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We don't have insurance agents listed specifically in Palmer yet — these top-rated pros from Lancaster serve your area and are available for calls and quotes today.
Pricing Guide · Palmer
Insurance Agents Cost in Palmer, TX — 2026 Price Guide
What should you pay for insurance agents in Palmer? See real 2026 price ranges from local pros and get free quotes to compare.
As of June 2026, RatingsNearMe ranks 20 insurance agents in Palmer, TX by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Hubbard Insurance with a 5.0-star rating from 4 Google reviews and an RNM Score of 67/100. Also in the top tier: Ken Allen Insurance and Taylor Agency. The average rating across all listed insurance agents in Palmer is 4.3 stars from 115 reviews per business on average.
Insurance in Palmer: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated June 10, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
4.3★
Avg rating
115
Avg reviews
Jun 10, 2026
Last updated
Top Rated Insurance Agents
Holds a perfect 5.0-star rating from four local Google reviews.
747 W Main St, Lancaster, TX 75146, USAServing Lancaster with a solid 4.4-star rating based on 9 Google reviews.
222 Pleasant Run Rd #102, Lancaster, TX 75146, USA4.5 stars from 2 Google reviews, reflecting strong local customer satisfaction.
330 Pleasant Run Rd, Lancaster, TX 75146, USAInsurance Agents Rankings in Palmer, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Hubbard Insurance747 W Main St, Lancaster, TX 75146, USA | 5.0★ | 4 |
| #2 | Ken Allen Insurance222 Pleasant Run Rd #102, Lancaster, TX 75146, USA | 4.4★ | 9 |
| #3 | Taylor Agency330 Pleasant Run Rd, Lancaster, TX 75146, USA | 4.5★ | 2 |
| #4 | Kimberly Giddings - State Farm Insurance Agent211 W Pleasant Run Rd #101, Lancaster, TX 75146, USA | 5.0★ | 35 |
| #5 | Knott Insurance Group1319 S Interstate 35 E, DeSoto, TX 75115, USA | 4.9★ | 108 |
| #6 | DAVID JACKSON INSURANCE AGENCY1911 Crepe Myrtle Dr, Lancaster, TX 75146, USA | 2.0★ | 1 |
| #7 | Farmers Insurance - Louis Taylor1053 W Pleasant Run Rd, Lancaster, TX 75146, USA | 4.4★ | 73 |
| #8 | Premier Cover Insurance Co.1450 Pleasant Run Rd, Lancaster, TX 75146, USA | 5.0★ | 11 |
| #9 | A-MAX Auto Insurance1445 W Pleasant Run Rd #600, Lancaster, TX 75146, USA | 4.4★ | 174 |
| #10 | Carla Hannah Insurance Agent812 Canyon Pl, DeSoto, TX 75115, USA | — | — |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Insurance Agents in Palmer
Consistently rated 5.0 stars from 35 reviews in Lancaster, TX.
211 W Pleasant Run Rd #101, Lancaster, TX 75146, USA
Trusted by hundreds of local clients, with a standout 4.9-star rating.
1319 S Interstate 35 E, DeSoto, TX 75115, USA
A 2.0-star rating from a single review suggests mixed local feedback.
1911 Crepe Myrtle Dr, Lancaster, TX 75146, USA
A trusted local option with a solid 4.4-star rating from 73 reviews.
1053 W Pleasant Run Rd, Lancaster, TX 75146, USA
Earns a perfect 5.0-star rating from 11 Google reviews in Lancaster, TX.
1450 Pleasant Run Rd, Lancaster, TX 75146, USA
Trusted by locals with a solid 4.4-star rating from over 170 reviews.
1445 W Pleasant Run Rd #600, Lancaster, TX 75146, USA
No reviews yet for this DeSoto insurance agent, so consider this a fresh start.
812 Canyon Pl, DeSoto, TX 75115, USA
79 Google reviews give this DeSoto insurance agent a solid 3.6-star rating.
404 I-35E #102, Lancaster, TX 75146, USA
Trusted locally with a solid 4.4-star rating from 48 reviews.
908 N Interstate 35 E Rd, Lancaster, TX 75146, USA
An insurance agent in Lancaster holds a 3.1-star rating from 12 Google reviews.
3200 W Pleasant Run Rd Suite 460, Lancaster, TX 75146, USA
A Lancaster insurance agent with a 3.0-star rating based on 2 Google reviews.
#272, Lancaster, TX 75146, USA
Trusted by over 1,000 clients with a near-perfect 4.9-star rating.
3250 W Pleasant Run Rd Ste. 120, Lancaster, TX 75146, USA
Trusted by hundreds, this DeSoto insurance agent holds a stellar 4.8-star rating.
1001 N Beckley Ave, DeSoto, TX 75115, USA
Shoppers report solid service, with a 4.3-star average from 6 reviews.
1506 S Interstate 35 E, Lancaster, TX 75134, USA
Trusted by hundreds of local clients, this DeSoto agent maintains a stellar 4.8-star rating.
1001 N Interstate 35 E Rd STE 316B, DeSoto, TX 75115, USA
Trusted by hundreds of local clients, this DeSoto agent holds a strong 4.7-star rating.
1231 E Pleasant Run Rd Ste 102, DeSoto, TX 75115, USA
Rated 5.0 stars from 5 reviews, this DeSoto insurance agent is highly recommended.
1229 E Pleasant Run Rd Suite 325, DeSoto, TX 75115, USA
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Insurance Agents in Palmer, TX — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Hubbard Insurance | 67/100 | 5.0 ★ | 4 |
| 2 | Ken Allen Insurance | 61/100 | 4.4 ★ | 9 |
| 3 | Taylor Agency | 56/100 | 4.5 ★ | 2 |
| 4 | Kimberly Giddings - State Farm Insurance Agent | 78/100 | 5.0 ★ | 35 |
| 5 | Knott Insurance Group | 94/100 | 4.9 ★ | 108 |
| 6 | DAVID JACKSON INSURANCE AGENCY | 21/100 | 2.0 ★ | 1 |
| 7 | Farmers Insurance - Louis Taylor | 72/100 | 4.4 ★ | 73 |
| 8 | Premier Cover Insurance Co. | 72/100 | 5.0 ★ | 11 |
| 9 | A-MAX Auto Insurance | 76/100 | 4.4 ★ | 174 |
| 10 | Carla Hannah Insurance Agent | 7/100 | — | 0 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · June 2026
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Frequently Asked Questions — Insurance Agents in Palmer
What is the difference between a captive and independent insurance agent in Palmer?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in TX?
Search the TX Department of Insurance's online license lookup — Google "TX Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in TX must be licensed with the state.
How much does working with a local insurance agent in Palmer cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Palmer?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Palmer adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
Insurance Agents in Nearby Cities
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 10, 2026.
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