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We don't have insurance agents listed specifically in Palmer yet — these top-rated pros from Lancaster serve your area and are available for calls and quotes today.
Real Reviews · Palmer
Top-Reviewed Insurance Agents in Palmer, TX
What are customers actually saying? Read verified reviews for insurance agents in Palmer — every rating is from a real customer.
As of May 2026, RatingsNearMe ranks 20 insurance agents in Palmer, TX by verified customer ratings and review volume. The highest-rated is Hubbard Insurance with a 5.0-star rating from 4 verified reviews. Also in the top tier: Ken Allen Insurance and Taylor Agency. The average rating across all listed insurance agents in Palmer is 4.3 stars from 115 reviews per business on average.
Insurance in Palmer: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
4.3★
Avg rating
115
Avg reviews
May 17, 2026
Last updated
Top Rated Insurance Agents
Hubbard Insurance
747 W Main St, Lancaster, TX 75146, USA
Ken Allen Insurance
222 Pleasant Run Rd #102, Lancaster, TX 75146, USA
Taylor Agency
330 Pleasant Run Rd, Lancaster, TX 75146, USA
Insurance Agents Rankings in Palmer, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Hubbard Insurance747 W Main St, Lancaster, TX 75146, USA | 5.0★ | 4 |
| #2 | Ken Allen Insurance222 Pleasant Run Rd #102, Lancaster, TX 75146, USA | 4.4★ | 9 |
| #3 | Taylor Agency330 Pleasant Run Rd, Lancaster, TX 75146, USA | 4.5★ | 2 |
| #4 | Kimberly Giddings - State Farm Insurance Agent211 W Pleasant Run Rd #101, Lancaster, TX 75146, USA | 5.0★ | 35 |
| #5 | Knott Insurance Group1319 S Interstate 35 E, DeSoto, TX 75115, USA | 4.9★ | 108 |
| #6 | DAVID JACKSON INSURANCE AGENCY1911 Crepe Myrtle Dr, Lancaster, TX 75146, USA | 2.0★ | 1 |
| #7 | Farmers Insurance - Louis Taylor1053 W Pleasant Run Rd, Lancaster, TX 75146, USA | 4.4★ | 73 |
| #8 | Premier Cover Insurance Co.1450 Pleasant Run Rd, Lancaster, TX 75146, USA | 5.0★ | 11 |
| #9 | A-MAX Auto Insurance1445 W Pleasant Run Rd #600, Lancaster, TX 75146, USA | 4.4★ | 174 |
| #10 | Carla Hannah Insurance Agent812 Canyon Pl, DeSoto, TX 75115, USA | — | — |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Insurance Agents in Palmer
Kimberly Giddings - State Farm Insurance Agent
211 W Pleasant Run Rd #101, Lancaster, TX 75146, USA
Knott Insurance Group
1319 S Interstate 35 E, DeSoto, TX 75115, USA
DAVID JACKSON INSURANCE AGENCY
1911 Crepe Myrtle Dr, Lancaster, TX 75146, USA
Farmers Insurance - Louis Taylor
1053 W Pleasant Run Rd, Lancaster, TX 75146, USA
Premier Cover Insurance Co.
1450 Pleasant Run Rd, Lancaster, TX 75146, USA
A-MAX Auto Insurance
1445 W Pleasant Run Rd #600, Lancaster, TX 75146, USA
Cassandra Preston - State Farm Insurance Agent
908 N Interstate 35 E Rd, Lancaster, TX 75146, USA
American National Insurance Company - District Office
3200 W Pleasant Run Rd Suite 460, Lancaster, TX 75146, USA
State Farm
#272, Lancaster, TX 75146, USA
La Familia Auto Insurance
3250 W Pleasant Run Rd Ste. 120, Lancaster, TX 75146, USA
SIG/Pruner Insurance Group
1506 S Interstate 35 E, Lancaster, TX 75134, USA
Jennifer Reed - GEICO Insurance Agent
1001 N Interstate 35 E Rd STE 316B, DeSoto, TX 75115, USA
Krystal Brown - State Farm Insurance Agent
1231 E Pleasant Run Rd Ste 102, DeSoto, TX 75115, USA
Classy Bee Insurance Agency
1229 E Pleasant Run Rd Suite 325, DeSoto, TX 75115, USA
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Frequently Asked Questions — Insurance Agents in Palmer
What is the difference between a captive and independent insurance agent in Palmer?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in TX?
Search the TX Department of Insurance's online license lookup — Google "TX Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in TX must be licensed with the state.
How much does working with a local insurance agent in Palmer cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Palmer?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Palmer adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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