Pricing Guide · Plano
Insurance Agents Cost in Plano, TX — 2026 Price Guide
What should you pay for insurance agents in Plano? See real 2026 price ranges from local pros and get free quotes to compare.
As of May 2026, RatingsNearMe ranks 17 insurance agents in Plano, TX by verified customer ratings and review volume. The highest-rated is Univista Insurance with a 5.0-star rating from 179 verified reviews. Also in the top tier: Insurigo Inc - Insurance Agency and Dean Insurance Group. The average rating across all listed insurance agents in Plano is 4.6 stars from 150 reviews per business on average.
Insurance in Plano: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
17
Businesses listed
4.6★
Avg rating
150
Avg reviews
May 17, 2026
Last updated
Top Rated Insurance Agents
Insurigo Inc - Insurance Agency
555 Republic Dr ste 440, Plano, TX 75074, USA
Insurance Agents Rankings in Plano, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Univista Insurance301 W Parker Rd # 218, Plano, TX 75023, USA | 5.0★ | 179 |
| #2 | Insurigo Inc - Insurance Agency555 Republic Dr ste 440, Plano, TX 75074, USA | 4.9★ | 571 |
| #3 | Dean Insurance Group5600 Tennyson Pkwy, Plano, TX 75024, USA | 5.0★ | 146 |
| #4 | David Garza Insurance Agent3400 Silverstone Dr # 192, Plano, TX 75023, USA | — | — |
| #5 | AAA Plano1900 Preston Rd Suite 313, Plano, TX 75093, USA | 3.6★ | 126 |
| #6 | Amiri Insurance Agency3608 Preston Rd #227, Plano, TX 75093, USA | 5.0★ | 28 |
| #7 | True Choice Insurance801 E Plano Pkwy #158, Plano, TX 75074, USA | — | — |
| #8 | Insurance CribAPPOINTMENT ONLY:, 1121 E Spring Creek Pkwy, Plano, TX 75074, USA | 4.9★ | 66 |
| #9 | Progressive Car InsuranceK Ave, Plano, TX 75074, USA | 3.0★ | 2 |
| #10 | Ellis Insurance Agency2081 Cumberland Trail, Plano, TX 75023, USA | 5.0★ | 30 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Insurance Agents in Plano
AAA Plano
1900 Preston Rd Suite 313, Plano, TX 75093, USA
Amiri Insurance Agency
3608 Preston Rd #227, Plano, TX 75093, USA
Insurance Crib
APPOINTMENT ONLY:, 1121 E Spring Creek Pkwy, Plano, TX 75074, USA
Progressive Car Insurance
K Ave, Plano, TX 75074, USA
Ellis Insurance Agency
2081 Cumberland Trail, Plano, TX 75023, USA
Magnum Choice Insurance Agency Inc
5016 Tennyson Pkwy, Plano, TX 75024, USA
Insurance City
3209 Premier Dr Suite 103, Plano, TX 75075, USA
The Sterling Insurance Group
3415 Custer Rd #104, Plano, TX 75023, USA
AZ Auto Insurance
1110 E Parker Rd #106, Plano, TX 75074, USA
Contigo Auto Insurance
2901 K Ave, Plano, TX 75074, USA
Executive Insurance Agency
4105 W Spring Creek Pkwy STE 510, Plano, TX 75024, USA
Alpha Omega Insurance Agency
9925 Gillespie Dr Suite 1100, Plano, TX 75025, USA
Get Free Quotes
We'll connect you with the top insurance agents in Plano, TX.
Frequently Asked Questions — Insurance Agents in Plano
What is the difference between a captive and independent insurance agent in Plano?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in TX?
Search the TX Department of Insurance's online license lookup — Google "TX Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in TX must be licensed with the state.
How much does working with a local insurance agent in Plano cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Plano?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Plano adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
Insurance Agents in Nearby Cities
Compare top-rated insurance agents in cities near you.
How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
More Home Services in Plano
Related Searches
More ways to find insurance agents in Plano
Insurance Agents in nearby cities