Verified · Portsmouth
Trusted Insurance Agents in Portsmouth, VA
Trust matters when you're inviting a pro into your home or business. These insurance agents in Portsmouth have earned it through hundreds of verified reviews.
As of May 2026, RatingsNearMe ranks 12 insurance agents in Portsmouth, VA by verified customer ratings and review volume. The highest-rated is Beth Holland - State Farm Insurance Agent with a 5.0-star rating from 670 verified reviews. Also in the top tier: Portsmouth Atlantic Insurance and Rachel Bailey - State Farm Insurance Agent. The average rating across all listed insurance agents in Portsmouth is 4.6 stars from 174 reviews per business on average.
Insurance in Portsmouth: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
12
Businesses listed
4.6★
Avg rating
174
Avg reviews
May 17, 2026
Last updated
Top Rated Insurance Agents
Beth Holland - State Farm Insurance Agent
5907 W Norfolk Rd # 101, Portsmouth, VA 23703, USA
Portsmouth Atlantic Insurance
601 Islington St Unit 206, Portsmouth, NH 03801, USA
Rachel Bailey - State Farm Insurance Agent
355 Crawford St Ste 106, Portsmouth, VA 23704, USA
Insurance Agents Rankings in Portsmouth, VA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Beth Holland - State Farm Insurance Agent5907 W Norfolk Rd # 101, Portsmouth, VA 23703, USA | 5.0★ | 670 |
| #2 | Portsmouth Atlantic Insurance601 Islington St Unit 206, Portsmouth, NH 03801, USA | 5.0★ | 566 |
| #3 | Rachel Bailey - State Farm Insurance Agent355 Crawford St Ste 106, Portsmouth, VA 23704, USA | 5.0★ | 546 |
| #4 | Heritage Insurance Agency3706 Winchester Dr Ste 100, Portsmouth, VA 23707, USA | 4.7★ | 29 |
| #5 | Direct Auto Insurance2552 Airline Blvd, Portsmouth, VA 23701, USA | 4.8★ | 97 |
| #6 | Serenty insurance agency Portsmouth5731 Portsmouth Blvd, Portsmouth, VA 23701, USA | 5.0★ | 4 |
| #7 | Terry Friar - State Farm Insurance Agent4355 Portsmouth Blvd, Portsmouth, VA 23701, USA | 4.8★ | 43 |
| #8 | Tracey Vinson - State Farm Insurance Agent3900 Greenway Ct N, Portsmouth, VA 23707, USA | 4.5★ | 95 |
| #9 | Atlantic Charter Insurance Group5599 Portsmouth Blvd, Portsmouth, VA 23701, USA | 3.8★ | 5 |
| #10 | Members Assurance Property & Casualty1040 University Blvd #102, Portsmouth, VA 23703, USA | 4.8★ | 5 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Insurance Agents in Portsmouth
Heritage Insurance Agency
3706 Winchester Dr Ste 100, Portsmouth, VA 23707, USA
Direct Auto Insurance
2552 Airline Blvd, Portsmouth, VA 23701, USA
Serenty insurance agency Portsmouth
5731 Portsmouth Blvd, Portsmouth, VA 23701, USA
Terry Friar - State Farm Insurance Agent
4355 Portsmouth Blvd, Portsmouth, VA 23701, USA
Tracey Vinson - State Farm Insurance Agent
3900 Greenway Ct N, Portsmouth, VA 23707, USA
Atlantic Charter Insurance Group
5599 Portsmouth Blvd, Portsmouth, VA 23701, USA
Members Assurance Property & Casualty
1040 University Blvd #102, Portsmouth, VA 23703, USA
Willis Roberts: Allstate Insurance
6111 Portsmouth Blvd, Portsmouth, VA 23701, USA
Young Insurance Agency Group, A Division of World
2865 Airline Blvd suite B, Portsmouth, VA 23701, USA
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Frequently Asked Questions — Insurance Agents in Portsmouth
What is the difference between a captive and independent insurance agent in Portsmouth?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in VA?
Search the VA Department of Insurance's online license lookup — Google "VA Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in VA must be licensed with the state.
How much does working with a local insurance agent in Portsmouth cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Portsmouth?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Portsmouth adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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