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Low Cost · Prosper
Cheap Mortgage Brokers in Prosper, TX — Best Prices
Compare mortgage brokers prices in Prosper to find the best deal. All businesses are reviewed — cheap doesn't mean low quality.
As of July 2026, RatingsNearMe ranks 20 mortgage brokers in Prosper, TX by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Justin Hill - Eagle Mortgage Company - NMLS# 2009477 with a 5.0-star rating from 157 Google reviews and an RNM Score of 86/100. Also in the top tier: Caprock Home Loans and Private Mortgage Group. The average rating across all listed mortgage brokers in Prosper is 5 stars from 89 reviews per business on average.
Mortgage brokers in Prosper: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
5★
Avg rating
89
Avg reviews
Jul 4, 2026
Last updated
Top Rated Mortgage Brokers
5.0 stars from over 150 Google reviews in Frisco, TX.
202 S Coleman St Suite 300A, Prosper, TX 75078, USATrusted by 95 clients with a flawless 5.0-star rating in Frisco, TX.
130 N Preston Rd, Prosper, TX 75078, USA5.0 stars from four reviews, reflecting exceptional client satisfaction in Converse.
130 N Preston Rd Ste 318, Prosper, TX 75078, USAMortgage Brokers Rankings in Prosper, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Justin Hill - Eagle Mortgage Company - NMLS# 2009477202 S Coleman St Suite 300A, Prosper, TX 75078, USA | 5.0★ | 157 |
| #2 | Caprock Home Loans130 N Preston Rd, Prosper, TX 75078, USA | 5.0★ | 95 |
| #3 | Private Mortgage Group130 N Preston Rd Ste 318, Prosper, TX 75078, USA | 5.0★ | 4 |
| #4 | McGee Residential Mortgage, LLC8519 Brown Stone Ln, Frisco, TX 75033, USA | 5.0★ | 20 |
| #5 | Mike Remington - Benchmark Mortgage1402 S Custer Rd #901, McKinney, TX 75072, USA | 5.0★ | 13 |
| #6 | Tom Sherman - Benchmark Mortgage1402 S Custer Rd #901, McKinney, TX 75070, USA | 5.0★ | 82 |
| #7 | CORE Mortgage1402 S Custer Rd #204, McKinney, TX 75072, USA | 4.8★ | 231 |
| #8 | Patrick Dixon, Mortgage Broker NMLS #18148828305 Pinnacle Dr, Frisco, TX 75033, USA | 5.0★ | 6 |
| #9 | First Rate Financial LLC14083 Badlands Dr, Frisco, TX 75035, USA | 4.9★ | 155 |
| #10 | Richardson Mortgage9355 John W. Elliott Dr 25 Suite 25604, Frisco, TX 75033, USA | 5.0★ | 95 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in Prosper
5.0 stars from 20 reviews, reflecting exceptional client satisfaction in Frisco.
8519 Brown Stone Ln, Frisco, TX 75033, USA
13 Google reviews give this McKinney mortgage broker a perfect 5.0-star rating.
1402 S Custer Rd #901, McKinney, TX 75072, USA
Rated 5.0 stars from 82 Google reviews, this McKinney broker is highly trusted.
1402 S Custer Rd #901, McKinney, TX 75070, USA
Trusted by over 200 clients with a stellar 4.8-star average rating.
1402 S Custer Rd #204, McKinney, TX 75072, USA
5.0 stars from 6 reviews, reflecting exceptional client satisfaction in Frisco.
8305 Pinnacle Dr, Frisco, TX 75033, USA
Earned a 4.9-star rating from 155 Google reviews, reflecting exceptional client satisfaction.
14083 Badlands Dr, Frisco, TX 75035, USA
95 Google reviews with a perfect 5.0-star rating from Richardson clients.
9355 John W. Elliott Dr 25 Suite 25604, Frisco, TX 75033, USA
Earns a perfect 5.0-star rating from 76 local Google reviews.
8072 Preston Rd #203, Frisco, TX 75034, USA
5.0-star rating from 75 Google reviews in Frisco, TX.
4400 Main St, Frisco, TX 75033, USA
5.0 stars from 52 reviews, reflecting exceptional client satisfaction in Frisco.
2770 Main St #221, Frisco, TX 75033, USA
Trusted by hundreds of local clients, this Frisco broker holds an exceptional 4.9-star rating.
6351 Preston Rd #125, Frisco, TX 75034, USA
5.0 stars from 38 reviews, reflecting exceptional client satisfaction in McKinney.
6401 S Custer Rd, McKinney, TX 75070, USA
5.0 stars from 22 Google reviews, reflecting exceptional client satisfaction.
6800 Weiskopf Ave suite 150, McKinney, TX 75070, USA
5.0 stars from 65 Google reviews, reflecting exceptional client satisfaction.
7300 State Hwy 121 suite 300, McKinney, TX 75070, USA
Boasts a perfect 5.0-star rating from 33 Google reviews.
7300 State Hwy 121 Ste 314, McKinney, TX 75070, USA
Kyle's top-rated mortgage broker with a perfect 5.0 stars from 21 reviews.
7300 State Hwy 121 Ste 314, McKinney, TX 75070, USA
Trusted by hundreds of locals with an exceptional 4.9-star rating.
8000 Warren Pkwy, Frisco, TX 75034, USA
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Mortgage Brokers in Prosper, TX — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Justin Hill - Eagle Mortgage Company - NMLS# 2009477 | 86/100 | 5.0 ★ | 157 |
| 2 | Caprock Home Loans | 83/100 | 5.0 ★ | 95 |
| 3 | Private Mortgage Group | 79/100 | 5.0 ★ | 4 |
| 4 | McGee Residential Mortgage, LLC | 75/100 | 5.0 ★ | 20 |
| 5 | Mike Remington - Benchmark Mortgage | 76/100 | 5.0 ★ | 13 |
| 6 | Tom Sherman - Benchmark Mortgage | 86/100 | 5.0 ★ | 82 |
| 7 | CORE Mortgage | 96/100 | 4.8 ★ | 231 |
| 8 | Patrick Dixon, Mortgage Broker NMLS #1814882 | 69/100 | 5.0 ★ | 6 |
| 9 | First Rate Financial LLC | 84/100 | 4.9 ★ | 155 |
| 10 | Richardson Mortgage | 83/100 | 5.0 ★ | 95 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Mortgage Brokers in Prosper
What does a mortgage broker do differently than going directly to a bank in Prosper?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Prosper?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in TX?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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