Licensed · Racine
Licensed & Insured Insurance Agents in Racine, WI
Every insurance agents listed here carries proper licensing and insurance in WI. Protect yourself — always verify credentials before work begins.
As of May 2026, RatingsNearMe ranks 20 insurance agents in Racine, WI by verified customer ratings and review volume. The highest-rated is Michelle Christensen - State Farm Insurance Agent with a 4.9-star rating from 334 verified reviews. Also in the top tier: Brian Ketterer - State Farm Insurance Agent and Compass Insurance Group. The average rating across all listed insurance agents in Racine is 4.8 stars from 68 reviews per business on average.
Insurance in Racine: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
4.8★
Avg rating
68
Avg reviews
May 17, 2026
Last updated
Top Rated Insurance Agents
Michelle Christensen - State Farm Insurance Agent
5401 Douglas Ave ste d, Racine, WI 53402, USA
Brian Ketterer - State Farm Insurance Agent
1540 S Green Bay Rd, Mt Pleasant, WI 53406, USA
Compass Insurance Group
6021 Durand Ave #600, Racine, WI 53406, USA
Insurance Agents Rankings in Racine, WI
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Michelle Christensen - State Farm Insurance Agent5401 Douglas Ave ste d, Racine, WI 53402, USA | 4.9★ | 334 |
| #2 | Brian Ketterer - State Farm Insurance Agent1540 S Green Bay Rd, Mt Pleasant, WI 53406, USA | 4.9★ | 186 |
| #3 | Compass Insurance Group6021 Durand Ave #600, Racine, WI 53406, USA | 4.8★ | 191 |
| #4 | Martinson Insurance Affiliate of Robertson Ryan Insurance2412 Lathrop Ave, Racine, WI 53405, USA | 4.3★ | 31 |
| #5 | Evans & Turner Cheap Auto Insurance1845 Racine St, Racine, WI 53403, USA | 5.0★ | 1 |
| #6 | Vizance1300 S Green Bay Rd Suite 300, Mt Pleasant, WI 53406, USA | 4.9★ | 113 |
| #7 | CRB Insurance500 Wisconsin Ave, Racine, WI 53403, USA | 4.1★ | 14 |
| #8 | Marz Insurance Services, LLC3201 Washington Ave, Racine, WI 53405, USA | 5.0★ | 3 |
| #9 | Lumos Life And Legacy420 7th St, Racine, WI 53403, USA | 5.0★ | 7 |
| #10 | Tree Frog Insurance Services, LLC548 State St, Racine, WI 53402, USA | 4.9★ | 32 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Insurance Agents in Racine
Martinson Insurance Affiliate of Robertson Ryan Insurance
2412 Lathrop Ave, Racine, WI 53405, USA
Evans & Turner Cheap Auto Insurance
1845 Racine St, Racine, WI 53403, USA
Vizance
1300 S Green Bay Rd Suite 300, Mt Pleasant, WI 53406, USA
CRB Insurance
500 Wisconsin Ave, Racine, WI 53403, USA
Marz Insurance Services, LLC
3201 Washington Ave, Racine, WI 53405, USA
Lumos Life And Legacy
420 7th St, Racine, WI 53403, USA
Tree Frog Insurance Services, LLC
548 State St, Racine, WI 53402, USA
Neil Vranak - State Farm Insurance Agent
3131 Taylor Ave Bldg 2B, Racine, WI 53405, USA
Racine Low Cost Auto Insurance Tribe
601 Lake Ave #116, Racine, WI 53403, USA
KABELIS INSURANCE
3829 N Bay Dr, Racine, WI 53402, USA
Goosehead Insurance - Benjamin Murphy
927 Main St Suite 1, Racine, WI 53403, USA
Samantha Flores Agency LLC American Family Insurance
320 Main St, Racine, WI 53403, USA
Matthew Cobb American Family Insurance
4000 Spring St Ste 2, Racine, WI 53405, USA
AAA Insurance - Bains Insurance Agency
8700 Durand Ave Ste 500, Sturtevant, WI 53177, USA
Michael Huven: Allstate Insurance
1100 Commerce Dr Ste 102, Mt Pleasant, WI 53406, USA
Trevor Morgan American Family Insurance
6216 Washington Ave G, Mt Pleasant, WI 53406, USA
Grove Agency Inc
815 Main St, Union Grove, WI 53182, USA
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Frequently Asked Questions — Insurance Agents in Racine
What is the difference between a captive and independent insurance agent in Racine?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in WI?
Search the WI Department of Insurance's online license lookup — Google "WI Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in WI must be licensed with the state.
How much does working with a local insurance agent in Racine cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Racine?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Racine adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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