4.5+ Stars · Oakland
Highly Rated Insurance Agents in Oakland, CA
Only the best make this list. These insurance agents in Oakland have earned 4.5+ star ratings from real customers — consistently.
As of May 2026, RatingsNearMe ranks 20 insurance agents in Oakland, CA by verified customer ratings and review volume. The highest-rated is Kelly Wright - State Farm Insurance Agent with a 5.0-star rating from 259 verified reviews. Also in the top tier: Jain Williams - State Farm Insurance Agent and Freeway Insurance. The average rating across all listed insurance agents in Oakland is 4.8 stars from 133 reviews per business on average.
Insurance in Oakland: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
4.8★
Avg rating
133
Avg reviews
May 17, 2026
Last updated
Top Rated Insurance Agents
Kelly Wright - State Farm Insurance Agent
5273 College Ave #101, Oakland, CA 94618, USA
Jain Williams - State Farm Insurance Agent
4222 MacArthur Blvd, Oakland, CA 94619, USA
Freeway Insurance
1452 High St Ste B, Oakland, CA 94601, USA
Insurance Agents Rankings in Oakland, CA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Kelly Wright - State Farm Insurance Agent5273 College Ave #101, Oakland, CA 94618, USA | 5.0★ | 259 |
| #2 | Jain Williams - State Farm Insurance Agent4222 MacArthur Blvd, Oakland, CA 94619, USA | 4.9★ | 229 |
| #3 | Freeway Insurance1452 High St Ste B, Oakland, CA 94601, USA | 4.6★ | 342 |
| #4 | Khidir Insurance Agency3114 San Pablo Ave, Oakland, CA 94608, USA | 4.9★ | 181 |
| #5 | Cost-U-Less Insurance5353 Claremont Ave Ste A, Oakland, CA 94618, USA | 4.7★ | 219 |
| #6 | Kyraser Affordable Auto Insurance Oakland825 Washington St #331, Oakland, CA 94607, USA | 4.6★ | 11 |
| #7 | avail insurance solutions, inc - independent insurance broker6023 College Ave, Oakland, CA 94618, USA | 5.0★ | 36 |
| #8 | Odalis Ordonez Insurance Agency3560 Grand Ave, Oakland, CA 94610, USA | 5.0★ | 169 |
| #9 | Near By Insurance Agency324 10th St #235, Oakland, CA 94607, USA | 5.0★ | 29 |
| #10 | Jessica Hebert - State Farm Insurance Agent490 Grand Ave #210, Oakland, CA 94610, USA | 5.0★ | 114 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Insurance Agents in Oakland
Khidir Insurance Agency
3114 San Pablo Ave, Oakland, CA 94608, USA
Cost-U-Less Insurance
5353 Claremont Ave Ste A, Oakland, CA 94618, USA
Kyraser Affordable Auto Insurance Oakland
825 Washington St #331, Oakland, CA 94607, USA
avail insurance solutions, inc - independent insurance broker
6023 College Ave, Oakland, CA 94618, USA
Odalis Ordonez Insurance Agency
3560 Grand Ave, Oakland, CA 94610, USA
Near By Insurance Agency
324 10th St #235, Oakland, CA 94607, USA
Jessica Hebert - State Farm Insurance Agent
490 Grand Ave #210, Oakland, CA 94610, USA
Ken Bullock - State Farm Insurance Agent
4490 Piedmont Ave, Oakland, CA 94611, USA
American Standard
599 58th St, Oakland, CA 94609, USA
Rate Crushers Insurance Brokers
410 14th St, Oakland, CA 94612, USA
Del-Rose Insurance Services
4819 International Blvd, Oakland, CA 94601, USA
Stephanie Canessa - State Farm Insurance Agent
6228 Merced Ave, Oakland, CA 94611, USA
Fiesta Auto Insurance & Tax Service
4102 International Blvd, Oakland, CA 94601, USA
Mat Dahms - State Farm Insurance Agent
4400 Keller Ave #260, Oakland, CA 94605, USA
Alex Anneker - State Farm Insurance Agent
5273 College Ave #101, Oakland, CA 94618, USA
Farmers Insurance - Anthony Sue
3333 Grand Ave #203, Oakland, CA 94610, USA
AAA Oakland Rockridge Branch
1982 Pleasant Valley Ave, Oakland, CA 94611, USA
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Frequently Asked Questions — Insurance Agents in Oakland
What is the difference between a captive and independent insurance agent in Oakland?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in CA?
Search the CA Department of Insurance's online license lookup — Google "CA Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in CA must be licensed with the state.
How much does working with a local insurance agent in Oakland cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Oakland?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Oakland adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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