4.5+ Stars · Petaluma
Highly Rated Insurance Agents in Petaluma, CA
Only the best make this list. These insurance agents in Petaluma have earned 4.5+ star ratings from real customers — consistently.
As of June 2026, RatingsNearMe ranks 20 insurance agents in Petaluma, CA by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Miguel Alfaro - State Farm Insurance Agent with a 5.0-star rating from 382 Google reviews and an RNM Score of 92/100. Also in the top tier: Kendra Cochran - State Farm Insurance Agent and AAA Petaluma Branch. The average rating across all listed insurance agents in Petaluma is 4.8 stars from 74 reviews per business on average.
Insurance in Petaluma: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated June 10, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Farmers Insurance - Jor-Jean Maples
This agency is top-ranked for its strong local reputation and personalized service in Petaluma.
Most Reviewed
Kendra Cochran - State Farm Insurance Agent
A high number of reviews indicates broad customer experience and trustworthiness.
When choosing an insurance agent in Petaluma, compare coverage options and customer service responsiveness, as local agents often provide more personalized support than national call centers.
Local Market Snapshot
20
Businesses listed
4.8★
Avg rating
74
Avg reviews
Jun 10, 2026
Last updated
Top Rated Insurance Agents
Over 380 five-star Google reviews highlight trusted, local insurance guidance in Petaluma.
300 Washington St, Petaluma, CA 94952, USAPetaluma insurance agent with 5.0 stars from over 300 glowing Google reviews.
90 Sycamore Ln Ste A, Petaluma, CA 94952, USATrusted by hundreds with a 4.6★ rating for reliable coverage in Petaluma.
111 Lynch Creek Way, Petaluma, CA 94954, USAInsurance Agents Rankings in Petaluma, CA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Miguel Alfaro - State Farm Insurance Agent300 Washington St, Petaluma, CA 94952, USA | 5.0★ | 382 |
| #2 | Kendra Cochran - State Farm Insurance Agent90 Sycamore Ln Ste A, Petaluma, CA 94952, USA | 5.0★ | 323 |
| #3 | AAA Petaluma Branch111 Lynch Creek Way, Petaluma, CA 94954, USA | 4.6★ | 255 |
| #4 | Fillinger Insurance1318 Redwood Way STE 110, Petaluma, CA 94954, USA | 5.0★ | 105 |
| #5 | Lemus Insurance Agency72 E Washington St, Petaluma, CA 94952, USA | 4.9★ | 97 |
| #6 | Cost-U-Less Insurance283B N McDowell Blvd, Petaluma, CA 94954, USA | 4.8★ | 109 |
| #7 | Nancy Shotts - State Farm Insurance Agent1301 Redwood Way # 200, Petaluma, CA 94954, USA | 4.8★ | 30 |
| #8 | Allstar West Insurance Services, LLC622 Petaluma Blvd N, Petaluma, CA 94952, USA | 5.0★ | 1 |
| #9 | Premier Health Insurance CA107 Marylyn Cir, Petaluma, CA 94954, USA | 5.0★ | 8 |
| #10 | Farmers Insurance - Paul Demil323 Howard St, Petaluma, CA 94952, USA | 4.7★ | 12 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Insurance Agents in Petaluma
Exceptional 5.0-star rating from over 100 Google reviews in Petaluma.
1318 Redwood Way STE 110, Petaluma, CA 94954, USA
Trusted by locals with a 4.9-star rating from nearly 100 reviews.
72 E Washington St, Petaluma, CA 94952, USA
Petaluma insurance agent with a 4.8-star rating from over 100 Google reviews.
283B N McDowell Blvd, Petaluma, CA 94954, USA
Exceptional 4.8-star rating from over 30 Google reviews in Petaluma.
1301 Redwood Way # 200, Petaluma, CA 94954, USA
5.0-star rating from limited reviews, indicating exceptional client service in Petaluma.
622 Petaluma Blvd N, Petaluma, CA 94952, USA
Exceptional 5.0-star rating from 8 reviews for a Petaluma insurance agent.
107 Marylyn Cir, Petaluma, CA 94954, USA
4.7 stars from 12 Google reviews, reflecting strong local client satisfaction.
323 Howard St, Petaluma, CA 94952, USA
Exceptional 5.0-star rating from two Google reviews for a Petaluma insurance agent.
725 E Washington St # 202, Petaluma, CA 94952, USA
Rated 4.9 stars from 70 Google reviews, this Petaluma insurance agent is highly trusted.
725 E Washington St #101, Petaluma, CA 94952, USA
4.8 stars from 15 reviews, reflecting exceptional local service in Petaluma.
10 Keller St Ste 125, Petaluma, CA 94952, USA
Petaluma insurance agent with a perfect 5.0-star rating from customers.
1345 Redwood Way, Petaluma, CA 94954, USA
5.0★ rating from 25 Google reviews for this Petaluma insurance agent.
140 2nd St Suite 314, Petaluma, CA 94952, USA
4.5 stars from 10 Google reviews, reflecting strong local customer satisfaction.
125 Washington St, Petaluma, CA 94952, USA
Petaluma insurance agent with a solid 4.1-star rating from 10 reviews.
731 Southpoint Blvd, Petaluma, CA 94954, USA
Rated 5.0 stars from 25 Google reviews in Petaluma.
775 Baywood Dr Suite 102, Petaluma, CA 94954, USA
Serving Petaluma with a solid 4.0-star rating based on 8 customer reviews.
1129 Industrial Ave STE 102, Petaluma, CA 94952, USA
Trusted Petaluma insurance agent with a perfect 5.0-star rating from local clients.
140 2nd St #230, Petaluma, CA 94952, USA
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Insurance Agents in Petaluma, CA — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Miguel Alfaro - State Farm Insurance Agent | 92/100 | 5.0 ★ | 382 |
| 2 | Kendra Cochran - State Farm Insurance Agent | 92/100 | 5.0 ★ | 323 |
| 3 | AAA Petaluma Branch | 93/100 | 4.6 ★ | 255 |
| 4 | Fillinger Insurance | 95/100 | 5.0 ★ | 105 |
| 5 | Lemus Insurance Agency | 93/100 | 4.9 ★ | 97 |
| 6 | Cost-U-Less Insurance | 92/100 | 4.8 ★ | 109 |
| 7 | Nancy Shotts - State Farm Insurance Agent | 77/100 | 4.8 ★ | 30 |
| 8 | Allstar West Insurance Services, LLC | 74/100 | 5.0 ★ | 1 |
| 9 | Premier Health Insurance CA | 82/100 | 5.0 ★ | 8 |
| 10 | Farmers Insurance - Paul Demil | 79/100 | 4.7 ★ | 12 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · June 2026
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Frequently Asked Questions — Insurance Agents in Petaluma
What is the difference between a captive and independent insurance agent in Petaluma?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in CA?
Search the CA Department of Insurance's online license lookup — Google "CA Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in CA must be licensed with the state.
How much does working with a local insurance agent in Petaluma cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Petaluma?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Petaluma adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
Insurance Agents in Nearby Cities
Compare top-rated insurance agents in cities near you.
How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 10, 2026.
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