Real Reviews · Newport News
Top-Reviewed Mortgage Brokers in Newport News, VA
What are customers actually saying? Read verified reviews for mortgage brokers in Newport News — every rating is from a real customer.
As of May 2026, RatingsNearMe ranks 17 mortgage brokers in Newport News, VA by verified customer ratings and review volume. The highest-rated is OVM with AnnieMac Home Mortgage with a 4.7-star rating from 731 verified reviews. Also in the top tier: Atlantic Bay Mortgage Group - Yorktown, VA and Andrew Jordan with TowneBank Mortgage. The average rating across all listed mortgage brokers in Newport News is 4.9 stars from 96 reviews per business on average.
Mortgage brokers in Newport News: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
17
Businesses listed
4.9★
Avg rating
96
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
OVM with AnnieMac Home Mortgage
5040 Corporate Woods Dr Suite 100, Virginia Beach, VA 23462, USA
Atlantic Bay Mortgage Group - Yorktown, VA
111 Cybernetics Way, Yorktown, VA 23693, USA
Andrew Jordan with TowneBank Mortgage
1 Old Oyster Point Rd #310, Newport News, VA 23602, USA
Mortgage Brokers Rankings in Newport News, VA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | OVM with AnnieMac Home Mortgage5040 Corporate Woods Dr Suite 100, Virginia Beach, VA 23462, USA | 4.7★ | 731 |
| #2 | Atlantic Bay Mortgage Group - Yorktown, VA111 Cybernetics Way, Yorktown, VA 23693, USA | 4.9★ | 256 |
| #3 | Andrew Jordan with TowneBank Mortgage1 Old Oyster Point Rd #310, Newport News, VA 23602, USA | 5.0★ | 91 |
| #4 | Patrick Avery | Southern Trust Mortgage111 Walt Whitman Ave, Newport News, VA 23606, USA | 5.0★ | 88 |
| #5 | Renee Bevan with TowneBank Mortgage1 Old Oyster Point Rd Suite 240, Newport News, VA 23602, USA | 5.0★ | 62 |
| #6 | OVM with AnnieMac Home Mortgage - Newport News11820 Fountain Way # 502, Newport News, VA 23606, USA | 4.5★ | 24 |
| #7 | Movement Mortgage - Newport News, VA11815 Fountain Way, Newport News, VA 23606, USA | 4.5★ | 8 |
| #8 | Tidewater Home Funding733 Thimble Shoals Blvd Suite 170 Office 126, Newport News, VA 23606, USA | 4.8★ | 46 |
| #9 | Barry Sharif - Author, Loan Advisor, Notary610 Thimble Shoals Blvd suite 201a, Newport News, VA 23606, USA | 5.0★ | 20 |
| #10 | OVM-Kim Cress11820 Fountain Way # 502, Newport News, VA 23606, USA | 5.0★ | 6 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Newport News
Patrick Avery | Southern Trust Mortgage
111 Walt Whitman Ave, Newport News, VA 23606, USA
Renee Bevan with TowneBank Mortgage
1 Old Oyster Point Rd Suite 240, Newport News, VA 23602, USA
OVM with AnnieMac Home Mortgage - Newport News
11820 Fountain Way # 502, Newport News, VA 23606, USA
Movement Mortgage - Newport News, VA
11815 Fountain Way, Newport News, VA 23606, USA
Tidewater Home Funding
733 Thimble Shoals Blvd Suite 170 Office 126, Newport News, VA 23606, USA
Barry Sharif - Author, Loan Advisor, Notary
610 Thimble Shoals Blvd suite 201a, Newport News, VA 23606, USA
OVM-Kim Cress
11820 Fountain Way # 502, Newport News, VA 23606, USA
Nina Efird - Ameris Bank Mortgage
804 Omni Blvd ste 103, Newport News, VA 23606, USA
M&M Mortgage Team
742 Thimble Shoals Blvd A, Newport News, VA 23606, USA
Arbor Home Loans | Newport News
4165 William Styron Square N, Newport News, VA 23606, USA
Homespire Mortgage Company - Jimmy Sgambelluri
3164 William Styron Square N, Newport News, VA 23606, USA
Michael Hartnett NMLS # 207733 Mortgage Lender
11820 Fountain Way # 502, Newport News, VA 23606, USA
McKim Beale with TowneBank Mortgage
1 Old Oyster Point Rd #310, Newport News, VA 23602, USA
TowneBank Mortgage
1 Old Oyster Point Rd #310, Newport News, VA 23602, USA
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Frequently Asked Questions — Mortgage Brokers in Newport News
What does a mortgage broker do differently than going directly to a bank in Newport News?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Newport News?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in VA?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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