10+ Years · Newport News
Experienced Mortgage Brokers in Newport News, VA
Experience matters. These mortgage brokers in Newport News have years of proven work behind them — and the reviews to back it up.
As of July 2026, RatingsNearMe ranks 17 mortgage brokers in Newport News, VA by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is OVM with AnnieMac Home Mortgage with a 4.7-star rating from 731 Google reviews and an RNM Score of 83/100. Also in the top tier: Atlantic Bay Mortgage Group - Yorktown, VA and Andrew Jordan with TowneBank Mortgage. The average rating across all listed mortgage brokers in Newport News is 4.9 stars from 96 reviews per business on average.
Mortgage brokers in Newport News: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 5, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
OVM with AnnieMac Home Mortgage - Newport News
This branch consistently appears at the top of rankings in Newport News, suggesting exceptional local service and expertise.
Most Reviewed
M&M Mortgage Team
A high volume of reviews typically indicates a well-established business with broad client experience, making it easier to gauge service quality.
When choosing a mortgage broker, compare multiple offers and read recent reviews to ensure alignment with your specific needs. Local brokers like these often have deep knowledge of Newport News market conditions.
Local Market Snapshot
17
Businesses listed
4.9★
Avg rating
96
Avg reviews
Jul 5, 2026
Last updated
Top Rated Mortgage Brokers
Trusted by hundreds of local clients with a strong 4.7-star rating.
5040 Corporate Woods Dr Suite 100, Virginia Beach, VA 23462, USAHighly rated Newport News mortgage broker with 4.9 stars from over 250 reviews.
111 Cybernetics Way, Yorktown, VA 23693, USAProudly holds a flawless 5.0-star rating from 91 local Google reviews.
1 Old Oyster Point Rd #310, Newport News, VA 23602, USAMortgage Brokers Rankings in Newport News, VA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | OVM with AnnieMac Home Mortgage5040 Corporate Woods Dr Suite 100, Virginia Beach, VA 23462, USA | 4.7★ | 731 |
| #2 | Atlantic Bay Mortgage Group - Yorktown, VA111 Cybernetics Way, Yorktown, VA 23693, USA | 4.9★ | 256 |
| #3 | Andrew Jordan with TowneBank Mortgage1 Old Oyster Point Rd #310, Newport News, VA 23602, USA | 5.0★ | 91 |
| #4 | Tidewater Home Funding733 Thimble Shoals Blvd Suite 170 Office 126, Newport News, VA 23606, USA | 4.8★ | 46 |
| #5 | Renee Bevan with TowneBank Mortgage1 Old Oyster Point Rd Suite 240, Newport News, VA 23602, USA | 5.0★ | 62 |
| #6 | Barry Sharif - Author, Loan Advisor, Notary610 Thimble Shoals Blvd suite 201a, Newport News, VA 23606, USA | 5.0★ | 20 |
| #7 | Movement Mortgage - Newport News, VA11815 Fountain Way, Newport News, VA 23606, USA | 4.5★ | 8 |
| #8 | Nina Efird - Ameris Bank Mortgage804 Omni Blvd ste 103, Newport News, VA 23606, USA | 5.0★ | 8 |
| #9 | OVM-Kim Cress11820 Fountain Way # 502, Newport News, VA 23606, USA | 5.0★ | 6 |
| #10 | M&M Mortgage Team742 Thimble Shoals Blvd A, Newport News, VA 23606, USA | 4.9★ | 70 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in Newport News
Top-rated Newport News mortgage broker with 4.8 stars from 46 reviews.
733 Thimble Shoals Blvd Suite 170 Office 126, Newport News, VA 23606, USA
5.0 stars from 62 reviews, reflecting exceptional client satisfaction in Newport News.
1 Old Oyster Point Rd Suite 240, Newport News, VA 23602, USA
Rated 5.0 stars from 20 reviews, this Newport News broker is highly trusted.
610 Thimble Shoals Blvd suite 201a, Newport News, VA 23606, USA
Highly rated Newport News mortgage broker with 4.5 stars from 8 Google reviews.
11815 Fountain Way, Newport News, VA 23606, USA
Consistently rated 5.0 stars from 8 Google reviews for local mortgage services.
804 Omni Blvd ste 103, Newport News, VA 23606, USA
5.0 stars from 6 Google reviews, reflecting exceptional client satisfaction.
11820 Fountain Way # 502, Newport News, VA 23606, USA
Rated 4.9 stars from 70 Google reviews, this Newport News broker is highly trusted.
742 Thimble Shoals Blvd A, Newport News, VA 23606, USA
A local favorite with a flawless 5.0-star rating from 48 Google reviews.
4165 William Styron Square N, Newport News, VA 23606, USA
Boasts a stellar 4.9-star rating from over 30 glowing Google reviews.
3164 William Styron Square N, Newport News, VA 23606, USA
Top-rated Newport News mortgage broker with a flawless 5.0-star score from 31 reviews.
1 Old Oyster Point Rd #310, Newport News, VA 23602, USA
Newport News mortgage broker with a flawless 5.0-star rating from over 60 reviews.
11820 Fountain Way # 502, Newport News, VA 23606, USA
Rated 4.5 stars from 24 Google reviews, a trusted local mortgage choice.
11820 Fountain Way # 502, Newport News, VA 23606, USA
88 reviews show a perfect 5.0-star rating for this Newport News mortgage broker.
111 Walt Whitman Ave, Newport News, VA 23606, USA
Top-rated Newport News mortgage broker with a perfect 5.0★ rating from 44 reviews.
1 Old Oyster Point Rd #310, Newport News, VA 23602, USA
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Mortgage Brokers in Newport News, VA — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | OVM with AnnieMac Home Mortgage | 83/100 | 4.7 ★ | 731 |
| 2 | Atlantic Bay Mortgage Group - Yorktown, VA | 87/100 | 4.9 ★ | 256 |
| 3 | Andrew Jordan with TowneBank Mortgage | 83/100 | 5.0 ★ | 91 |
| 4 | Tidewater Home Funding | 76/100 | 4.8 ★ | 46 |
| 5 | Renee Bevan with TowneBank Mortgage | 81/100 | 5.0 ★ | 62 |
| 6 | Barry Sharif - Author, Loan Advisor, Notary | 75/100 | 5.0 ★ | 20 |
| 7 | Movement Mortgage - Newport News, VA | 62/100 | 4.5 ★ | 8 |
| 8 | Nina Efird - Ameris Bank Mortgage | 70/100 | 5.0 ★ | 8 |
| 9 | OVM-Kim Cress | 69/100 | 5.0 ★ | 6 |
| 10 | M&M Mortgage Team | 80/100 | 4.9 ★ | 70 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Mortgage Brokers in Newport News
What does a mortgage broker do differently than going directly to a bank in Newport News?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Newport News?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in VA?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 5, 2026.
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