Top Picks · Racine
Best Insurance Agents in Racine, WI
Rated and reviewed by real customers. Compare prices, read reviews, and call the top pros near you — for free.
As of July 2026, RatingsNearMe ranks 20 insurance agents in Racine, WI by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Michelle Christensen - State Farm Insurance Agent with a 4.9-star rating from 334 Google reviews and an RNM Score of 87/100. Also in the top tier: Brian Ketterer - State Farm Insurance Agent and Compass Insurance Group. The average rating across all listed insurance agents in Racine is 4.8 stars from 68 reviews per business on average.
Insurance in Racine: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Compass Insurance Group
It is consistently ranked at the top among Racine agents, offering a broad range of coverage options with strong local reputation.
Most Reviewed
Matthew Cobb American Family Insurance
A high number of reviews indicates a larger customer base and real-world experience, helping consumers gauge service reliability and satisfaction.
When choosing an agent in Racine, compare both online reviews and personal recommendations, and consider scheduling a consultation to ensure the agent understands your specific coverage needs.
Local Market Snapshot
20
Businesses listed
4.8★
Avg rating
68
Avg reviews
Jul 4, 2026
Last updated
Top Rated Insurance Agents
Trusted by hundreds of local clients, with a 4.9-star average rating.
5401 Douglas Ave ste d, Racine, WI 53402, USARated 4.9 stars from nearly 200 Google reviews, this Racine agent is highly trusted.
1540 S Green Bay Rd, Mt Pleasant, WI 53406, USATrusted by hundreds of local clients with a stellar 4.8-star rating.
6021 Durand Ave #600, Racine, WI 53406, USAInsurance Agents Rankings in Racine, WI
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Michelle Christensen - State Farm Insurance Agent5401 Douglas Ave ste d, Racine, WI 53402, USA | 4.9★ | 334 |
| #2 | Brian Ketterer - State Farm Insurance Agent1540 S Green Bay Rd, Mt Pleasant, WI 53406, USA | 4.9★ | 186 |
| #3 | Compass Insurance Group6021 Durand Ave #600, Racine, WI 53406, USA | 4.8★ | 191 |
| #4 | Michael Huven: Allstate Insurance1100 Commerce Dr Ste 102, Mt Pleasant, WI 53406, USA | 4.2★ | 50 |
| #5 | Trevor Morgan American Family Insurance6216 Washington Ave G, Mt Pleasant, WI 53406, USA | 4.9★ | 157 |
| #6 | Matthew Cobb American Family Insurance4000 Spring St Ste 2, Racine, WI 53405, USA | 4.3★ | 41 |
| #7 | Samantha Flores Agency LLC American Family Insurance320 Main St, Racine, WI 53403, USA | 4.9★ | 34 |
| #8 | Grove Agency Inc815 Main St, Union Grove, WI 53182, USA | 4.9★ | 19 |
| #9 | AAA Insurance - Bains Insurance Agency8700 Durand Ave Ste 500, Sturtevant, WI 53177, USA | 4.1★ | 14 |
| #10 | Evans & Turner Cheap Auto Insurance1845 Racine St, Racine, WI 53403, USA | 5.0★ | 1 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Insurance Agents in Racine
4.2-star rating from 50 Google reviews reflects solid local reputation.
1100 Commerce Dr Ste 102, Mt Pleasant, WI 53406, USA
Rated 4.9 stars from over 150 Google reviews, a top choice in Racine.
6216 Washington Ave G, Mt Pleasant, WI 53406, USA
Rated 4.3 stars from 41 Google reviews by local clients.
4000 Spring St Ste 2, Racine, WI 53405, USA
Rated 4.9 stars from 34 Google reviews, this Racine insurance agent is highly trusted.
320 Main St, Racine, WI 53403, USA
4.9-star rating from 19 reviews confirms exceptional customer satisfaction.
815 Main St, Union Grove, WI 53182, USA
Rated 4.1 stars from 14 Google reviews, this Racine insurance agent is a solid choice.
8700 Durand Ave Ste 500, Sturtevant, WI 53177, USA
Consistently rated 5.0 stars from a handful of Google reviews.
1845 Racine St, Racine, WI 53403, USA
Trusted by hundreds of locals with an exceptional 4.9-star average rating.
1300 S Green Bay Rd Suite 300, Mt Pleasant, WI 53406, USA
Rated 4.9 stars from 32 Google reviews, this Racine insurance agent is highly trusted.
548 State St, Racine, WI 53402, USA
Shoppers consistently give this Racine insurance agent a perfect 5.0★ rating across 32 reviews.
927 Main St Suite 1, Racine, WI 53403, USA
Rated 4.3 stars from 31 reviews, this Racine insurance agent is reliably recommended.
2412 Lathrop Ave, Racine, WI 53405, USA
Rated 5.0 stars from 8 Google reviews, this Racine insurance agent is highly recommended.
601 Lake Ave #116, Racine, WI 53403, USA
5.0 stars from 7 Google reviews highlights consistently exceptional local service.
420 7th St, Racine, WI 53403, USA
Rated 5.0 stars from 3 Google reviews for trusted insurance guidance in Racine.
3201 Washington Ave, Racine, WI 53405, USA
Rated 5.0 stars from two Google reviews, this Racine agent is highly praised.
3829 N Bay Dr, Racine, WI 53402, USA
Rated 4.1 stars from 14 Google reviews, this Racine insurance agent is well-regarded.
500 Wisconsin Ave, Racine, WI 53403, USA
Rated 4.9 stars from 91 Google reviews, this Racine insurance agent is highly trusted.
3131 Taylor Ave Bldg 2B, Racine, WI 53405, USA
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Insurance Agents in Racine, WI — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Michelle Christensen - State Farm Insurance Agent | 87/100 | 4.9 ★ | 334 |
| 2 | Brian Ketterer - State Farm Insurance Agent | 85/100 | 4.9 ★ | 186 |
| 3 | Compass Insurance Group | 83/100 | 4.8 ★ | 191 |
| 4 | Michael Huven: Allstate Insurance | 66/100 | 4.2 ★ | 50 |
| 5 | Trevor Morgan American Family Insurance | 84/100 | 4.9 ★ | 157 |
| 6 | Matthew Cobb American Family Insurance | 67/100 | 4.3 ★ | 41 |
| 7 | Samantha Flores Agency LLC American Family Insurance | 76/100 | 4.9 ★ | 34 |
| 8 | Grove Agency Inc | 73/100 | 4.9 ★ | 19 |
| 9 | AAA Insurance - Bains Insurance Agency | 58/100 | 4.1 ★ | 14 |
| 10 | Evans & Turner Cheap Auto Insurance | 62/100 | 5.0 ★ | 1 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Insurance Agents in Racine
What is the difference between a captive and independent insurance agent in Racine?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in WI?
Search the WI Department of Insurance's online license lookup — Google "WI Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in WI must be licensed with the state.
How much does working with a local insurance agent in Racine cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Racine?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Racine adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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