Verified · Palm Harbor
Trusted Financial Advisors in Palm Harbor, FL
Trust matters when you're inviting a pro into your home or business. These financial advisors in Palm Harbor have earned it through hundreds of verified reviews.
As of June 2026, RatingsNearMe ranks 14 financial advisors in Palm Harbor, FL by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Palm Harbor Mortgage Advisors, Inc with a 5.0-star rating from 108 Google reviews and an RNM Score of 95/100. Also in the top tier: Consumer First Financial, Inc and Costanzo Financial Advisors. The average rating across all listed financial advisors in Palm Harbor is 4.9 stars from 43 reviews per business on average.
Financial advisors in Palm Harbor typically charge 0.5–1.5% of assets under management annually, or $200–$500/hr fee-only.
Rankings updated June 10, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Palm Harbor, FL is home to a variety of financial advisor services, including wealth management, tax preparation, and investment planning. Consumers in the area should research local advisors' qualifications, services offered, and client reviews when searching for a financial professional to work with.
- ✓Wide range of financial advisor services available in Palm Harbor, FL
- ✓Consumers should research advisors' credentials and client reviews
- ✓Services offered may include wealth management, tax preparation, and investment planning
Best Overall
Premier Private Wealth Management LLC
Premier Private Wealth Management LLC is top-ranked for its comprehensive wealth management services and strong local reputation in Palm Harbor.
Most Reviewed
Edward Jones - Financial Advisor: Michael Urbanski, CFP®
A high review count indicates a broad base of client experiences, which can help you gauge consistent service quality and trustworthiness.
When choosing a financial advisor in Palm Harbor, consider both the advisor's credentials and client reviews, and schedule initial consultations to ensure their approach aligns with your financial goals.
How to Choose a Financial Advisor in Palm Harbor
What to look for
- • Certified Financial Planner (CFP) or Chartered Financial Analyst (CFA) credentials
- • Experience working with clients in the Palm Harbor area
- • Fee-only or fee-based compensation structure
- • Fiduciary duty to act in your best interests
Questions to ask
- • What is your investment philosophy and approach?
- • How do you determine the appropriate asset allocation for my financial goals?
- • What services do you provide, and what are your fees for those services?
- • Can you provide references from other Palm Harbor clients?
Red flags
- ⚠ Pushes high-commission investment products
- ⚠ Lacks transparency about fees and conflicts of interest
- ⚠ Promises unrealistic returns or guarantees
- ⚠ Lacks a clear process for monitoring and reviewing your financial plan
In Florida, financial advisors must be registered with the Florida Office of Financial Regulation and hold appropriate licenses, such as a Series 65 or Series 66 license. It's important to verify an advisor's credentials and licensing before engaging their services.
Local Market Snapshot
14
Businesses listed
4.9★
Avg rating
43
Avg reviews
Jun 10, 2026
Last updated
Top Rated Financial Advisors
Trusted by hundreds of clients, this Palm Harbor advisor holds a flawless 5.0-star rating.
3964 Mullenhurst Dr, Palm Harbor, FL 34685, USAOver 120 reviews earn this Palm Harbor advisor a stellar 4.9-star rating.
32196 US Hwy 19 N Suite A, Palm Harbor, FL 34684, USAPalm Harbor financial advisor with a perfect 5.0-star rating from 81 reviews.
33920 US Hwy 19 N Suite 351, Palm Harbor, FL 34684, USAFinancial Advisors Rankings in Palm Harbor, FL
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Palm Harbor Mortgage Advisors, Inc3964 Mullenhurst Dr, Palm Harbor, FL 34685, USA | 5.0★ | 108 |
| #2 | Consumer First Financial, Inc32196 US Hwy 19 N Suite A, Palm Harbor, FL 34684, USA | 4.9★ | 124 |
| #3 | Costanzo Financial Advisors33920 US Hwy 19 N Suite 351, Palm Harbor, FL 34684, USA | 5.0★ | 81 |
| #4 | SimplePath Retirement LLC220 Palm Harbor Blvd, Palm Harbor, FL 34683, USA | 5.0★ | 16 |
| #5 | Edward Jones - Financial Advisor: Michael Urbanski, CFP®34650 US Hwy 19 N Suite 204, Palm Harbor, FL 34684, USA | 5.0★ | 5 |
| #6 | 7th Day Financial34026 US Hwy 19 N, Palm Harbor, FL 34684, USA | 5.0★ | 48 |
| #7 | Eagle Harbor Advisors2650 N Military Trl Suite 420, Boca Raton, FL 33431, USA | 5.0★ | 39 |
| #8 | TruWealth Partners5749 Windber Ct, Palm Harbor, FL 34685, USA | 5.0★ | 32 |
| #9 | ZARA Financial Group2706 US-19 ALT N #202, Palm Harbor, FL 34683, USA | 5.0★ | 9 |
| #10 | Wagner Advisory Group2662 W Lake Rd, Palm Harbor, FL 34684, USA | 5.0★ | 1 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Financial Advisors in Palm Harbor
5.0 stars from 16 reviews, reflecting exceptional client satisfaction.
