Top Picks · Pembroke Pines
Best Mortgage Brokers in Pembroke Pines, FL
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As of May 2026, RatingsNearMe ranks 15 mortgage brokers in Pembroke Pines, FL by verified customer ratings and review volume. The highest-rated is PRMG with a 5.0-star rating from 577 verified reviews. Also in the top tier: America Home Loans and United Mortgage of Florida. The average rating across all listed mortgage brokers in Pembroke Pines is 5 stars from 87 reviews per business on average.
Mortgage brokers in Pembroke Pines: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
15
Businesses listed
5★
Avg rating
87
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
PRMG
2000 NW 150th Ave Suite 1102, Pembroke Pines, FL 33028, USA
America Home Loans
2250 NW 136th Ave Suite 117, Pembroke Pines, FL 33028, USA
United Mortgage of Florida
18503 Pines Blvd STE 310, Pembroke Pines, FL 33029, USA
Mortgage Brokers Rankings in Pembroke Pines, FL
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | PRMG2000 NW 150th Ave Suite 1102, Pembroke Pines, FL 33028, USA | 5.0★ | 577 |
| #2 | America Home Loans2250 NW 136th Ave Suite 117, Pembroke Pines, FL 33028, USA | 5.0★ | 65 |
| #3 | United Mortgage of Florida18503 Pines Blvd STE 310, Pembroke Pines, FL 33029, USA | 5.0★ | 85 |
| #4 | Surefire Mortgages9000 Sheridan St, Pembroke Pines, FL 33024, USA | 5.0★ | 149 |
| #5 | Otero Mortgage Global/PRMG2000 NW 150th Ave suite 1105, Pembroke Pines, FL 33028, USA | 5.0★ | 21 |
| #6 | Florida Choice Mortgage Corp.15800 Pines Blvd Suite # 3100, Pembroke Pines, FL 33027, USA | 5.0★ | 48 |
| #7 | Family Home Loans12223 Sheridan St, Pembroke Pines, FL 33026, USA | 5.0★ | 92 |
| #8 | First World Lending, LLC9050 Pines Blvd Suite 450-11, Pembroke Pines, FL 33024, USA | 5.0★ | 33 |
| #9 | AG LENDING15800 Pines Blvd Suite 342, Pembroke Pines, FL 33027, USA | 5.0★ | 39 |
| #10 | The Loan Pros TEAM18503 Pines Blvd STE 310, Pembroke Pines, FL 33029, USA | 4.9★ | 34 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Pembroke Pines
Surefire Mortgages
9000 Sheridan St, Pembroke Pines, FL 33024, USA
Otero Mortgage Global/PRMG
2000 NW 150th Ave suite 1105, Pembroke Pines, FL 33028, USA
Florida Choice Mortgage Corp.
15800 Pines Blvd Suite # 3100, Pembroke Pines, FL 33027, USA
Family Home Loans
12223 Sheridan St, Pembroke Pines, FL 33026, USA
First World Lending, LLC
9050 Pines Blvd Suite 450-11, Pembroke Pines, FL 33024, USA
AG LENDING
15800 Pines Blvd Suite 342, Pembroke Pines, FL 33027, USA
Jessica Herbert - Paramount Residential Mortgage Group, Inc
2000 NW 150th Ave suite 1105, Pembroke Pines, FL 33028, USA
Marco Cardenas, Mortgage Broker
9610 Stirling Rd Unit 107, Pembroke Pines, FL 33024, USA
Grace Modern Financial/ Grace Modern Mortgage
11820 Miramar Pkwy S4 207, Miramar, FL 33025, USA
VMB Loans | Mortgage Broker in Miami | NMLS 2522538
15800 Pines Blvd Suite 300 PMB# 3246, Pembroke Pines, FL 33027, USA
Union Home Mortgage - Miami
3 SW 129th Ave STE 200, Pembroke Pines, FL 33027, USA
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Frequently Asked Questions — Mortgage Brokers in Pembroke Pines
What does a mortgage broker do differently than going directly to a bank in Pembroke Pines?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Pembroke Pines?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in FL?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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