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Licensed · Orlando

Licensed & Insured Insurance Agents in Orlando, FL

Every insurance agents listed here carries proper licensing and insurance in FL. Protect yourself — always verify credentials before work begins.

As of May 2026, RatingsNearMe ranks 17 insurance agents in Orlando, FL by verified customer ratings and review volume. The highest-rated is Accent Brokers Insurance with a 5.0-star rating from 1,020 verified reviews. Also in the top tier: American Insurance Point - AIP FLORIDA and Univista Insurance. The average rating across all listed insurance agents in Orlando is 4.9 stars from 835 reviews per business on average.

Insurance in Orlando: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.

Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.

Local Market Snapshot

17

Businesses listed

4.9★

Avg rating

835

Avg reviews

May 17, 2026

Last updated

Top Rated Insurance Agents

🥇

Accent Brokers Insurance

5.0(1,020 reviews)

4503 Curry Ford Rd, Orlando, FL 32812, USA

🥈

American Insurance Point - AIP FLORIDA

5.0(1,185 reviews)

7362 Futures Dr ste 21b, Orlando, FL 32819, USA

🥉

Univista Insurance

4.9(2,176 reviews)

637 S Semoran Blvd Suite G, Orlando, FL 32807, USA

Insurance Agents Rankings in Orlando, FL

#BusinessRatingReviews
#1Accent Brokers Insurance4503 Curry Ford Rd, Orlando, FL 32812, USA5.01,020
#2American Insurance Point - AIP FLORIDA7362 Futures Dr ste 21b, Orlando, FL 32819, USA5.01,185
#3Univista Insurance637 S Semoran Blvd Suite G, Orlando, FL 32807, USA4.92,176
#4GreatFlorida Insurance Mitch Lopez6021 S Orange Ave Suite B, Orlando, FL 32809, USA5.0258
#5Renegade Insurance3120 S Kirkman Rd Ste 2B, Orlando, FL 32811, USA4.9637
#6Acceptance Insurance4434 Hoffner Ave A8, Orlando, FL 32812, USA4.9239
#7Universal Insurance Agency1548 S Semoran Blvd, Orlando, FL 32807, USA4.5176
#8J Meyers Insurance Agency5003 Old Cheney Hwy, Orlando, FL 32807, USA4.985
#9worldwide insurance agency6904 River Oaks Dr #107, Orlando, FL 32808, USA5.02
#10Garzor Insurance4369 Hunters Park Ln, Orlando, FL 32837, USA4.91,253

Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026

All Insurance Agents in Orlando

4

GreatFlorida Insurance Mitch Lopez

5.0· 258 reviews

6021 S Orange Ave Suite B, Orlando, FL 32809, USA

5

Renegade Insurance

4.9· 637 reviews

3120 S Kirkman Rd Ste 2B, Orlando, FL 32811, USA

6

Acceptance Insurance

4.9· 239 reviews

4434 Hoffner Ave A8, Orlando, FL 32812, USA

7

Universal Insurance Agency

4.5· 176 reviews

1548 S Semoran Blvd, Orlando, FL 32807, USA

8

J Meyers Insurance Agency

4.9· 85 reviews

5003 Old Cheney Hwy, Orlando, FL 32807, USA

9

worldwide insurance agency

5.0· 2 reviews

6904 River Oaks Dr #107, Orlando, FL 32808, USA

10

Garzor Insurance

4.9· 1,253 reviews

4369 Hunters Park Ln, Orlando, FL 32837, USA

11

Singh Insurance and Financial Services

5.0· 186 reviews

121 S Orange Ave #1500, Orlando, FL 32801, USA

12

LRA Insurance

4.8· 249 reviews

498 S Lake Destiny Dr Suite 200, Orlando, FL 32810, USA

13

Harry Levine Insurance

4.8· 1,035 reviews

7208 W Sand Lake Rd # 206, Orlando, FL 32819, USA

14

Erb and Young Insurance

4.9· 1,049 reviews

7575 Dr Phillips Blvd #240, Orlando, FL 32819, USA

15

Rodriguez Insurance

4.9· 786 reviews

2218 S Chickasaw Trail, Orlando, FL 32825, USA

16

GreatFlorida Insurance: Randy Hernandez

4.9· 445 reviews

3203 Conway Rd Ste 106, Orlando, FL 32812, USA

17

Kate Hutton - GEICO Insurance Agent

4.8· 3,420 reviews

5005 E Colonial Dr, Orlando, FL 32803, USA

Data from Google Business listings
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Frequently Asked Questions — Insurance Agents in Orlando

What is the difference between a captive and independent insurance agent in Orlando?

Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.

How do I verify an insurance agent's license in FL?

Search the FL Department of Insurance's online license lookup — Google "FL Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in FL must be licensed with the state.

How much does working with a local insurance agent in Orlando cost?

In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.

Should I buy insurance online or through a local agent in Orlando?

Online works for simple auto or renters policies if you understand what you're buying. A local agent in Orlando adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.

How are the insurance agents on this page ranked?

Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.

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How Rankings Work on This Page

Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.

Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.

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About This Insurance Agents Directory — Orlando, FL

This page lists and ranks 17 insurance agents serving Orlando, FL as of May 2026. The average verified rating across all listings is 4.9 stars, with an average of 835 customer reviews per business. The top-ranked insurance agents in Orlando by our algorithm is Accent Brokers Insurance (5.0 stars, 1,020 reviews). Insurance in Orlando: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.

RatingsNearMe uses a transparent, data-driven ranking algorithm that weighs star rating (35%), review volume (30%), customer sentiment analysis (20%), profile completeness (10%), and availability signals (5%). Rankings are not for sale — Featured Partner businesses pay for enhanced visibility but must earn their position through real customer reviews. Data sourced from Google Business listings and updated regularly.

How to choose a insurance agents in Orlando: Look for businesses with 4.5+ stars, 50+ reviews, proper licensing and insurance, and transparent pricing. Get at least 3 quotes for any project over $500. Verify credentials with the FL licensing board before hiring.

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