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24/7 Emergency · Petaluma

Emergency Insurance Agents in Petaluma, CA — Available 24/7

When you can't wait, these insurance agents in Petaluma offer emergency response. Call now — most respond within the hour.

As of June 2026, RatingsNearMe ranks 20 insurance agents in Petaluma, CA by verified customer ratings and review volume. The highest-rated is Fillinger Insurance with a 5.0-star rating from 105 verified reviews. Also in the top tier: AAA Petaluma Branch and Lemus Insurance Agency. The average rating across all listed insurance agents in Petaluma is 4.8 stars from 74 reviews per business on average.

Insurance in Petaluma: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.

Rankings updated June 1, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.

Local Market Snapshot

20

Businesses listed

4.8★

Avg rating

74

Avg reviews

Jun 1, 2026

Last updated

Top Rated Insurance Agents

🥇

Fillinger Insurance

5.0(105 reviews)

1318 Redwood Way STE 110, Petaluma, CA 94954, USA

🥈

AAA Petaluma Branch

4.6(255 reviews)

111 Lynch Creek Way, Petaluma, CA 94954, USA

🥉

Lemus Insurance Agency

4.9(97 reviews)

72 E Washington St, Petaluma, CA 94952, USA

Insurance Agents Rankings in Petaluma, CA

#BusinessRatingReviews
#1Fillinger Insurance1318 Redwood Way STE 110, Petaluma, CA 94954, USA5.0105
#2AAA Petaluma Branch111 Lynch Creek Way, Petaluma, CA 94954, USA4.6255
#3Lemus Insurance Agency72 E Washington St, Petaluma, CA 94952, USA4.997
#4Matto Insurance Agency LLC: Allstate Insurance10 Keller St Ste 125, Petaluma, CA 94952, USA4.815
#5Kendra Cochran - State Farm Insurance Agent90 Sycamore Ln Ste A, Petaluma, CA 94952, USA5.0323
#6HUB International731 Southpoint Blvd, Petaluma, CA 94954, USA4.110
#7Farmers Insurance - Mitch White1129 Industrial Ave STE 102, Petaluma, CA 94952, USA4.08
#8Farmers Insurance - Jor-Jean Maples125 Washington St, Petaluma, CA 94952, USA4.510
#9Cost-U-Less Insurance283B N McDowell Blvd, Petaluma, CA 94954, USA4.8109
#10Aslan Insurance Agency, Inc.140 2nd St Suite 314, Petaluma, CA 94952, USA5.025

Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026

All Insurance Agents in Petaluma

4

Matto Insurance Agency LLC: Allstate Insurance

4.8· 15 reviews

10 Keller St Ste 125, Petaluma, CA 94952, USA

5

Kendra Cochran - State Farm Insurance Agent

5.0· 323 reviews

90 Sycamore Ln Ste A, Petaluma, CA 94952, USA

6

HUB International

4.1· 10 reviews

731 Southpoint Blvd, Petaluma, CA 94954, USA

7

Farmers Insurance - Mitch White

4.0· 8 reviews

1129 Industrial Ave STE 102, Petaluma, CA 94952, USA

8

Farmers Insurance - Jor-Jean Maples

4.5· 10 reviews

125 Washington St, Petaluma, CA 94952, USA

9

Cost-U-Less Insurance

4.8· 109 reviews

283B N McDowell Blvd, Petaluma, CA 94954, USA

10

Aslan Insurance Agency, Inc.

5.0· 25 reviews

140 2nd St Suite 314, Petaluma, CA 94952, USA

11

Miguel Alfaro - State Farm Insurance Agent

5.0· 382 reviews

300 Washington St, Petaluma, CA 94952, USA

12

Heffernan Insurance Brokers

5.0· 1 reviews

140 2nd St #230, Petaluma, CA 94952, USA

13

Lyndsie DeBonis - State Farm Insurance Agent

5.0· 25 reviews

775 Baywood Dr Suite 102, Petaluma, CA 94954, USA

14

Martinelli Insurance

5.0· 2 reviews

725 E Washington St # 202, Petaluma, CA 94952, USA

15

Cheda Insurance Agency

5.0· 1 reviews

1345 Redwood Way, Petaluma, CA 94954, USA

16

Farmers Insurance - Paul Demil

4.7· 12 reviews

323 Howard St, Petaluma, CA 94952, USA

17

Allstar West Insurance Services, LLC

5.0· 1 reviews

622 Petaluma Blvd N, Petaluma, CA 94952, USA

18

Nancy Shotts - State Farm Insurance Agent

4.8· 30 reviews

1301 Redwood Way # 200, Petaluma, CA 94954, USA

19

Rebekah Gonzalez - State Farm Insurance Agent

4.9· 70 reviews

725 E Washington St #101, Petaluma, CA 94952, USA

20

Premier Health Insurance CA

5.0· 8 reviews

107 Marylyn Cir, Petaluma, CA 94954, USA

Data from Google Business listings
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Frequently Asked Questions — Insurance Agents in Petaluma

What is the difference between a captive and independent insurance agent in Petaluma?

Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.

How do I verify an insurance agent's license in CA?

Search the CA Department of Insurance's online license lookup — Google "CA Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in CA must be licensed with the state.

How much does working with a local insurance agent in Petaluma cost?

In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.

Should I buy insurance online or through a local agent in Petaluma?

Online works for simple auto or renters policies if you understand what you're buying. A local agent in Petaluma adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.

How are the insurance agents on this page ranked?

Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.

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How Rankings Work on This Page

Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.

Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 1, 2026.

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About This Insurance Agents Directory — Petaluma, CA

This page lists and ranks 20 insurance agents serving Petaluma, CA as of June 2026. The average verified rating across all listings is 4.8 stars, with an average of 74 customer reviews per business. The top-ranked insurance agents in Petaluma by our algorithm is Fillinger Insurance (5.0 stars, 105 reviews). Insurance in Petaluma: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.

RatingsNearMe uses a transparent, data-driven ranking algorithm that weighs star rating (35%), review volume (30%), customer sentiment analysis (20%), profile completeness (10%), and availability signals (5%). Rankings are not for sale — Featured Partner businesses pay for enhanced visibility but must earn their position through real customer reviews. Data sourced from Google Business listings and updated regularly.

How to choose a insurance agents in Petaluma: Look for businesses with 4.5+ stars, 50+ reviews, proper licensing and insurance, and transparent pricing. Get at least 3 quotes for any project over $500. Verify credentials with the CA licensing board before hiring.

Request Free Quotes — Top-Rated Insurance Agents in Petaluma