Pricing Guide · Orlando
Insurance Agents Cost in Orlando, FL — 2026 Price Guide
What should you pay for insurance agents in Orlando? See real 2026 price ranges from local pros and get free quotes to compare.
As of July 2026, RatingsNearMe ranks 17 insurance agents in Orlando, FL by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is American Insurance Point - AIP FLORIDA with a 5.0-star rating from 1,185 Google reviews and an RNM Score of 100/100. Also in the top tier: Accent Brokers Insurance and Garzor Insurance. The average rating across all listed insurance agents in Orlando is 4.9 stars from 835 reviews per business on average.
Insurance in Orlando: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
GreatFlorida Insurance: Randy Hernandez
Randy Hernandez consistently ranks as a top agent in Orlando due to exceptional customer service and a wide range of insurance solutions.
Most Reviewed
Accent Brokers Insurance
A high number of reviews signals strong customer trust and reflects reliable, responsive service from the agency.
When choosing an insurance agent in Orlando, verify that the agent specializes in the type of coverage you need (auto, home, life, etc.) and check recent reviews to gauge responsiveness and claim support. It's also wise to compare quotes from multiple top-ranked agents to find the best value.
Local Market Snapshot
17
Businesses listed
4.9★
Avg rating
835
Avg reviews
Jul 4, 2026
Last updated
Top Rated Insurance Agents
Trusted by thousands, this Orlando insurance agent holds a perfect 5.0-star rating.
7362 Futures Dr ste 21b, Orlando, FL 32819, USA5.0 stars from over 1,000 reviews, highly trusted by Orlando clients.
4503 Curry Ford Rd, Orlando, FL 32812, USA4.9-star rating from over 1,200 Google reviews in Orlando.
4369 Hunters Park Ln, Orlando, FL 32837, USAInsurance Agents Rankings in Orlando, FL
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | American Insurance Point - AIP FLORIDA7362 Futures Dr ste 21b, Orlando, FL 32819, USA | 5.0★ | 1,185 |
| #2 | Accent Brokers Insurance4503 Curry Ford Rd, Orlando, FL 32812, USA | 5.0★ | 1,020 |
| #3 | Garzor Insurance4369 Hunters Park Ln, Orlando, FL 32837, USA | 4.9★ | 1,253 |
| #4 | GreatFlorida Insurance: Randy Hernandez3203 Conway Rd Ste 106, Orlando, FL 32812, USA | 4.9★ | 445 |
| #5 | Rodriguez Insurance2218 S Chickasaw Trail, Orlando, FL 32825, USA | 4.9★ | 786 |
| #6 | Kate Hutton - GEICO Insurance Agent5005 E Colonial Dr, Orlando, FL 32803, USA | 4.8★ | 3,420 |
| #7 | GreatFlorida Insurance Mitch Lopez6021 S Orange Ave Suite B, Orlando, FL 32809, USA | 5.0★ | 258 |
| #8 | Acceptance Insurance4434 Hoffner Ave A8, Orlando, FL 32812, USA | 4.9★ | 239 |
| #9 | Erb and Young Insurance7575 Dr Phillips Blvd #240, Orlando, FL 32819, USA | 4.9★ | 1,049 |
| #10 | Universal Insurance Agency1548 S Semoran Blvd, Orlando, FL 32807, USA | 4.5★ | 176 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Insurance Agents in Orlando
Trusted by hundreds, this Orlando insurance agent holds a stellar 4.9★ rating.
3203 Conway Rd Ste 106, Orlando, FL 32812, USA
Trusted by hundreds of clients, this Orlando agent holds a 4.9-star rating.
2218 S Chickasaw Trail, Orlando, FL 32825, USA
Exceptional 4.8-star rating from over 3,400 Google reviews in Orlando.
5005 E Colonial Dr, Orlando, FL 32803, USA
5.0 stars from over 250 reviews for this trusted Orlando insurance agent.
6021 S Orange Ave Suite B, Orlando, FL 32809, USA
Rated 4.9 stars from 239 Google reviews, this Orlando insurance agent is highly trusted.
4434 Hoffner Ave A8, Orlando, FL 32812, USA
4.9-star rating from over 1,000 Google reviews in Orlando.
7575 Dr Phillips Blvd #240, Orlando, FL 32819, USA
Hundreds of Google reviews give this Orlando insurance agent a strong 4.5-star rating.
1548 S Semoran Blvd, Orlando, FL 32807, USA
Rated 4.9 stars from 85 reviews, this Orlando insurance agent is highly trusted.
5003 Old Cheney Hwy, Orlando, FL 32807, USA
Top-rated Orlando insurance agent with a perfect 5.0-star rating from 186 reviews.
121 S Orange Ave #1500, Orlando, FL 32801, USA
4.9-star rating from over 637 Google reviews shows exceptional client service.
3120 S Kirkman Rd Ste 2B, Orlando, FL 32811, USA
Orlando insurance agent with 4.9 stars from over 2,100 Google reviews.
637 S Semoran Blvd Suite G, Orlando, FL 32807, USA
Earning a 4.8-star rating from over 1,000 Google reviews.
7208 W Sand Lake Rd # 206, Orlando, FL 32819, USA
Trusted by hundreds of local clients, this Orlando agent holds a stellar 4.8-star rating.
498 S Lake Destiny Dr Suite 200, Orlando, FL 32810, USA
5.0 stars from 2 reviews, reflecting exceptional client satisfaction in Orlando.
6904 River Oaks Dr #107, Orlando, FL 32808, USA
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Insurance Agents in Orlando, FL — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | American Insurance Point - AIP FLORIDA | 100/100 | 5.0 ★ | 1,185 |
| 2 | Accent Brokers Insurance | 100/100 | 5.0 ★ | 1,020 |
| 3 | Garzor Insurance | 98/100 | 4.9 ★ | 1,253 |
| 4 | GreatFlorida Insurance: Randy Hernandez | 98/100 | 4.9 ★ | 445 |
| 5 | Rodriguez Insurance | 90/100 | 4.9 ★ | 786 |
| 6 | Kate Hutton - GEICO Insurance Agent | 97/100 | 4.8 ★ | 3,420 |
| 7 | GreatFlorida Insurance Mitch Lopez | 100/100 | 5.0 ★ | 258 |
| 8 | Acceptance Insurance | 98/100 | 4.9 ★ | 239 |
| 9 | Erb and Young Insurance | 98/100 | 4.9 ★ | 1,049 |
| 10 | Universal Insurance Agency | 90/100 | 4.5 ★ | 176 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Insurance Agents in Orlando
What is the difference between a captive and independent insurance agent in Orlando?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in FL?
Search the FL Department of Insurance's online license lookup — Google "FL Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in FL must be licensed with the state.
How much does working with a local insurance agent in Orlando cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Orlando?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Orlando adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
Insurance Agents in Nearby Cities
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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