Pricing Guide · Paterson
Insurance Agents Cost in Paterson, NJ — 2026 Price Guide
What should you pay for insurance agents in Paterson? See real 2026 price ranges from local pros and get free quotes to compare.
As of July 2026, RatingsNearMe ranks 19 insurance agents in Paterson, NJ by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Veronica's Insurance Agency with a 4.7-star rating from 504 Google reviews and an RNM Score of 95/100. Also in the top tier: Freeway Insurance and NJH Insurance Agency. The average rating across all listed insurance agents in Paterson is 4.6 stars from 362 reviews per business on average.
Insurance in Paterson: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
BENGAL INSURANCE AGENCY
BENGAL INSURANCE AGENCY is top-ranked because it combines strong local reputation, comprehensive coverage options, and consistent positive feedback from clients in the Paterson area.
Most Reviewed
National Insurance Group LLC
A high review count indicates broad customer experience and reliability, helping new clients gauge consistent service quality.
When choosing an insurance agent in Paterson, verify that the agency specializes in your needed coverage (auto, home, business) and compare quotes from at least two top-ranked agents to ensure competitive rates and personalized service.
Local Market Snapshot
19
Businesses listed
4.6★
Avg rating
362
Avg reviews
Jul 4, 2026
Last updated
Top Rated Insurance Agents
4.7 stars from over 500 Google reviews, reflecting strong local trust.
693 Market St, Paterson, NJ 07513, USATrusted by hundreds of local clients, this Paterson agent holds a strong 4.6-star rating.
758 Main St, Paterson, NJ 07503, USAShoppers praise this agent for exceptional service, reflected in a perfect 5.0★ rating from 298 reviews.
600 Getty Ave Suite 119, Clifton, NJ 07011, USAInsurance Agents Rankings in Paterson, NJ
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Veronica's Insurance Agency693 Market St, Paterson, NJ 07513, USA | 4.7★ | 504 |
| #2 | Freeway Insurance758 Main St, Paterson, NJ 07503, USA | 4.6★ | 499 |
| #3 | NJH Insurance Agency600 Getty Ave Suite 119, Clifton, NJ 07011, USA | 5.0★ | 298 |
| #4 | Olmen Insurance Agency494 21st Ave, Paterson, NJ 07513, USA | 4.5★ | 51 |
| #5 | Preferred Choice Insurance482 McBride Ave, Paterson, NJ 07501, USA | 5.0★ | 37 |
| #6 | BENGAL INSURANCE AGENCY351 Union Ave, Paterson, NJ 07502, USA | 3.7★ | 29 |
| #7 | SR22 Insurance Solutions436 10th Ave, Paterson, NJ 07514, USA | 4.9★ | 22 |
| #8 | Exclusive Insurance Brkg271 Union Ave, Paterson, NJ 07502, USA | 4.9★ | 1,833 |
| #9 | Auto One Insurance Agency191 Broadway, Paterson, NJ 07505, USA | 5.0★ | 14 |
| #10 | ABA Insurance Agency16-00 NJ-208 Suite 103, Fair Lawn, NJ 07410, USA | 4.8★ | 229 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Insurance Agents in Paterson
Proudly rated 4.5 stars from over 50 Google reviews in Paterson.
494 21st Ave, Paterson, NJ 07513, USA
Trusted Paterson insurance agent with a perfect 5.0 rating from 37 Google reviews.
482 McBride Ave, Paterson, NJ 07501, USA
29 Google reviews give this Paterson agent a mixed 3.7-star rating.
351 Union Ave, Paterson, NJ 07502, USA
4.9-star rating from 22 reviews, reflecting exceptional local client satisfaction.
436 10th Ave, Paterson, NJ 07514, USA
Shoppers praise this agent's service, reflected in a 4.9-star rating from 1,800+ reviews.
271 Union Ave, Paterson, NJ 07502, USA
Rated 5.0 stars from 14 reviews, this Paterson agent is highly recommended by clients.
191 Broadway, Paterson, NJ 07505, USA
Trusted by hundreds with a stellar 4.8-star customer rating in Paterson.
16-00 NJ-208 Suite 103, Fair Lawn, NJ 07410, USA
Exceptional 4.9-star rating from 62 reviews in Paterson, NJ.
87 Union Blvd, Totowa, NJ 07512, USA
Boasts a 4.9-star rating from over 2,800 Google reviews in Paterson.
750 Broadway D, Paterson, NJ 07514, USA
Consistently rated 5.0 stars from 10 Google reviews in Paterson.
322 Grand St, Paterson, NJ 07505, USA
Consistently rated 4.4 stars from 9 reviews for reliable local service.
214 Broadway, Paterson, NJ 07501, USA
Trusted by hundreds of locals with a 4.2-star rating in Paterson, NJ.
553 Main St, Paterson, NJ 07503, USA
Rated 4.5 stars from over 100 reviews, this Paterson insurance agent is highly trusted.
125 Broadway #102, Paterson, NJ 07505, USA
3.8 stars from 10 Google reviews, indicating mixed customer experiences.
24 7 Ellison St, Paterson, NJ 07501, USA
A trusted Paterson insurance agent with a solid 4.1-star rating from nearly 100 reviews.
1029 Main St, Paterson, NJ 07503, USA
Exceptional 5.0-star rating from 30 Google reviews in Paterson, NJ.
1113 Main St, Paterson, NJ 07503, USA
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Insurance Agents in Paterson, NJ — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Veronica's Insurance Agency | 95/100 | 4.7 ★ | 504 |
| 2 | Freeway Insurance | 93/100 | 4.6 ★ | 499 |
| 3 | NJH Insurance Agency | 100/100 | 5.0 ★ | 298 |
| 4 | Olmen Insurance Agency | 75/100 | 4.5 ★ | 51 |
| 5 | Preferred Choice Insurance | 78/100 | 5.0 ★ | 37 |
| 6 | BENGAL INSURANCE AGENCY | 55/100 | 3.7 ★ | 29 |
| 7 | SR22 Insurance Solutions | 85/100 | 4.9 ★ | 22 |
| 8 | Exclusive Insurance Brkg | 90/100 | 4.9 ★ | 1,833 |
| 9 | Auto One Insurance Agency | 73/100 | 5.0 ★ | 14 |
| 10 | ABA Insurance Agency | 84/100 | 4.8 ★ | 229 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Insurance Agents in Paterson
What is the difference between a captive and independent insurance agent in Paterson?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in NJ?
Search the NJ Department of Insurance's online license lookup — Google "NJ Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in NJ must be licensed with the state.
How much does working with a local insurance agent in Paterson cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Paterson?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Paterson adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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