24/7 Available · Poway
24-Hour Financial Advisors in Poway, CA — Always Available
Emergencies don't keep business hours. These financial advisors in Poway are available 24 hours a day, 7 days a week — including holidays.
As of June 2026, RatingsNearMe ranks 16 financial advisors in Poway, CA by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Momentum Financial and Insurance Services LLC with a 5.0-star rating from 22 Google reviews and an RNM Score of 87/100. Also in the top tier: Imeson Wealth Partners LLC and Lucia Capital Group. The average rating across all listed financial advisors in Poway is 4.9 stars from 7 reviews per business on average.
Financial advisors in Poway typically charge 0.5–1.5% of assets under management annually, or $200–$500/hr fee-only.
Rankings updated June 9, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Poway, CA is home to a variety of financial advisor services to help individuals and families with investment planning, retirement strategies, and other financial management needs. Consumers should research local advisors' qualifications, services offered, and client reviews when selecting a financial advisor in the Poway area.
- ✓Poway has several financial advisory firms and independent advisors serving the local community
- ✓Financial advisors in Poway can assist with investment management, retirement planning, tax strategies, and other personal finance needs
- ✓Consumers should research an advisor's credentials, services, and client reviews when choosing a financial advisor in Poway
How to Choose a Financial Advisor in Poway
What to look for
- • Certified Financial Planner (CFP) or Chartered Financial Analyst (CFA) credentials
- • Experience working with clients in the Poway, CA area
- • Fiduciary duty to act in your best interests
- • Fee-only compensation structure (no commissions)
Questions to ask
- • What is your investment philosophy and approach?
- • How do you determine the appropriate asset allocation for my financial goals?
- • What is your process for monitoring and adjusting my portfolio over time?
Red flags
- ⚠ Pressure to invest in specific products or services
- ⚠ Lack of transparency around fees and compensation
- ⚠ Unwillingness to provide references or client testimonials
In California, financial advisors must be registered with the state's Department of Financial Protection and Innovation (DFPI) and hold the appropriate licenses, such as a Certified Financial Planner (CFP) or Registered Investment Advisor (RIA) designation. It's important to verify an advisor's credentials and licensing before engaging their services.
Local Market Snapshot
16
Businesses listed
4.9★
Avg rating
7
Avg reviews
Jun 9, 2026
Last updated
Top Rated Financial Advisors
Financial Advisors Rankings in Poway, CA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Momentum Financial and Insurance Services LLC11770 Bernardo Plaza Ct, San Diego, CA 92128, USA | 5.0★ | 22 |
| #2 | Imeson Wealth Partners LLC10960 Ivy Hill Dr UNIT 4, San Diego, CA 92131, USA | 5.0★ | 17 |
| #3 | Lucia Capital Group16789 Bernardo Center Dr, San Diego, CA 92128, USA | 4.6★ | 21 |
| #4 | Carl Friedemann - Private Wealth Advisor, Ameriprise Financial Services, LLC12700 Stowe Dr Ste 240, Poway, CA 92064, USA | 5.0★ | 2 |
| #5 | Financial Bridges12975 Brookprinter Pl #140, Poway, CA 92064, USA | — | — |
| #6 | Mercer Advisors - San Diego9740 Appaloosa Rd UNIT 150, San Diego, CA 92131, USA | 4.4★ | 9 |
| #7 | Innovative Pension Strategies12975 Brookprinter Pl #200, Poway, CA 92064, USA | 4.0★ | 3 |
| #8 | Ellis Financial Group, Inc.11440 W Bernardo Ct STE 300, San Diego, CA 92127, USA | 5.0★ | 2 |
| #9 | Cody Roulier | Financial Planner - LPL Financial11440 W Bernardo Ct #253, San Diego, CA 92127, USA | 5.0★ | 7 |
| #10 | Sage Capital Advisors, LLC11440 W Bernardo Ct STE 300, San Diego, CA 92127, USA | 5.0★ | 1 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Financial Advisors in Poway
12700 Stowe Dr Ste 240, Poway, CA 92064, USA
12975 Brookprinter Pl #140, Poway, CA 92064, USA
9740 Appaloosa Rd UNIT 150, San Diego, CA 92131, USA
12975 Brookprinter Pl #200, Poway, CA 92064, USA
11440 W Bernardo Ct STE 300, San Diego, CA 92127, USA
11440 W Bernardo Ct #253, San Diego, CA 92127, USA
11440 W Bernardo Ct STE 300, San Diego, CA 92127, USA
12439 Poway Rd STE D, Poway, CA 92064, USA
13426 Community Rd Ste C, Poway, CA 92064, USA
1450 Frazee Rd # 308, San Diego, CA 92108, USA
11440 W Bernardo Ct #272, San Diego, CA 92127, USA
17180 Bernardo Center Dr, San Diego, CA 92128, USA
6265 Greenwich Dr Suite 251, San Diego, CA 92122, USA
Get Free Quotes
We'll connect you with the top financial advisors in Poway, CA.
