Top Picks · Ocala
Best Mortgage Brokers in Ocala, FL
Rated and reviewed by real customers. Compare prices, read reviews, and call the top pros near you — for free.
As of July 2026, RatingsNearMe ranks 17 mortgage brokers in Ocala, FL by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Essex Mortgage with a 4.8-star rating from 1,951 Google reviews and an RNM Score of 85/100. Also in the top tier: Scott Shannon – The Shannon Team at Neighborhood Loans and Home Mortgage. The average rating across all listed mortgage brokers in Ocala is 4.9 stars from 200 reviews per business on average.
Mortgage brokers in Ocala: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Allstate Mortgage Loans
Allstate Mortgage Loans is consistently top-ranked for its strong local reputation and comprehensive loan options in Ocala.
Most Reviewed
Allstate Mortgage Loans
A high review count indicates broad customer experience and trust, helping you gauge service reliability.
Compare loan offers from multiple brokers to find the best rates and terms, and always check recent customer reviews for local service insights.
Local Market Snapshot
17
Businesses listed
4.9★
Avg rating
200
Avg reviews
Jul 4, 2026
Last updated
Top Rated Mortgage Brokers
4.8 stars from nearly 2,000 reviews in Ocala.
1417 N Magnolia Ave, Ocala, FL 34475, USAExceptional 4.9-star rating from over 200 Google reviews in Ocala.
3220 SW 33rd Rd suite a, Ocala, FL 34474, USATrusted by hundreds of local clients, this Ocala broker holds a stellar 4.8★ rating.
1306 S Pine Ave Suite A, Ocala, FL 34471, USAMortgage Brokers Rankings in Ocala, FL
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Essex Mortgage1417 N Magnolia Ave, Ocala, FL 34475, USA | 4.8★ | 1,951 |
| #2 | Scott Shannon – The Shannon Team at Neighborhood Loans3220 SW 33rd Rd suite a, Ocala, FL 34474, USA | 4.9★ | 216 |
| #3 | Home Mortgage1306 S Pine Ave Suite A, Ocala, FL 34471, USA | 4.8★ | 206 |
| #4 | Loni Gerardi217 SE 1st Ave Ste 200-10, Ocala, FL 34471, USA | 5.0★ | 26 |
| #5 | Stockton Mortgage, Ocala, FL NMLS #8259217 SE 1st Ave Ste 200-10, Ocala, FL 34471, USA | 5.0★ | 2 |
| #6 | PrimeLending, A PlainsCapital Company - Ocala3200 SW 34th Ave bldg 100 suite 102, Ocala, FL 34474, USA | 5.0★ | 126 |
| #7 | Mortgages with Brittany500 E Fort King St Bldg 500 Suite B, Ocala, FL 34471, USA | 5.0★ | 120 |
| #8 | Black Rock Mortgage1552 E Fort King St, Ocala, FL 34471, USA | 4.9★ | 65 |
| #9 | PrimeLending, A PlainsCapital Company: Cheryl Sutcliffe3200 SW 34th Ave Bldg 100 Ste. 102, Ocala, FL 34474, USA | 5.0★ | 38 |
| #10 | Allstate Mortgage Loans809 NE 25th Ave, Ocala, FL 34470, USA | 4.1★ | 23 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in Ocala
Top-rated Ocala mortgage broker with perfect 5.0 score from 26 reviews.
217 SE 1st Ave Ste 200-10, Ocala, FL 34471, USA
5.0-star rating from 2 Google reviews for this Ocala mortgage broker.
217 SE 1st Ave Ste 200-10, Ocala, FL 34471, USA
5.0 stars from 126 reviews, reflecting exceptional client satisfaction in Ocala.
3200 SW 34th Ave bldg 100 suite 102, Ocala, FL 34474, USA
5.0 stars from 120 reviews, reflecting exceptional client satisfaction in Ocala.
500 E Fort King St Bldg 500 Suite B, Ocala, FL 34471, USA
Ocala mortgage broker with a 4.9-star rating from 65 Google reviews.
1552 E Fort King St, Ocala, FL 34471, USA
Top-rated Ocala mortgage broker with a perfect 5.0 score from 38 reviews.
3200 SW 34th Ave Bldg 100 Ste. 102, Ocala, FL 34474, USA
Trusted by locals with a solid 4.1-star rating from over 20 reviews.
809 NE 25th Ave, Ocala, FL 34470, USA
Top-rated Ocala mortgage broker with a perfect 5.0-star rating from 18 reviews.
2701 SE Maricamp Rd STE 103, Ocala, FL 34471, USA
Trusted by 143 local clients, earning an exceptional 4.9-star rating.
5444 SE Abshier Blvd, Belleview, FL 34420, USA
Trusted Ocala mortgage broker with 4.6 stars from over 120 customer reviews.
2050 E Silver Springs Blvd, Ocala, FL 34470, USA
Top-rated Ocala mortgage broker with a perfect 5.0-star rating from over 100 reviews.
4414 SW College Rd Suite 922A, Ocala, FL 34474, USA
Ocala's top-rated mortgage broker with a 4.9-star average from 81 reviews.
3200 SW 34th Ave bldg 100 suite 102, Ocala, FL 34474, USA
Top-rated Ocala mortgage broker with a perfect 5.0-star rating from 63 reviews.
46 SW 1st Ave Ste 2, Ocala, FL 34471, USA
Trusted by local clients, with an exceptional 4.8★ rating from 83 Google reviews.
3200 SW 34th Ave bldg 100 suite 102, Ocala, FL 34474, USA
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Mortgage Brokers in Ocala, FL — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Essex Mortgage | 85/100 | 4.8 ★ | 1,951 |
| 2 | Scott Shannon – The Shannon Team at Neighborhood Loans | 86/100 | 4.9 ★ | 216 |
| 3 | Home Mortgage | 84/100 | 4.8 ★ | 206 |
| 4 | Loni Gerardi | 76/100 | 5.0 ★ | 26 |
| 5 | Stockton Mortgage, Ocala, FL NMLS #8259 | 64/100 | 5.0 ★ | 2 |
| 6 | PrimeLending, A PlainsCapital Company - Ocala | 85/100 | 5.0 ★ | 126 |
| 7 | Mortgages with Brittany | 84/100 | 5.0 ★ | 120 |
| 8 | Black Rock Mortgage | 79/100 | 4.9 ★ | 65 |
| 9 | PrimeLending, A PlainsCapital Company: Cheryl Sutcliffe | 78/100 | 5.0 ★ | 38 |
| 10 | Allstate Mortgage Loans | 60/100 | 4.1 ★ | 23 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Mortgage Brokers in Ocala
What does a mortgage broker do differently than going directly to a bank in Ocala?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Ocala?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in FL?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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