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Insurance Agents Near You in Poway, CA
Find insurance agents close to you in Poway. All results are sorted by proximity and rated by real local customers.
As of May 2026, RatingsNearMe ranks 19 insurance agents in Poway, CA by verified customer ratings and review volume. The highest-rated is Bridlewood Insurance with a 5.0-star rating from 288 verified reviews. Also in the top tier: Farmers Insurance - Marc Nimetz and Kirk Miller Insurance Agency. The average rating across all listed insurance agents in Poway is 4.5 stars from 95 reviews per business on average.
Insurance in Poway: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
19
Businesses listed
4.5★
Avg rating
95
Avg reviews
May 17, 2026
Last updated
Top Rated Insurance Agents
Bridlewood Insurance
13520 Evening Creek Dr N Suite 100, San Diego, CA 92128, USA
Farmers Insurance - Marc Nimetz
15644 Pomerado Rd Ste 104, Poway, CA 92064, USA
Kirk Miller Insurance Agency
10636 Scripps Summit Ct Ste 110, San Diego, CA 92131, USA
Insurance Agents Rankings in Poway, CA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Bridlewood Insurance13520 Evening Creek Dr N Suite 100, San Diego, CA 92128, USA | 5.0★ | 288 |
| #2 | Farmers Insurance - Marc Nimetz15644 Pomerado Rd Ste 104, Poway, CA 92064, USA | 5.0★ | 177 |
| #3 | Kirk Miller Insurance Agency10636 Scripps Summit Ct Ste 110, San Diego, CA 92131, USA | 4.9★ | 204 |
| #4 | CA Insurance Now, John Pollard6119 La Granada ste b, Rancho Santa Fe, CA 92067, USA | 5.0★ | 96 |
| #5 | Bob Francy III - State Farm Insurance Agent12605 Poway Rd ste a, Poway, CA 92064, USA | 4.9★ | 124 |
| #6 | Kristin Francy - State Farm Insurance Agent12605 Poway Rd # C, Poway, CA 92064, USA | 4.8★ | 61 |
| #7 | Mike Dolan - State Farm Insurance Agent12605 Poway Rd Ste B, Poway, CA 92064, USA | 4.8★ | 6 |
| #8 | GEICO Corporate Office14111 Danielson St, Poway, CA 92064, USA | 2.5★ | 236 |
| #9 | Hannah Chavez: Allstate Insurance12700 Stowe Dr #220, Poway, CA 92064, USA | 3.8★ | 13 |
| #10 | Farmers Insurance - Cathy Peterson12759 Poway Rd #203, Poway, CA 92064, USA | 4.9★ | 9 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Insurance Agents in Poway
CA Insurance Now, John Pollard
6119 La Granada ste b, Rancho Santa Fe, CA 92067, USA
Bob Francy III - State Farm Insurance Agent
12605 Poway Rd ste a, Poway, CA 92064, USA
Kristin Francy - State Farm Insurance Agent
12605 Poway Rd # C, Poway, CA 92064, USA
Mike Dolan - State Farm Insurance Agent
12605 Poway Rd Ste B, Poway, CA 92064, USA
Hannah Chavez: Allstate Insurance
12700 Stowe Dr #220, Poway, CA 92064, USA
Farmers Insurance - Cathy Peterson
12759 Poway Rd #203, Poway, CA 92064, USA
AAA San Diego Insurance and Member Services
12630 Sabre Springs Pkwy Ste 301, San Diego, CA 92128, USA
David Wolfe Medicare Insurance - Independent Agent Broker
12237 Horado Rd, San Diego, CA 92128, USA
Ron Tocki Insurance Agency
14260 Garden Rd #24b, Poway, CA 92064, USA
Del Dios Insurance Services Inc
12923 Pomerado Rd # A, Poway, CA 92064, USA
Terri Yurek Insurance
16885 Via Del Campo Ct #310, San Diego, CA 92127, USA
Kevin Paulson Insurance Agency, Inc.
16456 Bernardo Center Dr STE 102, San Diego, CA 92128, USA
Oak Leaf Insurance Brokers
16776 Bernardo Center Dr Suite 203, San Diego, CA 92128, USA
Robertson Insurance
13520 Evening Creek Dr N Suite 100, San Diego, CA 92128, USA
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Frequently Asked Questions — Insurance Agents in Poway
What is the difference between a captive and independent insurance agent in Poway?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in CA?
Search the CA Department of Insurance's online license lookup — Google "CA Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in CA must be licensed with the state.
How much does working with a local insurance agent in Poway cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Poway?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Poway adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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