Low Cost · Pontiac
Cheap Insurance Agents in Pontiac, MI — Best Prices
Compare insurance agents prices in Pontiac to find the best deal. All businesses are reviewed — cheap doesn't mean low quality.
As of July 2026, RatingsNearMe ranks 18 insurance agents in Pontiac, MI by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is J Jacobs and Associates ⭐⭐⭐⭐⭐ with a 4.9-star rating from 796 Google reviews and an RNM Score of 87/100. Also in the top tier: Sam Cannonier - State Farm Insurance Agent and J. Bejin & Associates. The average rating across all listed insurance agents in Pontiac is 4.7 stars from 143 reviews per business on average.
Insurance in Pontiac: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
L.A. Insurance
L.A. Insurance stands out as a top-ranked agency in Pontiac due to its strong reputation for affordable coverage and convenient service.
Most Reviewed
Eugene Hawkins III - State Farm Insurance Agent
A high review count reflects a broad base of customer experiences, helping you gauge reliability and service quality.
When choosing an insurance agent in Pontiac, compare quotes from multiple agencies and read recent reviews to ensure the agent meets your specific coverage needs. Local agents like those listed often provide personalized service and community knowledge.
Local Market Snapshot
18
Businesses listed
4.7★
Avg rating
143
Avg reviews
Jul 4, 2026
Last updated
Top Rated Insurance Agents
Trusted by hundreds, this Pontiac insurance agent holds a stellar 4.9-star rating.
4301 S Baldwin Rd, Lake Orion, MI 48359, USATrusted by hundreds of local clients with a perfect 5.0-star rating.
67 W Huron St, Pontiac, MI 48342, USATrusted by hundreds with a perfect 5.0-star rating in Pontiac.
2300 Dixie Hwy Suite 415, Waterford Township, MI 48328, USAInsurance Agents Rankings in Pontiac, MI
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | J Jacobs and Associates ⭐⭐⭐⭐⭐4301 S Baldwin Rd, Lake Orion, MI 48359, USA | 4.9★ | 796 |
| #2 | Sam Cannonier - State Farm Insurance Agent67 W Huron St, Pontiac, MI 48342, USA | 5.0★ | 508 |
| #3 | J. Bejin & Associates2300 Dixie Hwy Suite 415, Waterford Township, MI 48328, USA | 5.0★ | 308 |
| #4 | Farmers Insurance - Bret Loviska3550 Pontiac Lake Rd, Waterford Township, MI 48328, USA | 5.0★ | 24 |
| #5 | Cover Malpractice Insurance Agency41000 Woodward Ave, Bloomfield Township, MI 48304, USA | 5.0★ | 7 |
| #6 | Acrisure Waterford Township, MI (Huttenlocher Group)1007 W Huron St, Waterford Township, MI 48328, USA | 4.7★ | 76 |
| #7 | Meemic Insurance Company1685 N Opdyke Rd, Auburn Hills, MI 48326, USA | 3.1★ | 109 |
| #8 | BNC Insurance Agency2360 Orchard Lake Rd #109, Sylvan Lake, MI 48320, USA | 4.4★ | 76 |
| #9 | Marlon Eilts - COUNTRY Financial® Insurance Agent & COUNTRY Trust Bank® Financial Advisor315 N Ladd St, Pontiac, IL 61764, USA | 5.0★ | 68 |
| #10 | Encore Insurance2701 Cambridge Ct # 518, Auburn Hills, MI 48326, USA | 4.2★ | 54 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Insurance Agents in Pontiac
Trusted Pontiac insurance agent with a perfect 5.0-star rating from 24 reviews.
3550 Pontiac Lake Rd, Waterford Township, MI 48328, USA
5.0 stars from 7 reviews in Pontiac, MI.
41000 Woodward Ave, Bloomfield Township, MI 48304, USA
Trusted Pontiac insurance agent with a strong 4.7-star rating from 76 reviews.
1007 W Huron St, Waterford Township, MI 48328, USA
109 Google reviews give this Pontiac insurance agent a mixed 3.1-star rating.
1685 N Opdyke Rd, Auburn Hills, MI 48326, USA
A solid 4.4-star rating from 76 Google reviews reflects consistent customer satisfaction.
2360 Orchard Lake Rd #109, Sylvan Lake, MI 48320, USA
Exceptional 5.0-star rating from 68 reviews from Pontiac clients.
315 N Ladd St, Pontiac, IL 61764, USA
Known for reliable service with a solid 4.2-star rating from over 50 reviews.
2701 Cambridge Ct # 518, Auburn Hills, MI 48326, USA
Trusted by local clients with a stellar 4.8-star rating from 35 reviews.
1717 Cass Lake Rd, Keego Harbor, MI 48320, USA
Trusted Pontiac insurance agent with a stellar 4.8-star rating from 9 reviews.
1400 Scott Lake Rd Ste AA, Waterford Township, MI 48328, USA
Rated 5.0 stars from 3 Google reviews for reliable insurance service in Pontiac.
189-161 N Saginaw St, Pontiac, MI 48342, USA
Trusted by locals with a perfect 5.0★ rating from 86 reviews.
577 Walton Blvd., Pontiac, MI 48340, USA
Exceptional 5.0-star rating from 37 Google reviews in Pontiac, MI.
3024 Portman St, Keego Harbor, MI 48320, USA
4.4 stars from 152 reviews, indicating solid and reliable local service.
695 Baldwin Ave, Pontiac, MI 48340, USA
Pontiac insurance agent with a 4.8-star rating from over 140 Google reviews.
1717 Cass Lake Rd, Keego Harbor, MI 48320, USA
Trusted by 82 locals, this Pontiac insurance agent holds a solid 4.0-star rating.
1614 Perry St, Pontiac, MI 48340, USA
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Insurance Agents in Pontiac, MI — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | J Jacobs and Associates ⭐⭐⭐⭐⭐ | 87/100 | 4.9 ★ | 796 |
| 2 | Sam Cannonier - State Farm Insurance Agent | 88/100 | 5.0 ★ | 508 |
| 3 | J. Bejin & Associates | 88/100 | 5.0 ★ | 308 |
| 4 | Farmers Insurance - Bret Loviska | 76/100 | 5.0 ★ | 24 |
| 5 | Cover Malpractice Insurance Agency | 70/100 | 5.0 ★ | 7 |
| 6 | Acrisure Waterford Township, MI (Huttenlocher Group) | 77/100 | 4.7 ★ | 76 |
| 7 | Meemic Insurance Company | 52/100 | 3.1 ★ | 109 |
| 8 | BNC Insurance Agency | 72/100 | 4.4 ★ | 76 |
| 9 | Marlon Eilts - COUNTRY Financial® Insurance Agent & COUNTRY Trust Bank® Financial Advisor | 81/100 | 5.0 ★ | 68 |
| 10 | Encore Insurance | 66/100 | 4.2 ★ | 54 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Insurance Agents in Pontiac
What is the difference between a captive and independent insurance agent in Pontiac?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in MI?
Search the MI Department of Insurance's online license lookup — Google "MI Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in MI must be licensed with the state.
How much does working with a local insurance agent in Pontiac cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Pontiac?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Pontiac adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
Insurance Agents in Nearby Cities
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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