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Emergency Mortgage Brokers in Pelican Bay, TX — Available 24/7
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As of May 2026, RatingsNearMe ranks 20 mortgage brokers in Pelican Bay, TX by verified customer ratings and review volume. The highest-rated is Lawton Building and Loan with a 5.0-star rating from 5 verified reviews. Also in the top tier: PNC Mortgage and Texas Mortgage Finance. The average rating across all listed mortgage brokers in Pelican Bay is 4.8 stars from 77 reviews per business on average.
Mortgage brokers in Pelican Bay: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
4.8★
Avg rating
77
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
Mortgage Brokers Rankings in Pelican Bay, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Lawton Building and Loan220 N Broadway, Azle, TX 76020, USA | 5.0★ | 5 |
| #2 | PNC Mortgage150 Industrial Ave, Azle, TX 76020, USA | — | — |
| #3 | Texas Mortgage Finance8517 Hidden Meadow Dr, Fort Worth, TX 76179, USA | 5.0★ | 25 |
| #4 | Lone Star Mortgage Solutions8517 Hidden Meadow Dr, Fort Worth, TX 76179, USA | 5.0★ | 1 |
| #5 | Financiers Mortgage Group718 Boling Ranch Rd, Azle, TX 76020, USA | 1.0★ | 1 |
| #6 | GRD Fix and Flip Money Lenders1205-1209 N Saginaw Blvd, Saginaw, TX 76179, USA | 5.0★ | 1 |
| #7 | Kimi Does Mortgages Team4700 Boat Club Rd, Fort Worth, TX 76135, USA | 4.9★ | 66 |
| #8 | Jill Sebik / Home Loan /Platinum Eagle Mortgage/ Newrez / Loan Officer / Springtown401 N Ave A, Springtown, TX 76082, USA | — | — |
| #9 | Tim Lambert| The Lambert Team of Fairway Independent Mortgage Corporation313 E Rock Island Ave Ste 300, Boyd, TX 76023, USA | 5.0★ | 19 |
| #10 | The Wood Group of Fairway Independent Mortgage Corp.313 E Rock Island Ave Ste 300, Boyd, TX 76023, USA | 5.0★ | 114 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Pelican Bay
Lone Star Mortgage Solutions
8517 Hidden Meadow Dr, Fort Worth, TX 76179, USA
Financiers Mortgage Group
718 Boling Ranch Rd, Azle, TX 76020, USA
GRD Fix and Flip Money Lenders
1205-1209 N Saginaw Blvd, Saginaw, TX 76179, USA
Jill Sebik / Home Loan /Platinum Eagle Mortgage/ Newrez / Loan Officer / Springtown
401 N Ave A, Springtown, TX 76082, USA
Tim Lambert| The Lambert Team of Fairway Independent Mortgage Corporation
313 E Rock Island Ave Ste 300, Boyd, TX 76023, USA
The Wood Group of Fairway Independent Mortgage Corp.
313 E Rock Island Ave Ste 300, Boyd, TX 76023, USA
Meagan Barron | Fairway Independent Mortgage Corporation Mortgage Specialist - Licensed
10340 Alta Vista Rd #200, Fort Worth, TX 76244, USA
David Chavez | Fairway Independent Mortgage Corporation Branch Sales Manager
10340 Alta Vista Rd #200, Fort Worth, TX 76244, USA
Go Smart Mortgage LLC
9500 Ray White Rd STE 248, Fort Worth, TX 76244, USA
PrimeLending, A PlainsCapital Company - West Fort Worth
200 Bailey Ave Ste. 310, Fort Worth, TX 76107, USA
Adams Mortgage Group - Guild Mortgage
4455 Camp Bowie Blvd Suite 220, Fort Worth, TX 76107, USA
Select Mortgage Group
17176 FM156 Suite A102, Justin, TX 76247, USA
Guild Mortgage Company
4455 Camp Bowie Blvd Suite 220, Fort Worth, TX 76107, USA
Merit Mortgage
4112 W Vickery Blvd, Fort Worth, TX 76107, USA
First Financial Mortgage
1000 Forest Park Blvd, Fort Worth, TX 76110, USA
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Frequently Asked Questions — Mortgage Brokers in Pelican Bay
What does a mortgage broker do differently than going directly to a bank in Pelican Bay?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Pelican Bay?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in TX?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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