Low Cost · Rancho Cucamonga
Cheap Mortgage Brokers in Rancho Cucamonga, CA — Best Prices
Compare mortgage brokers prices in Rancho Cucamonga to find the best deal. All businesses are reviewed — cheap doesn't mean low quality.
As of July 2026, RatingsNearMe ranks 19 mortgage brokers in Rancho Cucamonga, CA by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is EZ Fundings Inc. with a 4.9-star rating from 204 Google reviews and an RNM Score of 86/100. Also in the top tier: Edge Home Finance and Albano Qerimi - Mortgage Expert. The average rating across all listed mortgage brokers in Rancho Cucamonga is 4.9 stars from 63 reviews per business on average.
Mortgage brokers in Rancho Cucamonga: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
ML Mortgage Corp
As the primary top-ranked entity in the list and a well-established name, ML Mortgage Corp offers comprehensive mortgage services with strong local reputation.
Most Reviewed
Best Option Mortgage NMLS# 366808 a dba of ML Mortgage
Operating as a DBA of ML Mortgage Corp, this branch likely aggregates a high volume of client feedback reflecting broad market presence.
When choosing a mortgage broker in Rancho Cucamonga, compare loan programs and customer service responsiveness across multiple providers, and verify NMLS licenses to ensure credibility.
Local Market Snapshot
19
Businesses listed
4.9★
Avg rating
63
Avg reviews
Jul 4, 2026
Last updated
Top Rated Mortgage Brokers
Rated 4.9 stars from over 200 Google reviews for mortgage services in Rancho Cucamonga.
10807 Laurel St #110, Rancho Cucamonga, CA 91730, USA5.0-star mortgage broker in Rancho Cucamonga with exceptional reviews from hundreds of clients.
10630 Town Center Dr #128A, Rancho Cucamonga, CA 91730, USA5.0 stars from over 130 Google reviews for this Rancho Cucamonga mortgage broker.
10807 Laurel St #110, Rancho Cucamonga, CA 91730, USAMortgage Brokers Rankings in Rancho Cucamonga, CA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | EZ Fundings Inc.10807 Laurel St #110, Rancho Cucamonga, CA 91730, USA | 4.9★ | 204 |
| #2 | Edge Home Finance10630 Town Center Dr #128A, Rancho Cucamonga, CA 91730, USA | 5.0★ | 149 |
| #3 | Albano Qerimi - Mortgage Expert10807 Laurel St #110, Rancho Cucamonga, CA 91730, USA | 5.0★ | 137 |
| #4 | Mpower Mortgage - Your Lender Bobbie8047 Day Creek Blvd, Rancho Cucamonga, CA 91739, USA | 5.0★ | 13 |
| #5 | Stigler Mortgage10390 Commerce Center Dr Suite 270, Rancho Cucamonga, CA 91730, USA | 4.9★ | 94 |
| #6 | Integrity Home Finance - A Mortgage Banking Firm8311 Haven Ave #150, Rancho Cucamonga, CA 91730, USA | 4.8★ | 34 |
| #7 | New Beginnings Mortgage8608 Utica Ave Ste 209, Rancho Cucamonga, CA 91730, USA | 5.0★ | 50 |
| #8 | James Taverner, Mortgage Broker NMLS #136977313295 Joliet Dr, Rancho Cucamonga, CA 91739, USA | 5.0★ | 40 |
| #9 | Rancho Capital Home Loans9431 Haven Ave Suite 208, Rancho Cucamonga, CA 91730, USA | 5.0★ | 45 |
| #10 | ML Mortgage Corp8270 Aspen Ave, Rancho Cucamonga, CA 91730, USA | 4.7★ | 105 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in Rancho Cucamonga
Consistently rated 5.0 stars from 13 Google reviews for local mortgage services.
8047 Day Creek Blvd, Rancho Cucamonga, CA 91739, USA
Rated 4.9 stars from 94 Google reviews for mortgage services in Rancho Cucamonga.
10390 Commerce Center Dr Suite 270, Rancho Cucamonga, CA 91730, USA
Rated 4.8 stars from 34 Google reviews by local clients in Rancho Cucamonga.
8311 Haven Ave #150, Rancho Cucamonga, CA 91730, USA
Trusted by clients with a perfect 5.0-star rating from 50 Google reviews.
8608 Utica Ave Ste 209, Rancho Cucamonga, CA 91730, USA
Rated 5.0 stars from 40 Google reviews, this Rancho Cucamonga mortgage broker is highly trusted.
13295 Joliet Dr, Rancho Cucamonga, CA 91739, USA
5.0 stars from 45 Google reviews, reflecting exceptional client satisfaction.
9431 Haven Ave Suite 208, Rancho Cucamonga, CA 91730, USA
4.7 stars from 105 reviews for trusted mortgage guidance in Rancho Cucamonga.
8270 Aspen Ave, Rancho Cucamonga, CA 91730, USA
Rated 4.9 stars from nearly 100 Google reviews.
8280 Aspen Ave Suite 175, Rancho Cucamonga, CA 91730, USA
Earns a perfect 5.0-star rating from 75 Google reviews in Rancho Cucamonga.
8225 White Oak Ave, Rancho Cucamonga, CA 91730, USA
Trusted by locals with a perfect 5.0-star rating from over 50 reviews.
10737 Laurel St Suite 135, Rancho Cucamonga, CA 91730, USA
Trusted by local clients, this 4.7-star Rancho Cucamonga broker has 27 positive reviews.
8047 Day Creek Blvd suite 200, Rancho Cucamonga, CA 91739, USA
Rated 5.0 stars from 26 Google reviews, this Rancho Cucamonga mortgage broker is highly trusted.
9267 Haven Ave #220, Rancho Cucamonga, CA 91730, USA
Top-rated mortgage broker with a perfect 5.0 stars from 24 reviews in Rancho Cucamonga.
8160 Haven Ave Suite #103, Rancho Cucamonga, CA 91730, USA
Rated 5.0 stars from 11 Google reviews for mortgage services in Rancho Cucamonga.
12505 N Mainstreet suite 228, Rancho Cucamonga, CA 91739, USA
5.0 stars from 10 Google reviews for a trusted local mortgage broker.
10535 Foothill Blvd, Rancho Cucamonga, CA 91730, USA
Earns a perfect 5.0-star rating from its first few Google reviews.
11010 Foothill Blvd #100, Rancho Cucamonga, CA 91730, USA
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Mortgage Brokers in Rancho Cucamonga, CA — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | EZ Fundings Inc. | 86/100 | 4.9 ★ | 204 |
| 2 | Edge Home Finance | 86/100 | 5.0 ★ | 149 |
| 3 | Albano Qerimi - Mortgage Expert | 85/100 | 5.0 ★ | 137 |
| 4 | Mpower Mortgage - Your Lender Bobbie | 73/100 | 5.0 ★ | 13 |
| 5 | Stigler Mortgage | 81/100 | 4.9 ★ | 94 |
| 6 | Integrity Home Finance - A Mortgage Banking Firm | 74/100 | 4.8 ★ | 34 |
| 7 | New Beginnings Mortgage | 80/100 | 5.0 ★ | 50 |
| 8 | James Taverner, Mortgage Broker NMLS #1369773 | 78/100 | 5.0 ★ | 40 |
| 9 | Rancho Capital Home Loans | 79/100 | 5.0 ★ | 45 |
| 10 | ML Mortgage Corp | 79/100 | 4.7 ★ | 105 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Mortgage Brokers in Rancho Cucamonga
What does a mortgage broker do differently than going directly to a bank in Rancho Cucamonga?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Rancho Cucamonga?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in CA?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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