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4.5+ Stars · Princeton
Highly Rated Mortgage Brokers in Princeton, TX
Only the best make this list. These mortgage brokers in Princeton have earned 4.5+ star ratings from real customers — consistently.
As of May 2026, RatingsNearMe ranks 20 mortgage brokers in Princeton, TX by verified customer ratings and review volume. The highest-rated is Gail Hillman at CrossCountry Mortgage with a 4.8-star rating from 54 verified reviews. Also in the top tier: Tammy Costas, Mortgage Lender NMLS #316464 and Fairway Independent Mortgage Corporation | The Eric White Team. The average rating across all listed mortgage brokers in Princeton is 4.8 stars from 255 reviews per business on average.
Mortgage brokers in Princeton: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
4.8★
Avg rating
255
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
Gail Hillman at CrossCountry Mortgage
500 S Tennessee St Suite D Office 1, McKinney, TX 75069, USA
Tammy Costas, Mortgage Lender NMLS #316464
Serving all of Texas and Oklahoma, 321 N Central Expy #204, McKinney, TX 75070, USA
Fairway Independent Mortgage Corporation | The Eric White Team
2111 Eldorado Pkwy #102, McKinney, TX 75070, USA
Mortgage Brokers Rankings in Princeton, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Gail Hillman at CrossCountry Mortgage500 S Tennessee St Suite D Office 1, McKinney, TX 75069, USA | 4.8★ | 54 |
| #2 | Tammy Costas, Mortgage Lender NMLS #316464Serving all of Texas and Oklahoma, 321 N Central Expy #204, McKinney, TX 75070, USA | 5.0★ | 19 |
| #3 | Fairway Independent Mortgage Corporation | The Eric White Team2111 Eldorado Pkwy #102, McKinney, TX 75070, USA | 4.9★ | 142 |
| #4 | Lendid Home Loans5900 S Lake Forest Dr Ste 300, McKinney, TX 75070, USA | 5.0★ | 204 |
| #5 | We Loan Mortgage LLC945 Stockton Dr #8100, Allen, TX 75013, USA | 5.0★ | 1 |
| #6 | American Mortgage Company1002 Raintree Cir STE 100, Allen, TX 75013, USA | 5.0★ | 87 |
| #7 | Supreme Lending1020 W Exchange Pkwy Suite 1130, Allen, TX 75013, USA | 5.0★ | 59 |
| #8 | Inspired Buy Real Estate800 North Watters Road Suite 180, Allen, TX 75013, USA | 5.0★ | 89 |
| #9 | W R Starkey Mortgage201 N Ballard Ave, Wylie, TX 75098, USA | — | — |
| #10 | Competitive Home Lending450 Century Pkwy Ste 250, Allen, TX 75013, USA | 4.9★ | 59 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Princeton
Lendid Home Loans
5900 S Lake Forest Dr Ste 300, McKinney, TX 75070, USA
American Mortgage Company
1002 Raintree Cir STE 100, Allen, TX 75013, USA
Supreme Lending
1020 W Exchange Pkwy Suite 1130, Allen, TX 75013, USA
Inspired Buy Real Estate
800 North Watters Road Suite 180, Allen, TX 75013, USA
W R Starkey Mortgage
201 N Ballard Ave, Wylie, TX 75098, USA
Competitive Home Lending
450 Century Pkwy Ste 250, Allen, TX 75013, USA
Highlands Residential Mortgage - Allen Branch - Anthony D'Iorio
333 E Bethany Dr Unit A-100, Allen, TX 75002, USA
Jeremiah Vensel | Mortgage Group
201 Calloway St Unit A, Wylie, TX 75098, USA
Jamie Saylor
201 Calloway St, Wylie, TX 75098, USA
Mortgage, Bank of America
1301 FM 544, Wylie, TX 75098, USA
Churchill Mortgage - Allen
950 W Bethany Dr #550, Allen, TX 75013, USA
Highlands Residential Mortgage
950 W Bethany Dr suite 800, Allen, TX 75013, USA
Sam Brock- Highlands Residential Mortgage
950 W Bethany Dr suite 800, Allen, TX 75013, USA
Itrustlendingteam
7300 State Hwy 121 Ste 314, McKinney, TX 75070, USA
James Hoglen NMLS #211689 - ITrustLendingTeam
7300 State Hwy 121 Ste 314, McKinney, TX 75070, USA
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Frequently Asked Questions — Mortgage Brokers in Princeton
What does a mortgage broker do differently than going directly to a bank in Princeton?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Princeton?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in TX?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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