Financial Advisors in Poway, CA — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Momentum Financial and Insurance Services LLC | 87/100 | 5.0 ★ | 22 |
| 2 | Imeson Wealth Partners LLC | 86/100 | 5.0 ★ | 17 |
| 3 | Lucia Capital Group | 80/100 | 4.6 ★ | 21 |
| 4 | Carl Friedemann - Private Wealth Advisor, Ameriprise Financial Services, LLC | 76/100 | 5.0 ★ | 2 |
| 5 | Financial Bridges | 15/100 | — | 0 |
| 6 | Mercer Advisors - San Diego | 72/100 | 4.4 ★ | 9 |
| 7 | Innovative Pension Strategies | 49/100 | 4.0 ★ | 3 |
| 8 | Ellis Financial Group, Inc. | 68/100 | 5.0 ★ | 2 |
| 9 | Cody Roulier | Financial Planner - LPL Financial | 81/100 | 5.0 ★ | 7 |
| 10 | Sage Capital Advisors, LLC | 74/100 | 5.0 ★ | 1 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · June 2026
Frequently Asked Questions — Financial Advisors in Poway
What is a fiduciary financial advisor and why does it matter in Poway?
A fiduciary is legally required to act in your interest at all times. Non-fiduciary advisors (like some broker-dealers) only need to recommend "suitable" products, which may earn them higher commissions. Before hiring any financial advisor in Poway, ask directly: "Are you a fiduciary 100% of the time?" If they hesitate, keep looking.
How do I verify a financial advisor is registered and legitimate?
Use FINRA BrokerCheck (finra.org/brokercheck) to verify licenses and check for complaints or disciplinary actions. For Registered Investment Advisors, search SEC's IAPD at adviserinfo.sec.gov. CFP credentials can be verified at cfp.net/verify. These are free public tools — always check before handing over your finances.
How do financial advisors charge for their services in Poway?
Three main structures: (1) Fee-only — flat fee, hourly ($200–$500/hr), or a percentage of assets under management (typically 0.5–1.5% annually) with no commissions; (2) Fee-based — advisory fee plus commissions on products they sell; (3) Commission-only — free to meet, they earn commissions on products. Fee-only is the most transparent and avoids conflicts of interest.
What credentials should I look for in a financial advisor?
CFP (Certified Financial Planner) is the gold standard for comprehensive financial planning. CFA (Chartered Financial Analyst) is strongest for investment management. CPWA, ChFC, and RICP are recognized specializations. Avoid "advisor" titles without credentials — the term is unregulated. Verify any credential directly with the issuing organization.
How are the financial advisors on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
Financial Advisors in Nearby Cities
Compare top-rated financial advisors in cities near you.
How Rankings Work on This Page
Every financial advisors on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 9, 2026.
More Home Services in Poway
Related Searches
More ways to find financial advisors in Poway
Financial Advisors in nearby cities