220 Palm Harbor Blvd, Palm Harbor, FL 34683, USA
Exceptional 5.0-star rating from 5 Google reviews for trusted local financial guidance.
34650 US Hwy 19 N Suite 204, Palm Harbor, FL 34684, USA
5.0-star rating from 48 reviews in Palm Harbor.
34026 US Hwy 19 N, Palm Harbor, FL 34684, USA
Palm Harbor locals praise this 5.0-star financial advisor across nearly 40 reviews.
2650 N Military Trl Suite 420, Boca Raton, FL 33431, USA
5.0 stars from 32 reviews, reflecting exceptional client satisfaction in Palm Harbor.
5749 Windber Ct, Palm Harbor, FL 34685, USA
5.0 stars from 9 reviews, reflecting exceptional client satisfaction.
2706 US-19 ALT N #202, Palm Harbor, FL 34683, USA
Serving Palm Harbor with 5.0 stars from a handful of client reviews.
2662 W Lake Rd, Palm Harbor, FL 34684, USA
Trusted by over 100 clients, this Palm Harbor advisor holds a strong 4.7-star rating.
340 E Lake Rd S, Palm Harbor, FL 34685, USA
Rated 4.5 stars from 8 Google reviews for trusted local financial guidance.
22 N Safford Ave, Tarpon Springs, FL 34689, USA
5.0 stars from real clients speaks to trusted, local financial guidance.
4114 Woodlands Pkwy # 200, Palm Harbor, FL 34685, USA
Rated 5.0 stars from 2 Google reviews, a trusted local financial advisor.
1025 Ohio Ave, Palm Harbor, FL 34683, USA
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Financial Advisors in Palm Harbor, FL — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Palm Harbor Mortgage Advisors, Inc | 95/100 | 5.0 ★ | 108 |
| 2 | Consumer First Financial, Inc | 95/100 | 4.9 ★ | 124 |
| 3 | Costanzo Financial Advisors | 94/100 | 5.0 ★ | 81 |
| 4 | SimplePath Retirement LLC | 85/100 | 5.0 ★ | 16 |
| 5 | Edward Jones - Financial Advisor: Michael Urbanski, CFP® | 68/100 | 5.0 ★ | 5 |
| 6 | 7th Day Financial | 79/100 | 5.0 ★ | 48 |
| 7 | Eagle Harbor Advisors | 78/100 | 5.0 ★ | 39 |
| 8 | TruWealth Partners | 77/100 | 5.0 ★ | 32 |
| 9 | ZARA Financial Group | 71/100 | 5.0 ★ | 9 |
| 10 | Wagner Advisory Group | 62/100 | 5.0 ★ | 1 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · June 2026
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Frequently Asked Questions — Financial Advisors in Palm Harbor
What is a fiduciary financial advisor and why does it matter in Palm Harbor?
A fiduciary is legally required to act in your interest at all times. Non-fiduciary advisors (like some broker-dealers) only need to recommend "suitable" products, which may earn them higher commissions. Before hiring any financial advisor in Palm Harbor, ask directly: "Are you a fiduciary 100% of the time?" If they hesitate, keep looking.
How do I verify a financial advisor is registered and legitimate?
Use FINRA BrokerCheck (finra.org/brokercheck) to verify licenses and check for complaints or disciplinary actions. For Registered Investment Advisors, search SEC's IAPD at adviserinfo.sec.gov. CFP credentials can be verified at cfp.net/verify. These are free public tools — always check before handing over your finances.
How do financial advisors charge for their services in Palm Harbor?
Three main structures: (1) Fee-only — flat fee, hourly ($200–$500/hr), or a percentage of assets under management (typically 0.5–1.5% annually) with no commissions; (2) Fee-based — advisory fee plus commissions on products they sell; (3) Commission-only — free to meet, they earn commissions on products. Fee-only is the most transparent and avoids conflicts of interest.
What credentials should I look for in a financial advisor?
CFP (Certified Financial Planner) is the gold standard for comprehensive financial planning. CFA (Chartered Financial Analyst) is strongest for investment management. CPWA, ChFC, and RICP are recognized specializations. Avoid "advisor" titles without credentials — the term is unregulated. Verify any credential directly with the issuing organization.
How are the financial advisors on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every financial advisors on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 10, 2026.
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