Pricing Guide · Norfolk
Mortgage Brokers Cost in Norfolk, VA — 2026 Price Guide
What should you pay for mortgage brokers in Norfolk? See real 2026 price ranges from local pros and get free quotes to compare.
As of May 2026, RatingsNearMe ranks 16 mortgage brokers in Norfolk, VA by verified customer ratings and review volume. The highest-rated is Atlantic Bay Mortgage Group with a 5.0-star rating from 270 verified reviews. Also in the top tier: Towne Mortgage and RW Towne Mortgage. The average rating across all listed mortgage brokers in Norfolk is 4.9 stars from 82 reviews per business on average.
Mortgage brokers in Norfolk: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
16
Businesses listed
4.9★
Avg rating
82
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
Atlantic Bay Mortgage Group
638 Independence Pkwy # 250, Chesapeake, VA 23320, USA
Towne Mortgage
3 Commercial Pl Suite 1440, Norfolk, VA 23510, USA
RW Towne Mortgage
3 Commercial Pl Suite 1410, Norfolk, VA 23510, USA
Mortgage Brokers Rankings in Norfolk, VA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Atlantic Bay Mortgage Group638 Independence Pkwy # 250, Chesapeake, VA 23320, USA | 5.0★ | 270 |
| #2 | Towne Mortgage3 Commercial Pl Suite 1440, Norfolk, VA 23510, USA | 4.9★ | 162 |
| #3 | RW Towne Mortgage3 Commercial Pl Suite 1410, Norfolk, VA 23510, USA | 4.9★ | 147 |
| #4 | Briggs Team Lending - Taylor Briggs505 Independence Pkwy #240, Chesapeake, VA 23320, USA | 5.0★ | 132 |
| #5 | Shikma Rubin, Mortgage Advisor, NMLS ID #11148731108 Eden Way N, Chesapeake, VA 23320, USA | 5.0★ | 96 |
| #6 | Vantage Point Mortgage1545 Crossways Blvd Suite 250, Chesapeake, VA 23320, USA | 5.0★ | 61 |
| #7 | Bobby Ashburner Loan Officer with Coastal Towne Mortgage3 Commercial Pl Suite 1450, Norfolk, VA 23510, USA | 4.8★ | 17 |
| #8 | Paul Venable with TowneBank Mortgage1006 Colley Ave, Norfolk, VA 23507, USA | 4.9★ | 36 |
| #9 | Temple Mortgage LLC NMLS 218997440 Monticello Ave Suite 1850, Norfolk, VA 23510, USA | 3.8★ | 58 |
| #10 | Tier 1 home Loans, Inc.500 E Main St #1600-93, Norfolk, VA 23510, USA | 5.0★ | 5 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Norfolk
Briggs Team Lending - Taylor Briggs
505 Independence Pkwy #240, Chesapeake, VA 23320, USA
Shikma Rubin, Mortgage Advisor, NMLS ID #1114873
1108 Eden Way N, Chesapeake, VA 23320, USA
Vantage Point Mortgage
1545 Crossways Blvd Suite 250, Chesapeake, VA 23320, USA
Bobby Ashburner Loan Officer with Coastal Towne Mortgage
3 Commercial Pl Suite 1450, Norfolk, VA 23510, USA
Paul Venable with TowneBank Mortgage
1006 Colley Ave, Norfolk, VA 23507, USA
Temple Mortgage LLC NMLS 218997
440 Monticello Ave Suite 1850, Norfolk, VA 23510, USA
Tier 1 home Loans, Inc.
500 E Main St #1600-93, Norfolk, VA 23510, USA
Merit Mortgage Group LLC
1 Prestwick, Williamsburg, VA 23188, USA
Matt Frano Loan Officer at Coastal Towne Mortgage
3 Commercial Pl Suite 1450, Norfolk, VA 23510, USA
Gus Lindstrom Loan Officer with Coastal Towne Mortgage
3 Commercial Pl Suite 1450, Norfolk, VA 23510, USA
John Frankos at Coastal Towne Mortgage - NMLS#: 766975
3 Commercial Pl Suite 1450, Norfolk, VA 23510, USA
Lauren Phipps with Towne Mortgage
2204 Hampton Blvd, Norfolk, VA 23517, USA
Brendan Powell - Mortgage Broker - Home Loan Solutions
500 E Main St #1600-93, Norfolk, VA 23510, USA
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Frequently Asked Questions — Mortgage Brokers in Norfolk
What does a mortgage broker do differently than going directly to a bank in Norfolk?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Norfolk?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in VA?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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