Low Cost · Pembroke Pines
Cheap Mortgage Brokers in Pembroke Pines, FL — Best Prices
Compare mortgage brokers prices in Pembroke Pines to find the best deal. All businesses are reviewed — cheap doesn't mean low quality.
As of July 2026, RatingsNearMe ranks 15 mortgage brokers in Pembroke Pines, FL by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is PRMG with a 5.0-star rating from 577 Google reviews and an RNM Score of 100/100. Also in the top tier: America Home Loans and United Mortgage of Florida. The average rating across all listed mortgage brokers in Pembroke Pines is 5 stars from 87 reviews per business on average.
Mortgage brokers in Pembroke Pines: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
PRMG
PRMG stands out as the top-ranked choice for its strong reputation and comprehensive mortgage services in Pembroke Pines.
Most Reviewed
PRMG
Having the most reviews indicates a broad base of customer feedback and established trust within the community.
When choosing a mortgage broker in Pembroke Pines, compare rates, fees, and customer service across these top-ranked options, and always read recent reviews to ensure a good fit for your specific financial situation.
Local Market Snapshot
15
Businesses listed
5★
Avg rating
87
Avg reviews
Jul 4, 2026
Last updated
Top Rated Mortgage Brokers
Pembroke Pines mortgage broker with a perfect 5.0★ rating from over 500 reviews.
2000 NW 150th Ave Suite 1102, Pembroke Pines, FL 33028, USA5.0-star mortgage broker in Pembroke Pines with glowing feedback from 65 reviews.
2250 NW 136th Ave Suite 117, Pembroke Pines, FL 33028, USATop-rated mortgage broker in Pembroke Pines with 5.0 stars from 85 reviews.
18503 Pines Blvd STE 310, Pembroke Pines, FL 33029, USAMortgage Brokers Rankings in Pembroke Pines, FL
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | PRMG2000 NW 150th Ave Suite 1102, Pembroke Pines, FL 33028, USA | 5.0★ | 577 |
| #2 | America Home Loans2250 NW 136th Ave Suite 117, Pembroke Pines, FL 33028, USA | 5.0★ | 65 |
| #3 | United Mortgage of Florida18503 Pines Blvd STE 310, Pembroke Pines, FL 33029, USA | 5.0★ | 85 |
| #4 | Otero Mortgage Global/PRMG2000 NW 150th Ave suite 1105, Pembroke Pines, FL 33028, USA | 5.0★ | 21 |
| #5 | Marco Cardenas, Mortgage Broker9610 Stirling Rd Unit 107, Pembroke Pines, FL 33024, USA | 5.0★ | 8 |
| #6 | Florida Choice Mortgage Corp.15800 Pines Blvd Suite # 3100, Pembroke Pines, FL 33027, USA | 5.0★ | 48 |
| #7 | Jessica Herbert - Paramount Residential Mortgage Group, Inc2000 NW 150th Ave suite 1105, Pembroke Pines, FL 33028, USA | 5.0★ | 32 |
| #8 | AG LENDING15800 Pines Blvd Suite 342, Pembroke Pines, FL 33027, USA | 5.0★ | 39 |
| #9 | VMB Loans | Mortgage Broker in Miami | NMLS 252253815800 Pines Blvd Suite 300 PMB# 3246, Pembroke Pines, FL 33027, USA | 5.0★ | 53 |
| #10 | Grace Modern Financial/ Grace Modern Mortgage11820 Miramar Pkwy S4 207, Miramar, FL 33025, USA | 4.9★ | 36 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in Pembroke Pines
Exceptional 5.0-star rating from over 20 Google reviews in Pembroke Pines.
2000 NW 150th Ave suite 1105, Pembroke Pines, FL 33028, USA
5.0 stars from 8 Google reviews, reflecting strong local client satisfaction.
9610 Stirling Rd Unit 107, Pembroke Pines, FL 33024, USA
Rated 5.0 stars from 48 Google reviews, this trusted Pembroke Pines mortgage broker excels.
15800 Pines Blvd Suite # 3100, Pembroke Pines, FL 33027, USA
5.0 stars from 32 Google reviews reflects exceptional client satisfaction in Pembroke Pines.
2000 NW 150th Ave suite 1105, Pembroke Pines, FL 33028, USA
5.0-star rated mortgage broker with glowing reviews from dozens of clients.
15800 Pines Blvd Suite 342, Pembroke Pines, FL 33027, USA
Pembroke Pines mortgage broker with a perfect 5.0-star rating from 53 reviews.
15800 Pines Blvd Suite 300 PMB# 3246, Pembroke Pines, FL 33027, USA
A Pembroke Pines mortgage broker with a 4.9-star rating from 36 Google reviews.
11820 Miramar Pkwy S4 207, Miramar, FL 33025, USA
4.9 stars from 34 reviews, reflecting exceptional client satisfaction in Pembroke Pines.
18503 Pines Blvd STE 310, Pembroke Pines, FL 33029, USA
Pembroke Pines mortgage broker with a perfect 5.0-star rating from 33 reviews.
9050 Pines Blvd Suite 450-11, Pembroke Pines, FL 33024, USA
Top-rated Pembroke Pines mortgage broker with a perfect 5.0-star rating from 31 Google reviews.
3 SW 129th Ave STE 200, Pembroke Pines, FL 33027, USA
Trusted by hundreds of Pembroke Pines clients with a flawless 5.0-star rating.
9000 Sheridan St, Pembroke Pines, FL 33024, USA
Pembroke Pines mortgage broker with a perfect 5.0-star rating from 92 reviews.
12223 Sheridan St, Pembroke Pines, FL 33026, USA
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Mortgage Brokers in Pembroke Pines, FL — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | PRMG | 100/100 | 5.0 ★ | 577 |
| 2 | America Home Loans | 93/100 | 5.0 ★ | 65 |
| 3 | United Mortgage of Florida | 86/100 | 5.0 ★ | 85 |
| 4 | Otero Mortgage Global/PRMG | 75/100 | 5.0 ★ | 21 |
| 5 | Marco Cardenas, Mortgage Broker | 70/100 | 5.0 ★ | 8 |
| 6 | Florida Choice Mortgage Corp. | 79/100 | 5.0 ★ | 48 |
| 7 | Jessica Herbert - Paramount Residential Mortgage Group, Inc | 89/100 | 5.0 ★ | 32 |
| 8 | AG LENDING | 90/100 | 5.0 ★ | 39 |
| 9 | VMB Loans | Mortgage Broker in Miami | NMLS 2522538 | 80/100 | 5.0 ★ | 53 |
| 10 | Grace Modern Financial/ Grace Modern Mortgage | 76/100 | 4.9 ★ | 36 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Mortgage Brokers in Pembroke Pines
What does a mortgage broker do differently than going directly to a bank in Pembroke Pines?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Pembroke Pines?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in FL?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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