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Best Mortgage Brokers in Plymouth, MN
Rated and reviewed by real customers. Compare prices, read reviews, and call the top pros near you — for free.
As of May 2026, RatingsNearMe ranks 14 mortgage brokers in Plymouth, MN by verified customer ratings and review volume. The highest-rated is Summit Mortgage Corporation with a 4.9-star rating from 326 verified reviews. Also in the top tier: New Homeowner Center at Summit Mortgage and Trinity Independent Mortgage Brokers. The average rating across all listed mortgage brokers in Plymouth is 5 stars from 126 reviews per business on average.
Mortgage brokers in Plymouth: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
14
Businesses listed
5★
Avg rating
126
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
Summit Mortgage Corporation
9600 54th Ave N #100, Plymouth, MN 55442, USA
New Homeowner Center at Summit Mortgage
9600 54th Ave N #100, Plymouth, MN 55442, USA
Trinity Independent Mortgage Brokers
6 Southside St, Plymouth PL1 2LA, UK
Mortgage Brokers Rankings in Plymouth, MN
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Summit Mortgage Corporation9600 54th Ave N #100, Plymouth, MN 55442, USA | 4.9★ | 326 |
| #2 | New Homeowner Center at Summit Mortgage9600 54th Ave N #100, Plymouth, MN 55442, USA | 5.0★ | 223 |
| #3 | Trinity Independent Mortgage Brokers6 Southside St, Plymouth PL1 2LA, UK | 5.0★ | 200 |
| #4 | Sigma Home Lending487 Forest Ave, Plymouth, MI 48170, USA | 5.0★ | 74 |
| #5 | Plymouth Mortgage HubUnit 1, Ridgeway Business Centre, 127 Ridgeway, Plympton, Plymouth PL7 2AA, UK | 5.0★ | 164 |
| #6 | Lennar Mortgage, LLC Minnesota16355 36th Ave N Suite 100-A, Plymouth, MN 55446, USA | 4.8★ | 184 |
| #7 | US West Financial2605 Fernbrook Ln N Ste A, Plymouth, MN 55447, USA | 5.0★ | 55 |
| #8 | Michael Tubin Motto Mortgage Residential6 Main St Ext Suite 603, Plymouth, MA 02360, USA | 4.9★ | 79 |
| #9 | Steve Dyson14601 27th Ave N Suite 104, Plymouth, MN 55447, USA | 5.0★ | 40 |
| #10 | Jeff Scherber NMLS 369524 at Summit Mortgage Corporation9600 54th Ave N, Plymouth, MN 55442, USA | 5.0★ | 54 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Plymouth
Sigma Home Lending
487 Forest Ave, Plymouth, MI 48170, USA
Plymouth Mortgage Hub
Unit 1, Ridgeway Business Centre, 127 Ridgeway, Plympton, Plymouth PL7 2AA, UK
Lennar Mortgage, LLC Minnesota
16355 36th Ave N Suite 100-A, Plymouth, MN 55446, USA
US West Financial
2605 Fernbrook Ln N Ste A, Plymouth, MN 55447, USA
Michael Tubin Motto Mortgage Residential
6 Main St Ext Suite 603, Plymouth, MA 02360, USA
Steve Dyson
14601 27th Ave N Suite 104, Plymouth, MN 55447, USA
Jeff Scherber NMLS 369524 at Summit Mortgage Corporation
9600 54th Ave N, Plymouth, MN 55442, USA
Midwest Mortgage Consultant
600 Soo Ln, Buffalo, MN 55313, USA
Mortgages 4 Plymouth
8 Peverell Park Rd, Peverell, Plymouth PL3 4NA, UK
Kevin Lee - Summit Mortgage Corporation
9600 54th Ave N #100, Plymouth, MN 55442, USA
Michael Hulse
1335 Corporate Center Curve #240, Eagan, MN 55121, USA
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Frequently Asked Questions — Mortgage Brokers in Plymouth
What does a mortgage broker do differently than going directly to a bank in Plymouth?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Plymouth?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in MN?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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