Pricing Guide · Poway
Financial Advisors Cost in Poway, CA — 2026 Price Guide
What should you pay for financial advisors in Poway? See real 2026 price ranges from local pros and get free quotes to compare.
As of June 2026, RatingsNearMe ranks 16 financial advisors in Poway, CA by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Momentum Financial and Insurance Services LLC with a 5.0-star rating from 22 Google reviews and an RNM Score of 87/100. Also in the top tier: Imeson Wealth Partners LLC and Lucia Capital Group. The average rating across all listed financial advisors in Poway is 4.9 stars from 7 reviews per business on average.
Financial advisors in Poway typically charge 0.5–1.5% of assets under management annually, or $200–$500/hr fee-only.
Rankings updated June 10, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Poway, CA is home to a variety of financial advisor services to help individuals and families with investment planning, retirement strategies, and other financial management needs. Consumers should research local advisors' qualifications, services offered, and client reviews when selecting a financial advisor in the Poway area.
- ✓Poway has several financial advisory firms and independent advisors serving the local community
- ✓Financial advisors in Poway can assist with investment management, retirement planning, tax strategies, and other personal finance needs
- ✓Consumers should research an advisor's credentials, services, and client reviews when choosing a financial advisor in Poway
How to Choose a Financial Advisor in Poway
What to look for
- • Certified Financial Planner (CFP) or Chartered Financial Analyst (CFA) credentials
- • Experience working with clients in the Poway, CA area
- • Fiduciary duty to act in your best interests
- • Fee-only compensation structure (no commissions)
Questions to ask
- • What is your investment philosophy and approach?
- • How do you determine the appropriate asset allocation for my financial goals?
- • What is your process for monitoring and adjusting my portfolio over time?
Red flags
- ⚠ Pressure to invest in specific products or services
- ⚠ Lack of transparency around fees and compensation
- ⚠ Unwillingness to provide references or client testimonials
In California, financial advisors must be registered with the state's Department of Financial Protection and Innovation (DFPI) and hold the appropriate licenses, such as a Certified Financial Planner (CFP) or Registered Investment Advisor (RIA) designation. It's important to verify an advisor's credentials and licensing before engaging their services.
Local Market Snapshot
16
Businesses listed
4.9★
Avg rating
7
Avg reviews
Jun 10, 2026
Last updated
Top Rated Financial Advisors
5.0 stars from 22 reviews, reflecting exceptional client satisfaction in Poway.
11770 Bernardo Plaza Ct, San Diego, CA 92128, USA5.0 stars from 17 reviews, reflecting exceptional client satisfaction in Poway.
10960 Ivy Hill Dr UNIT 4, San Diego, CA 92131, USAConsistently earns a strong 4.6-star rating from dozens of client reviews.
16789 Bernardo Center Dr, San Diego, CA 92128, USAFinancial Advisors Rankings in Poway, CA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Momentum Financial and Insurance Services LLC11770 Bernardo Plaza Ct, San Diego, CA 92128, USA | 5.0★ | 22 |
| #2 | Imeson Wealth Partners LLC10960 Ivy Hill Dr UNIT 4, San Diego, CA 92131, USA | 5.0★ | 17 |
| #3 | Lucia Capital Group16789 Bernardo Center Dr, San Diego, CA 92128, USA | 4.6★ | 21 |
| #4 | Edward Jones - Financial Advisor: Bill Bauerle13426 Community Rd Ste C, Poway, CA 92064, USA | 5.0★ | 2 |
| #5 | Financial Planning Consultants1450 Frazee Rd # 308, San Diego, CA 92108, USA | 5.0★ | 1 |
| #6 | Edward Jones - Financial Advisor: Michael A Ortiz, CFP®11440 W Bernardo Ct #272, San Diego, CA 92127, USA | 5.0★ | 3 |
| #7 | Rancho Bernardo, CA Branch Office - UBS Financial Services Inc.17180 Bernardo Center Dr, San Diego, CA 92128, USA | 5.0★ | 1 |
| #8 | Wealth Navigation Advisors6265 Greenwich Dr Suite 251, San Diego, CA 92122, USA | 5.0★ | 3 |
| #9 | Danielle V. Financial12439 Poway Rd STE D, Poway, CA 92064, USA | — | — |
| #10 | Mercer Advisors - San Diego9740 Appaloosa Rd UNIT 150, San Diego, CA 92131, USA | 4.4★ | 9 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Financial Advisors in Poway
Rated 5.0 stars from 2 Google reviews, reflecting exceptional client satisfaction.
