortgage Broker | 77/100 | 5.0 ★ | 17 |
| 7 | Dusty Lewis: Loan Officer, NEXA Mortgage | 77/100 | 5.0 ★ | 15 |
| 8 | Xpert Home Lending: Ryan Phillips | 81/100 | 5.0 ★ | 6 |
| 9 | MORTGAGEinc | 97/100 | 5.0 ★ | 147 |
| 10 | Guild Mortgage Company | 65/100 | 5.0 ★ | 1 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Mortgage Brokers in New Braunfels
What does a mortgage broker do differently than going directly to a bank in New Braunfels?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in New Braunfels?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in TX?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 5, 2026.
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