Verified · Palatine
Trusted Mortgage Brokers in Palatine, IL
Trust matters when you're inviting a pro into your home or business. These mortgage brokers in Palatine have earned it through hundreds of verified reviews.
As of May 2026, RatingsNearMe ranks 13 mortgage brokers in Palatine, IL by verified customer ratings and review volume. The highest-rated is Michael Jurkovic - CLEAR, a mortgage company with a 5.0-star rating from 70 verified reviews. Also in the top tier: Prime Rate Mortgage and Guild Mortgage - Steve Vels. The average rating across all listed mortgage brokers in Palatine is 4.7 stars from 20 reviews per business on average.
Mortgage brokers in Palatine: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
13
Businesses listed
4.7★
Avg rating
20
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
Michael Jurkovic - CLEAR, a mortgage company
1630 W Colonial Pkwy, Inverness, IL 60067, USA
Prime Rate Mortgage
613 Bryant Ave, Barrington, IL 60010, USA
Guild Mortgage - Steve Vels
800 E Northwest Hwy Ste 700 Ofc 728, Palatine, IL 60074, USA
Mortgage Brokers Rankings in Palatine, IL
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Michael Jurkovic - CLEAR, a mortgage company1630 W Colonial Pkwy, Inverness, IL 60067, USA | 5.0★ | 70 |
| #2 | Prime Rate Mortgage613 Bryant Ave, Barrington, IL 60010, USA | 4.7★ | 52 |
| #3 | Guild Mortgage - Steve Vels800 E Northwest Hwy Ste 700 Ofc 728, Palatine, IL 60074, USA | 5.0★ | 25 |
| #4 | Guild Mortgage Company800 E Northwest Hwy Ste 700 Ofc 728, Palatine, IL 60074, USA | 3.3★ | 4 |
| #5 | Wintrust Mortgage - Tom Cramer, Loan Officer110n N Brockway St Suite 210, Palatine, IL 60067, USA | 5.0★ | 24 |
| #6 | American Portfolio Mortgage Corporation2401 S Plum Grove Rd Suite 202, Palatine, IL 60067, USA | 3.2★ | 28 |
| #7 | Sarah J Krueger - Chase Home Lending Advisor - NMLS ID 1652279190 W Northwest Hwy, Palatine, IL 60067, USA | 5.0★ | 4 |
| #8 | Bryan Swenson Mortgage NMLS #1333802401 S Plum Grove Rd Suite 202, Palatine, IL 60067, USA | 5.0★ | 10 |
| #9 | Niko Lambrinatos - All Western Mortgage1827 Walden Office Square Ste 510, Schaumburg, IL 60173, USA | 5.0★ | 8 |
| #10 | Resource Plus Mortgage1619 Colonial Pkwy Suite #201, Inverness, IL 60067, USA | 5.0★ | 11 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Palatine
Guild Mortgage Company
800 E Northwest Hwy Ste 700 Ofc 728, Palatine, IL 60074, USA
Wintrust Mortgage - Tom Cramer, Loan Officer
110n N Brockway St Suite 210, Palatine, IL 60067, USA
American Portfolio Mortgage Corporation
2401 S Plum Grove Rd Suite 202, Palatine, IL 60067, USA
Sarah J Krueger - Chase Home Lending Advisor - NMLS ID 1652279
190 W Northwest Hwy, Palatine, IL 60067, USA
Bryan Swenson Mortgage NMLS #133380
2401 S Plum Grove Rd Suite 202, Palatine, IL 60067, USA
Niko Lambrinatos - All Western Mortgage
1827 Walden Office Square Ste 510, Schaumburg, IL 60173, USA
Resource Plus Mortgage
1619 Colonial Pkwy Suite #201, Inverness, IL 60067, USA
Expert Mortgage Associates, Inc.
645 S Balmoral Ln, Inverness, IL 60067, USA
Patrick Villalobos - Chgo Mortgage Guy
3400 W Stonegate Blvd Ste 620, Arlington Heights, IL 60005, USA
PNC Mortgage
515 N Hicks Rd, Palatine, IL 60067, USA
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Frequently Asked Questions — Mortgage Brokers in Palatine
What does a mortgage broker do differently than going directly to a bank in Palatine?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Palatine?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in IL?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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