Licensed · Norfolk
Licensed & Insured Mortgage Brokers in Norfolk, VA
Every mortgage brokers listed here carries proper licensing and insurance in VA. Protect yourself — always verify credentials before work begins.
As of June 2026, RatingsNearMe ranks 16 mortgage brokers in Norfolk, VA by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Atlantic Bay Mortgage Group with a 5.0-star rating from 270 Google reviews and an RNM Score of 88/100. Also in the top tier: Towne Mortgage and Briggs Team Lending - Taylor Briggs. The average rating across all listed mortgage brokers in Norfolk is 4.9 stars from 82 reviews per business on average.
Mortgage brokers in Norfolk: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated June 10, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Gus Lindstrom Loan Officer with Coastal Towne Mortgage
Gus Lindstrom is consistently top-ranked for his exceptional customer service and deep local market knowledge in Norfolk.
Most Reviewed
Gus Lindstrom Loan Officer with Coastal Towne Mortgage
A high review count indicates broad customer trust and a proven track record of satisfaction.
When choosing a mortgage broker in Norfolk, compare loan options and fees from multiple top-ranked brokers, and prioritize those with strong local reputations and transparent communication.
Local Market Snapshot
16
Businesses listed
4.9★
Avg rating
82
Avg reviews
Jun 10, 2026
Last updated
Top Rated Mortgage Brokers
Trusted Norfolk mortgage broker with a perfect 5.0★ rating from 270 reviews.
638 Independence Pkwy # 250, Chesapeake, VA 23320, USATrusted by locals with a stellar 4.9-star rating from over 160 reviews.
3 Commercial Pl Suite 1440, Norfolk, VA 23510, USANorfolk's top-rated mortgage broker with a perfect 5.0★ score from 132 reviews.
505 Independence Pkwy #240, Chesapeake, VA 23320, USAMortgage Brokers Rankings in Norfolk, VA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Atlantic Bay Mortgage Group638 Independence Pkwy # 250, Chesapeake, VA 23320, USA | 5.0★ | 270 |
| #2 | Towne Mortgage3 Commercial Pl Suite 1440, Norfolk, VA 23510, USA | 4.9★ | 162 |
| #3 | Briggs Team Lending - Taylor Briggs505 Independence Pkwy #240, Chesapeake, VA 23320, USA | 5.0★ | 132 |
| #4 | Brendan Powell - Mortgage Broker - Home Loan Solutions500 E Main St #1600-93, Norfolk, VA 23510, USA | 5.0★ | 31 |
| #5 | Shikma Rubin, Mortgage Advisor, NMLS ID #11148731108 Eden Way N, Chesapeake, VA 23320, USA | 5.0★ | 96 |
| #6 | Vantage Point Mortgage1545 Crossways Blvd Suite 250, Chesapeake, VA 23320, USA | 5.0★ | 61 |
| #7 | Bobby Ashburner Loan Officer with Coastal Towne Mortgage3 Commercial Pl Suite 1450, Norfolk, VA 23510, USA | 4.8★ | 17 |
| #8 | Paul Venable with TowneBank Mortgage1006 Colley Ave, Norfolk, VA 23507, USA | 4.9★ | 36 |
| #9 | Gus Lindstrom Loan Officer with Coastal Towne Mortgage3 Commercial Pl Suite 1450, Norfolk, VA 23510, USA | 5.0★ | 31 |
| #10 | RW Towne Mortgage3 Commercial Pl Suite 1410, Norfolk, VA 23510, USA | 4.9★ | 147 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Mortgage Brokers in Norfolk
Consistently rated 5 stars across 31 Google reviews.
500 E Main St #1600-93, Norfolk, VA 23510, USA
Norfolk's top-rated mortgage broker with a perfect 5.0★ score from 96 reviews.
1108 Eden Way N, Chesapeake, VA 23320, USA
Trusted by clients with a perfect 5.0 rating from 61 Google reviews.
1545 Crossways Blvd Suite 250, Chesapeake, VA 23320, USA
Norfolk mortgage broker rated 4.8 stars from 17 Google reviews.
3 Commercial Pl Suite 1450, Norfolk, VA 23510, USA
Top-rated Norfolk mortgage broker with 4.9 stars from 36 reviews.
1006 Colley Ave, Norfolk, VA 23507, USA
Over 30 Google reviews give this Norfolk mortgage broker a perfect 5.0-star rating.
3 Commercial Pl Suite 1450, Norfolk, VA 23510, USA
Trusted by 147 clients, this Norfolk mortgage broker holds a rare 4.9-star rating.
3 Commercial Pl Suite 1410, Norfolk, VA 23510, USA
Norfolk mortgage broker with a perfect 5.0-star rating from 66 reviews.
3 Commercial Pl Suite 1450, Norfolk, VA 23510, USA
Norfolk mortgage broker with a perfect 5.0-star rating from 118 client reviews.
3 Commercial Pl Suite 1450, Norfolk, VA 23510, USA
Norfolk mortgage broker with a flawless 5.0-star rating from 61 Google reviews.
1 Prestwick, Williamsburg, VA 23188, USA
Exceptional 5.0-star rating based on five Google reviews.
500 E Main St #1600-93, Norfolk, VA 23510, USA
Exceptional 5.0-star rating from over 20 reviews in Norfolk, VA.
2204 Hampton Blvd, Norfolk, VA 23517, USA
58 Google reviews give this Norfolk mortgage broker a 3.8-star rating.
440 Monticello Ave Suite 1850, Norfolk, VA 23510, USA
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Mortgage Brokers in Norfolk, VA — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Atlantic Bay Mortgage Group | 88/100 | 5.0 ★ | 270 |
| 2 | Towne Mortgage | 84/100 | 4.9 ★ | 162 |
| 3 | Briggs Team Lending - Taylor Briggs | 85/100 | 5.0 ★ | 132 |
| 4 | Brendan Powell - Mortgage Broker - Home Loan Solutions | 77/100 | 5.0 ★ | 31 |
| 5 | Shikma Rubin, Mortgage Advisor, NMLS ID #1114873 | 83/100 | 5.0 ★ | 96 |
| 6 | Vantage Point Mortgage | 81/100 | 5.0 ★ | 61 |
| 7 | Bobby Ashburner Loan Officer with Coastal Towne Mortgage | 71/100 | 4.8 ★ | 17 |
| 8 | Paul Venable with TowneBank Mortgage | 76/100 | 4.9 ★ | 36 |
| 9 | Gus Lindstrom Loan Officer with Coastal Towne Mortgage | 77/100 | 5.0 ★ | 31 |
| 10 | RW Towne Mortgage | 84/100 | 4.9 ★ | 147 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · June 2026
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Frequently Asked Questions — Mortgage Brokers in Norfolk
What does a mortgage broker do differently than going directly to a bank in Norfolk?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Norfolk?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in VA?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 10, 2026.
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