Licensed · Pontiac
Licensed & Insured Insurance Agents in Pontiac, MI
Every insurance agents listed here carries proper licensing and insurance in MI. Protect yourself — always verify credentials before work begins.
As of May 2026, RatingsNearMe ranks 18 insurance agents in Pontiac, MI by verified customer ratings and review volume. The highest-rated is J Jacobs and Associates ⭐⭐⭐⭐⭐ with a 4.9-star rating from 796 verified reviews. Also in the top tier: Sam Cannonier - State Farm Insurance Agent and J. Bejin & Associates. The average rating across all listed insurance agents in Pontiac is 4.7 stars from 143 reviews per business on average.
Insurance in Pontiac: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
18
Businesses listed
4.7★
Avg rating
143
Avg reviews
May 17, 2026
Last updated
Top Rated Insurance Agents
J Jacobs and Associates ⭐⭐⭐⭐⭐
4301 S Baldwin Rd, Lake Orion, MI 48359, USA
Sam Cannonier - State Farm Insurance Agent
67 W Huron St, Pontiac, MI 48342, USA
J. Bejin & Associates
2300 Dixie Hwy Suite 415, Waterford Township, MI 48328, USA
Insurance Agents Rankings in Pontiac, MI
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | J Jacobs and Associates ⭐⭐⭐⭐⭐4301 S Baldwin Rd, Lake Orion, MI 48359, USA | 4.9★ | 796 |
| #2 | Sam Cannonier - State Farm Insurance Agent67 W Huron St, Pontiac, MI 48342, USA | 5.0★ | 508 |
| #3 | J. Bejin & Associates2300 Dixie Hwy Suite 415, Waterford Township, MI 48328, USA | 5.0★ | 308 |
| #4 | Premier Insurance Agency695 Baldwin Ave, Pontiac, MI 48340, USA | 4.4★ | 152 |
| #5 | Eugene Hawkins III - State Farm Insurance Agent577 Walton Blvd., Pontiac, MI 48340, USA | 5.0★ | 86 |
| #6 | L.A. Insurance1614 Perry St, Pontiac, MI 48340, USA | 4.0★ | 82 |
| #7 | Ten Minute Insurance3024 Portman St, Keego Harbor, MI 48320, USA | 5.0★ | 37 |
| #8 | Complete Insurance Services1717 Cass Lake Rd, Keego Harbor, MI 48320, USA | 4.8★ | 144 |
| #9 | Cover Malpractice Insurance Agency41000 Woodward Ave, Bloomfield Township, MI 48304, USA | 5.0★ | 7 |
| #10 | Acrisure Waterford Township, MI (Huttenlocher Group)1007 W Huron St, Waterford Township, MI 48328, USA | 4.7★ | 76 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Insurance Agents in Pontiac
Premier Insurance Agency
695 Baldwin Ave, Pontiac, MI 48340, USA
Eugene Hawkins III - State Farm Insurance Agent
577 Walton Blvd., Pontiac, MI 48340, USA
L.A. Insurance
1614 Perry St, Pontiac, MI 48340, USA
Ten Minute Insurance
3024 Portman St, Keego Harbor, MI 48320, USA
Complete Insurance Services
1717 Cass Lake Rd, Keego Harbor, MI 48320, USA
Cover Malpractice Insurance Agency
41000 Woodward Ave, Bloomfield Township, MI 48304, USA
Acrisure Waterford Township, MI (Huttenlocher Group)
1007 W Huron St, Waterford Township, MI 48328, USA
BNC Insurance Agency
2360 Orchard Lake Rd #109, Sylvan Lake, MI 48320, USA
Encore Insurance
2701 Cambridge Ct # 518, Auburn Hills, MI 48326, USA
Low Cost Insurance Advisory
189-161 N Saginaw St, Pontiac, MI 48342, USA
Farmers Insurance - Bret Loviska
3550 Pontiac Lake Rd, Waterford Township, MI 48328, USA
Marlon Eilts - COUNTRY Financial® Insurance Agent & COUNTRY Trust Bank® Financial Advisor
315 N Ladd St, Pontiac, IL 61764, USA
No Fault Insurance Agency
1400 Scott Lake Rd Ste AA, Waterford Township, MI 48328, USA
Meemic Insurance Company
1685 N Opdyke Rd, Auburn Hills, MI 48326, USA
Walker Hyland Agency
1717 Cass Lake Rd, Keego Harbor, MI 48320, USA
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Frequently Asked Questions — Insurance Agents in Pontiac
What is the difference between a captive and independent insurance agent in Pontiac?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in MI?
Search the MI Department of Insurance's online license lookup — Google "MI Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in MI must be licensed with the state.
How much does working with a local insurance agent in Pontiac cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Pontiac?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Pontiac adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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