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We don't have mortgage brokers listed specifically in New Hope yet — these top-rated pros from McKinney serve your area and are available for calls and quotes today.
10+ Years · New Hope
Experienced Mortgage Brokers in New Hope, TX
Experience matters. These mortgage brokers in New Hope have years of proven work behind them — and the reviews to back it up.
As of May 2026, RatingsNearMe ranks 20 mortgage brokers in New Hope, TX by verified customer ratings and review volume. The highest-rated is Gail Hillman at CrossCountry Mortgage with a 4.8-star rating from 54 verified reviews. Also in the top tier: Tammy Costas, Mortgage Lender NMLS #316464 and Fairway Independent Mortgage Corporation | The Eric White Team. The average rating across all listed mortgage brokers in New Hope is 5 stars from 65 reviews per business on average.
Mortgage brokers in New Hope: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
5★
Avg rating
65
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
Gail Hillman at CrossCountry Mortgage
500 S Tennessee St Suite D Office 1, McKinney, TX 75069, USA
Tammy Costas, Mortgage Lender NMLS #316464
Serving all of Texas and Oklahoma, 321 N Central Expy #204, McKinney, TX 75070, USA
Fairway Independent Mortgage Corporation | The Eric White Team
2111 Eldorado Pkwy #102, McKinney, TX 75070, USA
Mortgage Brokers Rankings in New Hope, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Gail Hillman at CrossCountry Mortgage500 S Tennessee St Suite D Office 1, McKinney, TX 75069, USA | 4.8★ | 54 |
| #2 | Tammy Costas, Mortgage Lender NMLS #316464Serving all of Texas and Oklahoma, 321 N Central Expy #204, McKinney, TX 75070, USA | 5.0★ | 19 |
| #3 | Fairway Independent Mortgage Corporation | The Eric White Team2111 Eldorado Pkwy #102, McKinney, TX 75070, USA | 4.9★ | 142 |
| #4 | Lendid Home Loans5900 S Lake Forest Dr Ste 300, McKinney, TX 75070, USA | 5.0★ | 204 |
| #5 | We Loan Mortgage LLC945 Stockton Dr #8100, Allen, TX 75013, USA | 5.0★ | 1 |
| #6 | American Mortgage Company1002 Raintree Cir STE 100, Allen, TX 75013, USA | 5.0★ | 87 |
| #7 | Supreme Lending1020 W Exchange Pkwy Suite 1130, Allen, TX 75013, USA | 5.0★ | 59 |
| #8 | Inspired Buy Real Estate800 North Watters Road Suite 180, Allen, TX 75013, USA | 5.0★ | 89 |
| #9 | Itrustlendingteam7300 State Hwy 121 Ste 314, McKinney, TX 75070, USA | 5.0★ | 21 |
| #10 | James Hoglen NMLS #211689 - ITrustLendingTeam7300 State Hwy 121 Ste 314, McKinney, TX 75070, USA | 5.0★ | 33 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in New Hope
Lendid Home Loans
5900 S Lake Forest Dr Ste 300, McKinney, TX 75070, USA
American Mortgage Company
1002 Raintree Cir STE 100, Allen, TX 75013, USA
Supreme Lending
1020 W Exchange Pkwy Suite 1130, Allen, TX 75013, USA
Inspired Buy Real Estate
800 North Watters Road Suite 180, Allen, TX 75013, USA
Itrustlendingteam
7300 State Hwy 121 Ste 314, McKinney, TX 75070, USA
James Hoglen NMLS #211689 - ITrustLendingTeam
7300 State Hwy 121 Ste 314, McKinney, TX 75070, USA
AWay Home Loans, LLC NMLS# 1944472
7300 State Hwy 121 suite 300, McKinney, TX 75070, USA
Mike Remington - Benchmark Mortgage
1402 S Custer Rd #901, McKinney, TX 75072, USA
Tom Sherman - Benchmark Mortgage
1402 S Custer Rd #901, McKinney, TX 75070, USA
Competitive Home Lending
450 Century Pkwy Ste 250, Allen, TX 75013, USA
Dianne Glenn, Branch Manager, Benchmark Mortgage
1312 W Exchange Pkwy Ste 2100, Allen, TX 75013, USA
LendNext Mortgage Corporation
6800 Weiskopf Ave suite 150, McKinney, TX 75070, USA
Highlands Residential Mortgage - Allen Branch - Anthony D'Iorio
333 E Bethany Dr Unit A-100, Allen, TX 75002, USA
Churchill Mortgage - Allen
950 W Bethany Dr #550, Allen, TX 75013, USA
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Frequently Asked Questions — Mortgage Brokers in New Hope
What does a mortgage broker do differently than going directly to a bank in New Hope?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in New Hope?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in TX?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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