Highest Rated · Petaluma
Top-Rated Insurance Agents in Petaluma, CA
Every business ranked by real customer ratings. The pros at the top earned it — through consistent service, not advertising spend.
As of June 2026, RatingsNearMe ranks 20 insurance agents in Petaluma, CA by verified customer ratings and review volume. The highest-rated is Miguel Alfaro - State Farm Insurance Agent with a 5.0-star rating from 382 verified reviews. Also in the top tier: Kendra Cochran - State Farm Insurance Agent and AAA Petaluma Branch. The average rating across all listed insurance agents in Petaluma is 4.8 stars from 74 reviews per business on average.
Insurance in Petaluma: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated June 1, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
4.8★
Avg rating
74
Avg reviews
Jun 1, 2026
Last updated
Top Rated Insurance Agents
Miguel Alfaro - State Farm Insurance Agent
300 Washington St, Petaluma, CA 94952, USA
Kendra Cochran - State Farm Insurance Agent
90 Sycamore Ln Ste A, Petaluma, CA 94952, USA
AAA Petaluma Branch
111 Lynch Creek Way, Petaluma, CA 94954, USA
Insurance Agents Rankings in Petaluma, CA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Miguel Alfaro - State Farm Insurance Agent300 Washington St, Petaluma, CA 94952, USA | 5.0★ | 382 |
| #2 | Kendra Cochran - State Farm Insurance Agent90 Sycamore Ln Ste A, Petaluma, CA 94952, USA | 5.0★ | 323 |
| #3 | AAA Petaluma Branch111 Lynch Creek Way, Petaluma, CA 94954, USA | 4.6★ | 255 |
| #4 | Lemus Insurance Agency72 E Washington St, Petaluma, CA 94952, USA | 4.9★ | 97 |
| #5 | Cost-U-Less Insurance283B N McDowell Blvd, Petaluma, CA 94954, USA | 4.8★ | 109 |
| #6 | Fillinger Insurance1318 Redwood Way STE 110, Petaluma, CA 94954, USA | 5.0★ | 105 |
| #7 | Aslan Insurance Agency, Inc.140 2nd St Suite 314, Petaluma, CA 94952, USA | 5.0★ | 25 |
| #8 | Heffernan Insurance Brokers140 2nd St #230, Petaluma, CA 94952, USA | 5.0★ | 1 |
| #9 | Lyndsie DeBonis - State Farm Insurance Agent775 Baywood Dr Suite 102, Petaluma, CA 94954, USA | 5.0★ | 25 |
| #10 | Martinelli Insurance725 E Washington St # 202, Petaluma, CA 94952, USA | 5.0★ | 2 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Insurance Agents in Petaluma
Lemus Insurance Agency
72 E Washington St, Petaluma, CA 94952, USA
Cost-U-Less Insurance
283B N McDowell Blvd, Petaluma, CA 94954, USA
Fillinger Insurance
1318 Redwood Way STE 110, Petaluma, CA 94954, USA
Lyndsie DeBonis - State Farm Insurance Agent
775 Baywood Dr Suite 102, Petaluma, CA 94954, USA
Martinelli Insurance
725 E Washington St # 202, Petaluma, CA 94952, USA
Farmers Insurance - Paul Demil
323 Howard St, Petaluma, CA 94952, USA
Allstar West Insurance Services, LLC
622 Petaluma Blvd N, Petaluma, CA 94952, USA
Nancy Shotts - State Farm Insurance Agent
1301 Redwood Way # 200, Petaluma, CA 94954, USA
Rebekah Gonzalez - State Farm Insurance Agent
725 E Washington St #101, Petaluma, CA 94952, USA
Premier Health Insurance CA
107 Marylyn Cir, Petaluma, CA 94954, USA
Farmers Insurance - Mitch White
1129 Industrial Ave STE 102, Petaluma, CA 94952, USA
Matto Insurance Agency LLC: Allstate Insurance
10 Keller St Ste 125, Petaluma, CA 94952, USA
Farmers Insurance - Jor-Jean Maples
125 Washington St, Petaluma, CA 94952, USA
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Frequently Asked Questions — Insurance Agents in Petaluma
What is the difference between a captive and independent insurance agent in Petaluma?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in CA?
Search the CA Department of Insurance's online license lookup — Google "CA Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in CA must be licensed with the state.
How much does working with a local insurance agent in Petaluma cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Petaluma?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Petaluma adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 1, 2026.
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