Near You · Ocala
Mortgage Brokers Near You in Ocala, FL
Find mortgage brokers close to you in Ocala. All results are sorted by proximity and rated by real local customers.
As of May 2026, RatingsNearMe ranks 17 mortgage brokers in Ocala, FL by verified customer ratings and review volume. The highest-rated is Essex Mortgage with a 4.8-star rating from 1,951 verified reviews. Also in the top tier: Scott Shannon – The Shannon Team at Neighborhood Loans and Home Mortgage. The average rating across all listed mortgage brokers in Ocala is 4.9 stars from 200 reviews per business on average.
Mortgage brokers in Ocala: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
17
Businesses listed
4.9★
Avg rating
200
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
Essex Mortgage
1417 N Magnolia Ave, Ocala, FL 34475, USA
Scott Shannon – The Shannon Team at Neighborhood Loans
3220 SW 33rd Rd suite a, Ocala, FL 34474, USA
Home Mortgage
1306 S Pine Ave Suite A, Ocala, FL 34471, USA
Mortgage Brokers Rankings in Ocala, FL
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Essex Mortgage1417 N Magnolia Ave, Ocala, FL 34475, USA | 4.8★ | 1,951 |
| #2 | Scott Shannon – The Shannon Team at Neighborhood Loans3220 SW 33rd Rd suite a, Ocala, FL 34474, USA | 4.9★ | 216 |
| #3 | Home Mortgage1306 S Pine Ave Suite A, Ocala, FL 34471, USA | 4.8★ | 206 |
| #4 | Black Rock Mortgage1552 E Fort King St, Ocala, FL 34471, USA | 4.9★ | 65 |
| #5 | Mortgages with Brittany500 E Fort King St Bldg 500 Suite B, Ocala, FL 34471, USA | 5.0★ | 120 |
| #6 | PrimeLending, A PlainsCapital Company - Ocala3200 SW 34th Ave bldg 100 suite 102, Ocala, FL 34474, USA | 5.0★ | 126 |
| #7 | Atlantic Mortgage & Finance Corp46 SW 1st Ave Ste 2, Ocala, FL 34471, USA | 5.0★ | 63 |
| #8 | Stress Less Mortgage5444 SE Abshier Blvd, Belleview, FL 34420, USA | 4.9★ | 143 |
| #9 | Lennar Mortgage, LLC Mid-Florida4414 SW College Rd Suite 922A, Ocala, FL 34474, USA | 5.0★ | 118 |
| #10 | Southern Home Loans | Luminate Bank2050 E Silver Springs Blvd, Ocala, FL 34470, USA | 4.6★ | 122 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Ocala
Black Rock Mortgage
1552 E Fort King St, Ocala, FL 34471, USA
Mortgages with Brittany
500 E Fort King St Bldg 500 Suite B, Ocala, FL 34471, USA
PrimeLending, A PlainsCapital Company - Ocala
3200 SW 34th Ave bldg 100 suite 102, Ocala, FL 34474, USA
Atlantic Mortgage & Finance Corp
46 SW 1st Ave Ste 2, Ocala, FL 34471, USA
Stress Less Mortgage
5444 SE Abshier Blvd, Belleview, FL 34420, USA
Lennar Mortgage, LLC Mid-Florida
4414 SW College Rd Suite 922A, Ocala, FL 34474, USA
Southern Home Loans | Luminate Bank
2050 E Silver Springs Blvd, Ocala, FL 34470, USA
Debbie Cowan, Production Manager, PRIMELENDING, A PlainsCapital Company NMLS 455486
3200 SW 34th Ave bldg 100 suite 102, Ocala, FL 34474, USA
Stockton Mortgage, Ocala, FL NMLS #8259
217 SE 1st Ave Ste 200-10, Ocala, FL 34471, USA
Allstate Mortgage Loans
809 NE 25th Ave, Ocala, FL 34470, USA
PrimeLending, A PlainsCapital Company - Tampa
3200 SW 34th Ave bldg 100 suite 102, Ocala, FL 34474, USA
Geneva Financial Home Loans - Rick Durham
2701 SE Maricamp Rd STE 103, Ocala, FL 34471, USA
Loni Gerardi
217 SE 1st Ave Ste 200-10, Ocala, FL 34471, USA
PrimeLending, A PlainsCapital Company: Cheryl Sutcliffe
3200 SW 34th Ave Bldg 100 Ste. 102, Ocala, FL 34474, USA
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Frequently Asked Questions — Mortgage Brokers in Ocala
What does a mortgage broker do differently than going directly to a bank in Ocala?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Ocala?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in FL?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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