Licensed · Poway
Licensed & Insured Insurance Agents in Poway, CA
Every insurance agents listed here carries proper licensing and insurance in CA. Protect yourself — always verify credentials before work begins.
As of June 2026, RatingsNearMe ranks 19 insurance agents in Poway, CA by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Bridlewood Insurance with a 5.0-star rating from 288 Google reviews and an RNM Score of 100/100. Also in the top tier: Farmers Insurance - Marc Nimetz and Kirk Miller Insurance Agency. The average rating across all listed insurance agents in Poway is 4.5 stars from 95 reviews per business on average.
Insurance in Poway: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated June 10, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Farmers Insurance - Cathy Peterson
Cathy Peterson is consistently top-ranked for her personalized service and comprehensive coverage options in Poway.
Most Reviewed
AAA San Diego Insurance and Member Services
A high review count reflects a large, established customer base and proven reliability over time.
When choosing an insurance agent in Poway, compare quotes and ask about bundling discounts; local agents like those listed often provide more personalized service than national call centers.
Local Market Snapshot
19
Businesses listed
4.5★
Avg rating
95
Avg reviews
Jun 10, 2026
Last updated
Top Rated Insurance Agents
Praised by hundreds of local clients for consistent, top-rated service.
13520 Evening Creek Dr N Suite 100, San Diego, CA 92128, USATrusted by hundreds of clients with a perfect 5.0-star rating.
15644 Pomerado Rd Ste 104, Poway, CA 92064, USATrusted by hundreds of local clients with an exceptional 4.9-star rating.
10636 Scripps Summit Ct Ste 110, San Diego, CA 92131, USAInsurance Agents Rankings in Poway, CA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Bridlewood Insurance13520 Evening Creek Dr N Suite 100, San Diego, CA 92128, USA | 5.0★ | 288 |
| #2 | Farmers Insurance - Marc Nimetz15644 Pomerado Rd Ste 104, Poway, CA 92064, USA | 5.0★ | 177 |
| #3 | Kirk Miller Insurance Agency10636 Scripps Summit Ct Ste 110, San Diego, CA 92131, USA | 4.9★ | 204 |
| #4 | Mike Dolan - State Farm Insurance Agent12605 Poway Rd Ste B, Poway, CA 92064, USA | 4.8★ | 6 |
| #5 | GEICO Corporate Office14111 Danielson St, Poway, CA 92064, USA | 2.5★ | 236 |
| #6 | Hannah Chavez: Allstate Insurance12700 Stowe Dr #220, Poway, CA 92064, USA | 3.8★ | 13 |
| #7 | Oak Leaf Insurance Brokers16776 Bernardo Center Dr Suite 203, San Diego, CA 92128, USA | 4.9★ | 40 |
| #8 | Kevin Paulson Insurance Agency, Inc.16456 Bernardo Center Dr STE 102, San Diego, CA 92128, USA | 4.1★ | 9 |
| #9 | Mercury Insurance13446 Poway Rd, Poway, CA 92064, USA | 2.0★ | 1 |
| #10 | Robertson Insurance13520 Evening Creek Dr N Suite 100, San Diego, CA 92128, USA | 5.0★ | 32 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Insurance Agents in Poway
Top-rated Poway insurance agent with a perfect 4.8-star rating from 6 reviews.
12605 Poway Rd Ste B, Poway, CA 92064, USA
236 Google reviews give this Poway insurance agent a mixed 2.5-star rating.
14111 Danielson St, Poway, CA 92064, USA
13 Google reviews give this Poway insurance agent a mixed 3.8-star rating.
12700 Stowe Dr #220, Poway, CA 92064, USA
Trusted by locals with a superb 4.9★ rating from 40 reviews.
16776 Bernardo Center Dr Suite 203, San Diego, CA 92128, USA
4.1 stars from 9 reviews, indicating solid local customer satisfaction.
16456 Bernardo Center Dr STE 102, San Diego, CA 92128, USA
A 2.0-star rating from one Google review suggests mixed customer experiences.
13446 Poway Rd, Poway, CA 92064, USA
Trusted by 32 clients, this Poway insurance agent holds a perfect 5.0-star rating.
13520 Evening Creek Dr N Suite 100, San Diego, CA 92128, USA
Rated 4.9 stars from 9 reviews, this Poway insurance agent is highly trusted.
12759 Poway Rd #203, Poway, CA 92064, USA
Trusted by hundreds of local clients, this agent holds a strong 4.5-star rating.
12630 Sabre Springs Pkwy Ste 301, San Diego, CA 92128, USA
5.0-star rating from 75 Google reviews for this Poway insurance agent.
16885 Via Del Campo Ct #310, San Diego, CA 92127, USA
5.0 stars from 48 reviews, reflecting exceptional local service in Poway.
12237 Horado Rd, San Diego, CA 92128, USA
Offering trusted local insurance with a stellar 4.8-star rating from recent reviews.
12923 Pomerado Rd # A, Poway, CA 92064, USA
4.8 stars from over 60 reviews, reflecting consistently exceptional local service.
12605 Poway Rd # C, Poway, CA 92064, USA
Trusted by locals with a 4.9-star rating from over 120 Google reviews.
12605 Poway Rd ste a, Poway, CA 92064, USA
Highly rated local agent with a perfect 5.0-star score from 4 reviews.
14260 Garden Rd #24b, Poway, CA 92064, USA
Trusted by 96 clients with a perfect 5.0-star Google rating.
6119 La Granada ste b, Rancho Santa Fe, CA 92067, USA
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Insurance Agents in Poway, CA — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Bridlewood Insurance | 100/100 | 5.0 ★ | 288 |
| 2 | Farmers Insurance - Marc Nimetz | 98/100 | 5.0 ★ | 177 |
| 3 | Kirk Miller Insurance Agency | 97/100 | 4.9 ★ | 204 |
| 4 | Mike Dolan - State Farm Insurance Agent | 69/100 | 4.8 ★ | 6 |
| 5 | GEICO Corporate Office | 54/100 | 2.5 ★ | 236 |
| 6 | Hannah Chavez: Allstate Insurance | 64/100 | 3.8 ★ | 13 |
| 7 | Oak Leaf Insurance Brokers | 88/100 | 4.9 ★ | 40 |
| 8 | Kevin Paulson Insurance Agency, Inc. | 67/100 | 4.1 ★ | 9 |
| 9 | Mercury Insurance | 33/100 | 2.0 ★ | 1 |
| 10 | Robertson Insurance | 89/100 | 5.0 ★ | 32 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · June 2026
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Frequently Asked Questions — Insurance Agents in Poway
What is the difference between a captive and independent insurance agent in Poway?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in CA?
Search the CA Department of Insurance's online license lookup — Google "CA Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in CA must be licensed with the state.
How much does working with a local insurance agent in Poway cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Poway?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Poway adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
Insurance Agents in Nearby Cities
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 10, 2026.
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