Pricing Guide · New Rochelle
Insurance Agents Cost in New Rochelle, NY — 2026 Price Guide
What should you pay for insurance agents in New Rochelle? See real 2026 price ranges from local pros and get free quotes to compare.
As of June 2026, RatingsNearMe ranks 19 insurance agents in New Rochelle, NY by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is S Martin Johnson & Associates Ltd with a 5.0-star rating from 159 Google reviews and an RNM Score of 98/100. Also in the top tier: The New Rochelle Agencies and M.L. Bruenn Co., Inc. The average rating across all listed insurance agents in New Rochelle is 4.8 stars from 37 reviews per business on average.
Insurance in New Rochelle: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated June 10, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
New Rochelle, NY is home to a variety of insurance agents offering services to local residents and businesses. These agents can assist with finding the right coverage for auto, home, life, and other insurance needs. Consumers should research and compare options to find the best fit for their specific insurance requirements.
- ✓Wide selection of insurance agents in New Rochelle, NY
- ✓Agents can provide guidance on auto, home, life, and other insurance policies
- ✓Consumers should research and compare options to find the right coverage
Best Overall
National Insurance Agency
National Insurance Agency stands out as the top-ranked agent in New Rochelle due to its consistent high ratings and trusted reputation among local customers.
Most Reviewed
National Insurance Agency
Having the most reviews indicates a large customer base and a proven track record of service reliability in the community.
When choosing an insurance agent in New Rochelle, consider both the overall rating and the number of reviews to gauge trustworthiness. It's also wise to compare quotes and coverage options from multiple top-ranked agencies to find the best fit for your needs.
How to Choose a Insurance Agent in New Rochelle
What to look for
- • Years of experience in the insurance industry, especially in New Rochelle
- • Knowledge of the local insurance market and coverage options
- • Strong communication skills and ability to explain insurance concepts clearly
- • Positive reviews and recommendations from past clients
Questions to ask
- • How long have you been an insurance agent, and how much of that experience is in the New Rochelle area?
- • What types of insurance policies do you specialize in, and how can you help me find the right coverage?
- • Can you provide references or testimonials from your past clients in New Rochelle?
Red flags
- ⚠ Lack of knowledge about the local insurance market and regulations
- ⚠ Unwillingness to provide references or client testimonials
- ⚠ High-pressure sales tactics or unrealistic promises
In New York, insurance agents must be licensed by the New York State Department of Financial Services. Be sure to verify the agent's license and check for any disciplinary actions or complaints.
Local Market Snapshot
19
Businesses listed
4.8★
Avg rating
37
Avg reviews
Jun 10, 2026
Last updated
Top Rated Insurance Agents
Exceptional 5.0-star rating from over 150 local Google reviews.
11 Fifth Ave, Pelham, NY 10803, USATrusted by locals with a 4.9-star rating from 77 reviews.
148 Larchmont Ave, Larchmont, NY 10538, USATop-rated New Rochelle insurance agent with 4.8 stars from 49 reviews.
271 North Ave Suite 102, New Rochelle, NY 10801, USAInsurance Agents Rankings in New Rochelle, NY
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | S Martin Johnson & Associates Ltd11 Fifth Ave, Pelham, NY 10803, USA | 5.0★ | 159 |
| #2 | The New Rochelle Agencies148 Larchmont Ave, Larchmont, NY 10538, USA | 4.9★ | 77 |
| #3 | M.L. Bruenn Co., Inc271 North Ave Suite 102, New Rochelle, NY 10801, USA | 4.8★ | 49 |
| #4 | WISE Agency680 Main St, New Rochelle, NY 10801, USA | 4.3★ | 43 |
| #5 | York Insurance Inc8 Memorial Hwy, New Rochelle, NY 10801, USA | 5.0★ | 2 |
| #6 | Douglas Torpie: Allstate Insurance556 North Ave, New Rochelle, NY 10801, USA | 4.3★ | 38 |
| #7 | National Insurance Agency542 Main St, New Rochelle, NY 10801, USA | 5.0★ | 8 |
| #8 | Corini Insurance Agency542 Main St #101, New Rochelle, NY 10801, USA | 5.0★ | 1 |
| #9 | New Main Agency134 North Ave #202, New Rochelle, NY 10801, USA | 4.0★ | 1 |
| #10 | A & A Reliable Insurance Agency LLC92 North Ave # 201, New Rochelle, NY 10801, USA | 4.1★ | 18 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Insurance Agents in New Rochelle
Trusted by locals with a 4.3-star rating from 43 reviews.
680 Main St, New Rochelle, NY 10801, USA
Trusted by locals with a solid 4.3-star rating from 38 reviews.
556 North Ave, New Rochelle, NY 10801, USA
Reliable New Rochelle insurance agent with a solid 4.1-star rating from 18 reviews.
92 North Ave # 201, New Rochelle, NY 10801, USA
173 Huguenot St, New Rochelle, NY 10801, USA
4.9 stars from 82 reviews, the top-rated insurance agent in New Rochelle.
304 Huguenot St, New Rochelle, NY 10801, USA
4.9 stars from over 100 reviews, reflecting exceptional local client satisfaction.
2525 Palmer Ave, New Rochelle, NY 10801, USA
271 North Ave #610, New Rochelle, NY 10801, USA
271 North Ave #610, New Rochelle, NY 10801, USA
11 W Grand St, Fleetwood, NY 10552, USA
10 S Division St, New Rochelle, NY 10805, USA
Rated 4.9 stars from 21 reviews, this New Rochelle insurance agent is highly trusted.
211 Main St, New Rochelle, NY 10801, USA
271 North Ave #610, New Rochelle, NY 10801, USA
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Insurance Agents in New Rochelle, NY — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | S Martin Johnson & Associates Ltd | 98/100 | 5.0 ★ | 159 |
| 2 | The New Rochelle Agencies | 92/100 | 4.9 ★ | 77 |
| 3 | M.L. Bruenn Co., Inc | 88/100 | 4.8 ★ | 49 |
| 4 | WISE Agency | 79/100 | 4.3 ★ | 43 |
| 5 | York Insurance Inc | 64/100 | 5.0 ★ | 2 |
| 6 | Douglas Torpie: Allstate Insurance | 78/100 | 4.3 ★ | 38 |
| 7 | National Insurance Agency | 70/100 | 5.0 ★ | 8 |
| 8 | Corini Insurance Agency | 62/100 | 5.0 ★ | 1 |
| 9 | New Main Agency | 45/100 | 4.0 ★ | 1 |
| 10 | A & A Reliable Insurance Agency LLC | 59/100 | 4.1 ★ | 18 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · June 2026
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Frequently Asked Questions — Insurance Agents in New Rochelle
What is the difference between a captive and independent insurance agent in New Rochelle?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in NY?
Search the NY Department of Insurance's online license lookup — Google "NY Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in NY must be licensed with the state.
How much does working with a local insurance agent in New Rochelle cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in New Rochelle?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in New Rochelle adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 10, 2026.
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