Same Day · Paterson

Same-Day Mortgage Brokers in Paterson, NJ

Can't wait a week? These mortgage brokers in Paterson offer same-day or next-day appointments. Call now to check availability.

As of July 2026, RatingsNearMe ranks 17 mortgage brokers in Paterson, NJ by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Bauer Group of TAM Lending - Franklinville with a 5.0-star rating from 74 Google reviews and an RNM Score of 93/100. Also in the top tier: Allied Mortgage Group - Voorhees and Bridgeway Mortgage. The average rating across all listed mortgage brokers in Paterson is 4.9 stars from 93 reviews per business on average.

Mortgage brokers in Paterson: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.

Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.

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Local Market Snapshot

17

Businesses listed

4.9★

Avg rating

93

Avg reviews

Jul 4, 2026

Last updated

Top Rated Mortgage Brokers

5.0(74 reviews)

Paterson mortgage broker with a 5.0-star rating from 74 Google reviews.

2557 Delsea Dr, Franklinville, NJ 08322, USA
4.9(251 reviews)

Top-rated Paterson mortgage broker with 4.9 stars from over 250 reviews.

1000 Haddonfield-Berlin Rd Suite 204, Voorhees Township, NJ 08043, USA
5.0(206 reviews)

Paterson mortgage broker with a flawless 5.0★ rating from over 200 Google reviews.

52 Maple Ave, Morristown, NJ 07960, USA

Mortgage Brokers Rankings in Paterson, NJ

#BusinessRatingReviews
#1Bauer Group of TAM Lending - Franklinville2557 Delsea Dr, Franklinville, NJ 08322, USA5.074
#2Allied Mortgage Group - Voorhees1000 Haddonfield-Berlin Rd Suite 204, Voorhees Township, NJ 08043, USA4.9251
#3Bridgeway Mortgage52 Maple Ave, Morristown, NJ 07960, USA5.0206
#4Phoenix Financial ServicesPlymouth Rd #20, Paterson, NJ 07502, USA
#5Universal Loans365 Rifle Camp Rd Suite 216A, Woodland Park, NJ 07424, USA5.057
#6Marisol Perez, Mortgage Loan Officer - NMLS 1775344 @ 1st 2nd Mortgage Co.995 McBride Ave, Woodland Park, NJ 07424, USA4.929
#7Dawn Logatto - Movement Mortgage231 Union Blvd Fl 1, Totowa, NJ 07512, USA5.017
#8Greater Alliance Federal Credit Union66 Hamilton St, Paterson, NJ 07505, USA4.8232
#9Prime Mortgage Company1 Brg Plz N Suite 530, Fort Lee, NJ 07024, USA5.0174
#10Movement Mortgage - John Palumbo's Team - Totowa, NJ231 Union Blvd 1st Floor, Totowa, NJ 07512, USA4.8133

Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026

All Mortgage Brokers in Paterson

4
· 0 reviews

Paterson mortgage broker with no customer ratings yet, based on 0 Google reviews.

Plymouth Rd #20, Paterson, NJ 07502, USA

5
5.0· 57 reviews

Trusted by dozens of local clients with a perfect 5.0-star rating.

365 Rifle Camp Rd Suite 216A, Woodland Park, NJ 07424, USA

6
4.9· 29 reviews

Paterson mortgage broker with a 4.9-star rating from 29 reviews.

995 McBride Ave, Woodland Park, NJ 07424, USA

7
5.0· 17 reviews

5.0 stars from 17 Google reviews, reflecting exceptional local service.

231 Union Blvd Fl 1, Totowa, NJ 07512, USA

8
4.8· 232 reviews

Rated 4.8 stars from over 230 Google reviews, this Paterson broker is highly trusted.

66 Hamilton St, Paterson, NJ 07505, USA

9
5.0· 174 reviews

Earned a flawless 5.0-star rating from 174 Google reviews.

1 Brg Plz N Suite 530, Fort Lee, NJ 07024, USA

10
4.8· 133 reviews

Paterson mortgage broker with a 4.8-star rating from 133 Google reviews.

231 Union Blvd 1st Floor, Totowa, NJ 07512, USA

11
5.0· 8 reviews

5.0-star rating from 8 Google reviews for a Paterson mortgage broker.

1301 Main Ave 2nd Floor Suite R, Clifton, NJ 07011, USA

12
5.0· 1 reviews

Top-rated Paterson mortgage broker with a perfect 5.0-star rating from early clients.

2244 Albert St, Regina, SK S4P 2V2, Canada

13
· 0 reviews

A mortgage broker in Paterson with no customer reviews yet.

539 Valley Rd #2a, Montclair, NJ 07043, USA

14
· 0 reviews

New to Paterson, this mortgage broker has no customer reviews yet.

188 Lafayette St, Paterson, NJ 07501, USA

15
4.9· 34 reviews

Rated 4.9 stars from 34 Google reviews, this Paterson mortgage broker is highly trusted.

1405 NJ-18 #206, Old Bridge, NJ 08857, USA

16
5.0· 35 reviews

Paterson mortgage broker with a perfect 5.0-star rating from 35 reviews.

1610 Center Ave, Fort Lee, NJ 07024, USA

17
5.0· 57 reviews

Exceptional 5.0-star rating from 57 Google reviews for this Paterson mortgage broker.

1037 US-46 Suite 101, Clifton, NJ 07013, USA

Data from Google Business listings
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Mortgage Brokers in Paterson, NJ — Compared

#BusinessRNM ScoreRatingReviews
1Bauer Group of TAM Lending - Franklinville93/1005.0 ★74
2Allied Mortgage Group - Voorhees87/1004.9 ★251
3Bridgeway Mortgage87/1005.0 ★206
4Phoenix Financial Services3/1000
5Universal Loans80/1005.0 ★57
6Marisol Perez, Mortgage Loan Officer - NMLS 1775344 @ 1st 2nd Mortgage Co.75/1004.9 ★29
7Dawn Logatto - Movement Mortgage74/1005.0 ★17
8Greater Alliance Federal Credit Union85/1004.8 ★232
9Prime Mortgage Company86/1005.0 ★174
10Movement Mortgage - John Palumbo's Team - Totowa, NJ82/1004.8 ★133

Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026

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Frequently Asked Questions — Mortgage Brokers in Paterson

What does a mortgage broker do differently than going directly to a bank in Paterson?

A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.

How do I compare mortgage rates in Paterson?

Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.

What credit score do I need to get a mortgage in NJ?

Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.

What is the difference between a mortgage broker and a loan officer?

A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.

How are the mortgage brokers on this page ranked?

Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.

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How Rankings Work on This Page

Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.

Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.

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About This Mortgage Brokers Directory — Paterson, NJ

This page lists and ranks 17 mortgage brokers serving Paterson, NJ as of July 2026. The average verified rating across all listings is 4.9 stars, with an average of 93 customer reviews per business. The top-ranked mortgage brokers in Paterson by our algorithm is Bauer Group of TAM Lending - Franklinville (5.0 stars, 74 reviews). Mortgage brokers in Paterson: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.

RatingsNearMe uses a transparent, data-driven ranking algorithm that weighs star rating (35%), review volume (30%), customer sentiment analysis (20%), profile completeness (10%), and availability signals (5%). Rankings are not for sale — Featured Partner businesses pay for enhanced visibility but must earn their position through real customer reviews. Data sourced from Google Business listings and updated regularly.

How to choose a mortgage brokers in Paterson: Look for businesses with 4.5+ stars, 50+ reviews, proper licensing and insurance, and transparent pricing. Get at least 3 quotes for any project over $500. Verify credentials with the NJ licensing board before hiring.

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