Top Picks · Woodbury
Best Mortgage Brokers in Woodbury, MN
Rated and reviewed by real customers. Compare prices, read reviews, and call the top pros near you — for free.
As of July 2026, RatingsNearMe ranks 20 mortgage brokers in Woodbury, MN by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Andy Burton - Waterstone Mortgage Corporation with a 5.0-star rating from 446 Google reviews and an RNM Score of 88/100. Also in the top tier: Vanessa (Frisch) Kniess - Guaranteed Rate and AJ Kozlak. The average rating across all listed mortgage brokers in Woodbury is 4.9 stars from 76 reviews per business on average.
Mortgage brokers in Woodbury: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 5, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Waterstone Mortgage - Woodbury, MN
Waterstone Mortgage stands out as the top-ranked broker in Woodbury due to its strong local reputation and consistently high customer satisfaction.
Most Reviewed
Phillip Olson at CrossCountry Mortgage
A high review count indicates broad experience with many clients, which can signal reliability and a proven track record in the community.
When choosing a mortgage broker in Woodbury, compare both online reviews and personal referrals, and ask about local market expertise to ensure you get the best rate and service for your specific needs.
Local Market Snapshot
20
Businesses listed
4.9★
Avg rating
76
Avg reviews
Jul 5, 2026
Last updated
Top Rated Mortgage Brokers
Woodbury mortgage broker with a perfect 5.0 rating from hundreds of client reviews.
563 Bielenberg Dr STE 105, Woodbury, MN 55125, USA5.0★ from 140 reviews, a trusted local mortgage broker in Woodbury.
7582 Currell Blvd #212, Woodbury, MN 55125, USATop-rated Woodbury mortgage broker with a perfect 5.0-star rating from over 130 reviews.
731 Bielenberg Dr Suite 204, Woodbury, MN 55125, USAMortgage Brokers Rankings in Woodbury, MN
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Andy Burton - Waterstone Mortgage Corporation563 Bielenberg Dr STE 105, Woodbury, MN 55125, USA | 5.0★ | 446 |
| #2 | Vanessa (Frisch) Kniess - Guaranteed Rate7582 Currell Blvd #212, Woodbury, MN 55125, USA | 5.0★ | 140 |
| #3 | AJ Kozlak731 Bielenberg Dr Suite 204, Woodbury, MN 55125, USA | 5.0★ | 131 |
| #4 | Bell Bank Mortgage, Kimberly Allen563 Bielenberg Dr, Woodbury, MN 55125, USA | 5.0★ | 50 |
| #5 | Peter Lindquist at Rate (NMLS #389212)7582 Currell Blvd #212, Woodbury, MN 55125, USA | 5.0★ | 27 |
| #6 | Axia Home Loans Woodbury, MN920 Inwood Ave N, Oakdale, MN 55128, USA | 5.0★ | 13 |
| #7 | Matt Minder Mortgage - New American Funding670 Commerce Dr #200, Woodbury, MN 55125, USA | 5.0★ | 98 |
| #8 | Chris Lee731 Bielenberg Dr Suite 204, Woodbury, MN 55125, USA | 5.0★ | 95 |
| #9 | Amber Garofalo at CrossCountry Mortgage9591 60th St N Suite A, Lake Elmo, MN 55042, USA | 5.0★ | 89 |
| #10 | Steven Brand Home Loans Team7700 Hudson Rd #500, Woodbury, MN 55125, USA | 4.9★ | 79 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in Woodbury
Woodbury's top-rated mortgage broker with 50 perfect 5.0-star Google reviews.
563 Bielenberg Dr, Woodbury, MN 55125, USA
Exceptional 5.0-star rating from over two dozen Google reviews.
7582 Currell Blvd #212, Woodbury, MN 55125, USA
Rated 5.0 stars from 13 Google reviews, this Woodbury mortgage broker earns exceptional client praise.
920 Inwood Ave N, Oakdale, MN 55128, USA
Rated 5.0 stars from 98 Google reviews, this Woodbury mortgage broker is highly trusted.
670 Commerce Dr #200, Woodbury, MN 55125, USA
Rated 5.0 stars from 95 Google reviews, this Woodbury mortgage broker is highly recommended.
731 Bielenberg Dr Suite 204, Woodbury, MN 55125, USA
Rated 5.0 stars from 89 Google reviews in Woodbury, MN.
9591 60th St N Suite A, Lake Elmo, MN 55042, USA
Woodbury's top-rated mortgage broker, with a 4.9-star average from 79 reviews.
7700 Hudson Rd #500, Woodbury, MN 55125, USA
Rated 5.0 stars from 57 Google reviews, reflecting consistently exceptional client feedback.
670 Commerce Dr #200, Woodbury, MN 55125, USA
5.0 stars from 10 Google reviews, reflecting exceptional local client satisfaction.
7582 Currell Blvd #212, Woodbury, MN 55125, USA
Rated 4.4 stars from 7 Google reviews for local mortgage services.
7616 Currell Blvd #110, Woodbury, MN 55125, USA
Consistently earns a perfect 5.0-star rating from dozens of local client reviews.
563 Bielenberg Dr STE 105, Woodbury, MN 55125, USA
Trusted Woodbury mortgage broker with a perfect 5.0-star rating from recent reviews.
7582 Currell Blvd #212, Woodbury, MN 55125, USA
Trusted by clients with a perfect 5.0-star rating from 87 reviews in Woodbury.
2165 Woodlane Dr #101, Woodbury, MN 55125, USA
Rated 5.0 stars from 93 Google reviews, this Woodbury mortgage broker is highly trusted.
2165 Woodlane Dr #101, Woodbury, MN 55125, USA
Trusted by clients with a 4.7-star rating from 54 reviews.
539 Bielenberg Dr Suite 220, Woodbury, MN 55125, USA
Top-rated Woodbury mortgage broker with 4.8 stars from 28 reviews.
670 Commerce Dr #200, Woodbury, MN 55125, USA
Exceptional 5.0-star rating from 2 Google reviews in Woodbury, MN.
1800 Wooddale Dr #102, Woodbury, MN 55125, USA
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Mortgage Brokers in Woodbury, MN — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Andy Burton - Waterstone Mortgage Corporation | 88/100 | 5.0 ★ | 446 |
| 2 | Vanessa (Frisch) Kniess - Guaranteed Rate | 85/100 | 5.0 ★ | 140 |
| 3 | AJ Kozlak | 85/100 | 5.0 ★ | 131 |
| 4 | Bell Bank Mortgage, Kimberly Allen | 80/100 | 5.0 ★ | 50 |
| 5 | Peter Lindquist at Rate (NMLS #389212) | 76/100 | 5.0 ★ | 27 |
| 6 | Axia Home Loans Woodbury, MN | 73/100 | 5.0 ★ | 13 |
| 7 | Matt Minder Mortgage - New American Funding | 83/100 | 5.0 ★ | 98 |
| 8 | Chris Lee | 83/100 | 5.0 ★ | 95 |
| 9 | Amber Garofalo at CrossCountry Mortgage | 83/100 | 5.0 ★ | 89 |
| 10 | Steven Brand Home Loans Team | 80/100 | 4.9 ★ | 79 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Mortgage Brokers in Woodbury
What does a mortgage broker do differently than going directly to a bank in Woodbury?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Woodbury?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in MN?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 5, 2026.
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