Licensed · Palatine
Licensed & Insured Mortgage Brokers in Palatine, IL
Every mortgage brokers listed here carries proper licensing and insurance in IL. Protect yourself — always verify credentials before work begins.
As of May 2026, RatingsNearMe ranks 13 mortgage brokers in Palatine, IL by verified customer ratings and review volume. The highest-rated is Michael Jurkovic - CLEAR, a mortgage company with a 5.0-star rating from 70 verified reviews. Also in the top tier: Prime Rate Mortgage and Guild Mortgage - Steve Vels. The average rating across all listed mortgage brokers in Palatine is 4.7 stars from 20 reviews per business on average.
Mortgage brokers in Palatine: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
13
Businesses listed
4.7★
Avg rating
20
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
Michael Jurkovic - CLEAR, a mortgage company
1630 W Colonial Pkwy, Inverness, IL 60067, USA
Prime Rate Mortgage
613 Bryant Ave, Barrington, IL 60010, USA
Guild Mortgage - Steve Vels
800 E Northwest Hwy Ste 700 Ofc 728, Palatine, IL 60074, USA
Mortgage Brokers Rankings in Palatine, IL
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Michael Jurkovic - CLEAR, a mortgage company1630 W Colonial Pkwy, Inverness, IL 60067, USA | 5.0★ | 70 |
| #2 | Prime Rate Mortgage613 Bryant Ave, Barrington, IL 60010, USA | 4.7★ | 52 |
| #3 | Guild Mortgage - Steve Vels800 E Northwest Hwy Ste 700 Ofc 728, Palatine, IL 60074, USA | 5.0★ | 25 |
| #4 | Guild Mortgage Company800 E Northwest Hwy Ste 700 Ofc 728, Palatine, IL 60074, USA | 3.3★ | 4 |
| #5 | Wintrust Mortgage - Tom Cramer, Loan Officer110n N Brockway St Suite 210, Palatine, IL 60067, USA | 5.0★ | 24 |
| #6 | American Portfolio Mortgage Corporation2401 S Plum Grove Rd Suite 202, Palatine, IL 60067, USA | 3.2★ | 28 |
| #7 | Sarah J Krueger - Chase Home Lending Advisor - NMLS ID 1652279190 W Northwest Hwy, Palatine, IL 60067, USA | 5.0★ | 4 |
| #8 | Bryan Swenson Mortgage NMLS #1333802401 S Plum Grove Rd Suite 202, Palatine, IL 60067, USA | 5.0★ | 10 |
| #9 | Niko Lambrinatos - All Western Mortgage1827 Walden Office Square Ste 510, Schaumburg, IL 60173, USA | 5.0★ | 8 |
| #10 | Resource Plus Mortgage1619 Colonial Pkwy Suite #201, Inverness, IL 60067, USA | 5.0★ | 11 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Palatine
Guild Mortgage Company
800 E Northwest Hwy Ste 700 Ofc 728, Palatine, IL 60074, USA
Wintrust Mortgage - Tom Cramer, Loan Officer
110n N Brockway St Suite 210, Palatine, IL 60067, USA
American Portfolio Mortgage Corporation
2401 S Plum Grove Rd Suite 202, Palatine, IL 60067, USA
Sarah J Krueger - Chase Home Lending Advisor - NMLS ID 1652279
190 W Northwest Hwy, Palatine, IL 60067, USA
Bryan Swenson Mortgage NMLS #133380
2401 S Plum Grove Rd Suite 202, Palatine, IL 60067, USA
Niko Lambrinatos - All Western Mortgage
1827 Walden Office Square Ste 510, Schaumburg, IL 60173, USA
Resource Plus Mortgage
1619 Colonial Pkwy Suite #201, Inverness, IL 60067, USA
Expert Mortgage Associates, Inc.
645 S Balmoral Ln, Inverness, IL 60067, USA
Patrick Villalobos - Chgo Mortgage Guy
3400 W Stonegate Blvd Ste 620, Arlington Heights, IL 60005, USA
PNC Mortgage
515 N Hicks Rd, Palatine, IL 60067, USA
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Frequently Asked Questions — Mortgage Brokers in Palatine
What does a mortgage broker do differently than going directly to a bank in Palatine?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Palatine?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in IL?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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