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Top Picks · Owensboro
Best Mortgage Brokers in Owensboro, KY
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As of July 2026, RatingsNearMe ranks 17 mortgage brokers in Owensboro, KY by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Mortgage Masters with a 4.9-star rating from 154 Google reviews and an RNM Score of 84/100. Also in the top tier: Lisa Parsons - Mortgage Masters of Indiana and Josh Harris - Mortgage Masters of Indiana. The average rating across all listed mortgage brokers in Owensboro is 4.7 stars from 68 reviews per business on average.
Mortgage brokers in Owensboro: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
17
Businesses listed
4.7★
Avg rating
68
Avg reviews
Jul 4, 2026
Last updated
Top Rated Mortgage Brokers
Consistently rated 4.9 stars from over 150 local Google reviews.
501 N N Cross Pointe Blvd, Evansville, IN 47715, USA5.0-star rating from two Google reviews for this Evansville mortgage broker.
501 N, 501 N Cross Pointe Blvd, Evansville, IN 47715, USA5.0 stars from 31 Google reviews, reflecting exceptional client satisfaction.
501 N Cross Pointe Blvd, Evansville, IN 47715, USAMortgage Brokers Rankings in Owensboro, KY
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Mortgage Masters501 N N Cross Pointe Blvd, Evansville, IN 47715, USA | 4.9★ | 154 |
| #2 | Lisa Parsons - Mortgage Masters of Indiana501 N, 501 N Cross Pointe Blvd, Evansville, IN 47715, USA | 5.0★ | 2 |
| #3 | Josh Harris - Mortgage Masters of Indiana501 N Cross Pointe Blvd, Evansville, IN 47715, USA | 5.0★ | 31 |
| #4 | TRH Mortgage, LLC4600 Washington Ave UNIT 107, Evansville, IN 47714, USA | 4.8★ | 61 |
| #5 | Jessica Richardson | Loan Originator5600 E Division St suite b, Evansville, IN 47715, USA | 5.0★ | 2 |
| #6 | Luminate Bank (Indiana Team)5600 E Virginia St Suite B, Evansville, IN 47715, USA | 5.0★ | 98 |
| #7 | Jesse Mahan - Luminate Bank5600 E Virginia St, Evansville, IN 47715, USA | 5.0★ | 11 |
| #8 | Acceptance Home Mortgage LLC1221 N Royal Ave, Evansville, IN 47715, USA | 3.3★ | 52 |
| #9 | Eagle Loan Company577 N Green River Rd, Evansville, IN 47715, USA | 5.0★ | 271 |
| #10 | Oxford Mortgage Corp5330 Vogel Rd, Evansville, IN 47715, USA | 2.7★ | 3 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in Owensboro
Trusted by 61 clients with a flawless 4.8-star Google rating.
4600 Washington Ave UNIT 107, Evansville, IN 47714, USA
5.0 stars from 2 reviews reflects exceptional early client satisfaction.
5600 E Division St suite b, Evansville, IN 47715, USA
Evansville mortgage broker with a perfect 5.0-star rating from 98 Google reviews.
5600 E Virginia St Suite B, Evansville, IN 47715, USA
Rated 5.0 stars from 11 Google reviews, this Evansville broker is highly praised.
5600 E Virginia St, Evansville, IN 47715, USA
52 Google reviews give this Evansville mortgage broker a mixed 3.3-star rating.
1221 N Royal Ave, Evansville, IN 47715, USA
Evansville mortgage broker with a perfect 5.0-star rating from 271 reviews.
577 N Green River Rd, Evansville, IN 47715, USA
A 2.7-star rating from 3 Google reviews reflects mixed customer experiences.
5330 Vogel Rd, Evansville, IN 47715, USA
Consistently rated 5.0 stars from 11 reviews in Evansville.
3427 N Green River Rd, Evansville, IN 47715, USA
Holds an exceptional 5.0-star rating across a handful of Google reviews.
1211 Henning Ave, Evansville, IN 47714, USA
Rated 5.0 stars from 34 Google reviews, this trusted local mortgage broker.
1420 N Weinbach Ave, Evansville, IN 47711, USA
5.0-star rating from 21 Google reviews for a trusted Evansville mortgage broker.
225 Court St Ste 101, Evansville, IN 47708, USA
Rated 5.0 stars from 299 Google reviews, a trusted local choice.
220 NW 3rd St Ste 101, Evansville, IN 47708, USA
Exceptional 5.0 rating from 33 reviews by local clients in Evansville.
1137 W Mill Rd, Evansville, IN 47710, USA
Local mortgage broker in Evansville with no customer reviews yet.
1137 W Mill Rd, Evansville, IN 47710, USA
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Mortgage Brokers in Owensboro, KY — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Mortgage Masters | 84/100 | 4.9 ★ | 154 |
| 2 | Lisa Parsons - Mortgage Masters of Indiana | 64/100 | 5.0 ★ | 2 |
| 3 | Josh Harris - Mortgage Masters of Indiana | 77/100 | 5.0 ★ | 31 |
| 4 | TRH Mortgage, LLC | 77/100 | 4.8 ★ | 61 |
| 5 | Jessica Richardson | Loan Originator | 64/100 | 5.0 ★ | 2 |
| 6 | Luminate Bank (Indiana Team) | 83/100 | 5.0 ★ | 98 |
| 7 | Jesse Mahan - Luminate Bank | 72/100 | 5.0 ★ | 11 |
| 8 | Acceptance Home Mortgage LLC | 51/100 | 3.3 ★ | 52 |
| 9 | Eagle Loan Company | 88/100 | 5.0 ★ | 271 |
| 10 | Oxford Mortgage Corp | 30/100 | 2.7 ★ | 3 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Mortgage Brokers in Owensboro
What does a mortgage broker do differently than going directly to a bank in Owensboro?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Owensboro?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in KY?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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