13426 Community Rd Ste C, Poway, CA 92064, USA
5.0-star rating from a handful of Google reviews in Poway.
1450 Frazee Rd # 308, San Diego, CA 92108, USA
5.0-star rating from 3 Google reviews, reflecting exceptional local client satisfaction.
11440 W Bernardo Ct #272, San Diego, CA 92127, USA
5.0-star rating from a handful of Google reviews in Poway.
17180 Bernardo Center Dr, San Diego, CA 92128, USA
Rated 5.0 stars from 3 Google reviews by clients in Poway.
6265 Greenwich Dr Suite 251, San Diego, CA 92122, USA
This financial advisor in Poway has no online reviews yet to display.
12439 Poway Rd STE D, Poway, CA 92064, USA
Shoppers note a solid 4.4-star rating from 9 Google reviews for this local advisor.
9740 Appaloosa Rd UNIT 150, San Diego, CA 92131, USA
Consistently rated 4.0 stars based on a few local client reviews.
12975 Brookprinter Pl #200, Poway, CA 92064, USA
Rated 5.0 stars from a small number of reviews in Poway.
11440 W Bernardo Ct STE 300, San Diego, CA 92127, USA
Trusted by local clients with a perfect 5.0-star rating from 7 reviews.
11440 W Bernardo Ct #253, San Diego, CA 92127, USA
Rated 5.0 stars from multiple positive reviews on Google.
11440 W Bernardo Ct STE 300, San Diego, CA 92127, USA
5.0-star rating from 2 Google reviews reflects exceptional client satisfaction.
12700 Stowe Dr Ste 240, Poway, CA 92064, USA
Trusted financial advisor in Poway, CA, currently with no online reviews.
12975 Brookprinter Pl #140, Poway, CA 92064, USA
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Financial Advisors in Poway, CA — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Momentum Financial and Insurance Services LLC | 87/100 | 5.0 ★ | 22 |
| 2 | Imeson Wealth Partners LLC | 86/100 | 5.0 ★ | 17 |
| 3 | Lucia Capital Group | 80/100 | 4.6 ★ | 21 |
| 4 | Edward Jones - Financial Advisor: Bill Bauerle | 68/100 | 5.0 ★ | 2 |
| 5 | Financial Planning Consultants | 74/100 | 5.0 ★ | 1 |
| 6 | Edward Jones - Financial Advisor: Michael A Ortiz, CFP® | 69/100 | 5.0 ★ | 3 |
| 7 | Rancho Bernardo, CA Branch Office - UBS Financial Services Inc. | 65/100 | 5.0 ★ | 1 |
| 8 | Wealth Navigation Advisors | 78/100 | 5.0 ★ | 3 |
| 9 | Danielle V. Financial | 15/100 | — | 0 |
| 10 | Mercer Advisors - San Diego | 72/100 | 4.4 ★ | 9 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · June 2026
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Frequently Asked Questions — Financial Advisors in Poway
What is a fiduciary financial advisor and why does it matter in Poway?
A fiduciary is legally required to act in your interest at all times. Non-fiduciary advisors (like some broker-dealers) only need to recommend "suitable" products, which may earn them higher commissions. Before hiring any financial advisor in Poway, ask directly: "Are you a fiduciary 100% of the time?" If they hesitate, keep looking.
How do I verify a financial advisor is registered and legitimate?
Use FINRA BrokerCheck (finra.org/brokercheck) to verify licenses and check for complaints or disciplinary actions. For Registered Investment Advisors, search SEC's IAPD at adviserinfo.sec.gov. CFP credentials can be verified at cfp.net/verify. These are free public tools — always check before handing over your finances.
How do financial advisors charge for their services in Poway?
Three main structures: (1) Fee-only — flat fee, hourly ($200–$500/hr), or a percentage of assets under management (typically 0.5–1.5% annually) with no commissions; (2) Fee-based — advisory fee plus commissions on products they sell; (3) Commission-only — free to meet, they earn commissions on products. Fee-only is the most transparent and avoids conflicts of interest.
What credentials should I look for in a financial advisor?
CFP (Certified Financial Planner) is the gold standard for comprehensive financial planning. CFA (Chartered Financial Analyst) is strongest for investment management. CPWA, ChFC, and RICP are recognized specializations. Avoid "advisor" titles without credentials — the term is unregulated. Verify any credential directly with the issuing organization.
How are the financial advisors on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every financial advisors on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 10, 2026.
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