Licensed · Paterson
Licensed & Insured Mortgage Brokers in Paterson, NJ
Every mortgage brokers listed here carries proper licensing and insurance in NJ. Protect yourself — always verify credentials before work begins.
As of May 2026, RatingsNearMe ranks 17 mortgage brokers in Paterson, NJ by verified customer ratings and review volume. The highest-rated is Bauer Group of TAM Lending - Franklinville with a 5.0-star rating from 74 verified reviews. Also in the top tier: Allied Mortgage Group - Voorhees and Bridgeway Mortgage. The average rating across all listed mortgage brokers in Paterson is 4.9 stars from 93 reviews per business on average.
Mortgage brokers in Paterson: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
17
Businesses listed
4.9★
Avg rating
93
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
Bauer Group of TAM Lending - Franklinville
2557 Delsea Dr, Franklinville, NJ 08322, USA
Allied Mortgage Group - Voorhees
1000 Haddonfield-Berlin Rd Suite 204, Voorhees Township, NJ 08043, USA
Bridgeway Mortgage
52 Maple Ave, Morristown, NJ 07960, USA
Mortgage Brokers Rankings in Paterson, NJ
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Bauer Group of TAM Lending - Franklinville2557 Delsea Dr, Franklinville, NJ 08322, USA | 5.0★ | 74 |
| #2 | Allied Mortgage Group - Voorhees1000 Haddonfield-Berlin Rd Suite 204, Voorhees Township, NJ 08043, USA | 4.9★ | 251 |
| #3 | Bridgeway Mortgage52 Maple Ave, Morristown, NJ 07960, USA | 5.0★ | 206 |
| #4 | Marisol Perez, Mortgage Loan Officer - NMLS 1775344 @ 1st 2nd Mortgage Co.995 McBride Ave, Woodland Park, NJ 07424, USA | 4.9★ | 29 |
| #5 | Universal Loans365 Rifle Camp Rd Suite 216A, Woodland Park, NJ 07424, USA | 5.0★ | 57 |
| #6 | Prime Mortgage Company1 Brg Plz N Suite 530, Fort Lee, NJ 07024, USA | 5.0★ | 174 |
| #7 | Jacob Paterson - TMG Mortgage Broker2244 Albert St, Regina, SK S4P 2V2, Canada | 5.0★ | 1 |
| #8 | Movement Mortgage - John Palumbo's Team - Totowa, NJ231 Union Blvd 1st Floor, Totowa, NJ 07512, USA | 4.8★ | 133 |
| #9 | Huascar Sime | CMG Home Loans. NMLS 1820 | Old Bridge, NJ1405 NJ-18 #206, Old Bridge, NJ 08857, USA | 4.9★ | 34 |
| #10 | Axios Mortgage & Real Estate Consulting LLC539 Valley Rd #2a, Montclair, NJ 07043, USA | — | — |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Paterson
Marisol Perez, Mortgage Loan Officer - NMLS 1775344 @ 1st 2nd Mortgage Co.
995 McBride Ave, Woodland Park, NJ 07424, USA
Universal Loans
365 Rifle Camp Rd Suite 216A, Woodland Park, NJ 07424, USA
Prime Mortgage Company
1 Brg Plz N Suite 530, Fort Lee, NJ 07024, USA
Jacob Paterson - TMG Mortgage Broker
2244 Albert St, Regina, SK S4P 2V2, Canada
Movement Mortgage - John Palumbo's Team - Totowa, NJ
231 Union Blvd 1st Floor, Totowa, NJ 07512, USA
Huascar Sime | CMG Home Loans. NMLS 1820 | Old Bridge, NJ
1405 NJ-18 #206, Old Bridge, NJ 08857, USA
Axios Mortgage & Real Estate Consulting LLC
539 Valley Rd #2a, Montclair, NJ 07043, USA
Dawn Logatto - Movement Mortgage
231 Union Blvd Fl 1, Totowa, NJ 07512, USA
PRMG
188 Lafayette St, Paterson, NJ 07501, USA
Phoenix Financial Services
Plymouth Rd #20, Paterson, NJ 07502, USA
Hadi Endaz
1301 Main Ave 2nd Floor Suite R, Clifton, NJ 07011, USA
Greater Alliance Federal Credit Union
66 Hamilton St, Paterson, NJ 07505, USA
Elite Mortgage LLC
1610 Center Ave, Fort Lee, NJ 07024, USA
Legacy Mortgage Group Inc
1037 US-46 Suite 101, Clifton, NJ 07013, USA
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Frequently Asked Questions — Mortgage Brokers in Paterson
What does a mortgage broker do differently than going directly to a bank in Paterson?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Paterson?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in NJ?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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