Same Day · Rancho Cucamonga
Same-Day Mortgage Brokers in Rancho Cucamonga, CA
Can't wait a week? These mortgage brokers in Rancho Cucamonga offer same-day or next-day appointments. Call now to check availability.
As of May 2026, RatingsNearMe ranks 19 mortgage brokers in Rancho Cucamonga, CA by verified customer ratings and review volume. The highest-rated is EZ Fundings Inc. with a 4.9-star rating from 204 verified reviews. Also in the top tier: Edge Home Finance and Albano Qerimi - Mortgage Expert. The average rating across all listed mortgage brokers in Rancho Cucamonga is 4.9 stars from 63 reviews per business on average.
Mortgage brokers in Rancho Cucamonga: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
19
Businesses listed
4.9★
Avg rating
63
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
EZ Fundings Inc.
10807 Laurel St #110, Rancho Cucamonga, CA 91730, USA
Edge Home Finance
10630 Town Center Dr #128A, Rancho Cucamonga, CA 91730, USA
Albano Qerimi - Mortgage Expert
10807 Laurel St #110, Rancho Cucamonga, CA 91730, USA
Mortgage Brokers Rankings in Rancho Cucamonga, CA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | EZ Fundings Inc.10807 Laurel St #110, Rancho Cucamonga, CA 91730, USA | 4.9★ | 204 |
| #2 | Edge Home Finance10630 Town Center Dr #128A, Rancho Cucamonga, CA 91730, USA | 5.0★ | 149 |
| #3 | Albano Qerimi - Mortgage Expert10807 Laurel St #110, Rancho Cucamonga, CA 91730, USA | 5.0★ | 137 |
| #4 | James Taverner, Mortgage Broker NMLS #136977313295 Joliet Dr, Rancho Cucamonga, CA 91739, USA | 5.0★ | 40 |
| #5 | Mack Valenzuela - Mortgage Loan Officer8160 Haven Ave Suite #103, Rancho Cucamonga, CA 91730, USA | 5.0★ | 24 |
| #6 | Isaac Sanchez | Mortgage Broker9267 Haven Ave #220, Rancho Cucamonga, CA 91730, USA | 5.0★ | 26 |
| #7 | Rancho Capital Home Loans9431 Haven Ave Suite 208, Rancho Cucamonga, CA 91730, USA | 5.0★ | 45 |
| #8 | John D. Reyes - Real Estate Broker | Mortgage Loan Originator8225 White Oak Ave, Rancho Cucamonga, CA 91730, USA | 5.0★ | 75 |
| #9 | Stigler Mortgage10390 Commerce Center Dr Suite 270, Rancho Cucamonga, CA 91730, USA | 4.9★ | 94 |
| #10 | Tony Sayegh: Residential Mortgage Broker10535 Foothill Blvd, Rancho Cucamonga, CA 91730, USA | 5.0★ | 10 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Rancho Cucamonga
James Taverner, Mortgage Broker NMLS #1369773
13295 Joliet Dr, Rancho Cucamonga, CA 91739, USA
Mack Valenzuela - Mortgage Loan Officer
8160 Haven Ave Suite #103, Rancho Cucamonga, CA 91730, USA
Isaac Sanchez | Mortgage Broker
9267 Haven Ave #220, Rancho Cucamonga, CA 91730, USA
Rancho Capital Home Loans
9431 Haven Ave Suite 208, Rancho Cucamonga, CA 91730, USA
John D. Reyes - Real Estate Broker | Mortgage Loan Originator
8225 White Oak Ave, Rancho Cucamonga, CA 91730, USA
Stigler Mortgage
10390 Commerce Center Dr Suite 270, Rancho Cucamonga, CA 91730, USA
Tony Sayegh: Residential Mortgage Broker
10535 Foothill Blvd, Rancho Cucamonga, CA 91730, USA
Ruben Zepeda - The Mortgage Lenders
11010 Foothill Blvd #100, Rancho Cucamonga, CA 91730, USA
Best Option Mortgage NMLS# 366808 a dba of ML Mortgage
8280 Aspen Ave Suite 175, Rancho Cucamonga, CA 91730, USA
Jazmin Marin Loan Officer
12505 N Mainstreet suite 228, Rancho Cucamonga, CA 91739, USA
Integrity Home Finance - A Mortgage Banking Firm
8311 Haven Ave #150, Rancho Cucamonga, CA 91730, USA
Mpower Mortgage - Your Lender Bobbie
8047 Day Creek Blvd, Rancho Cucamonga, CA 91739, USA
Mpower Mortgage
8047 Day Creek Blvd suite 200, Rancho Cucamonga, CA 91739, USA
PRMG
10737 Laurel St Suite 135, Rancho Cucamonga, CA 91730, USA
ML Mortgage Corp
8270 Aspen Ave, Rancho Cucamonga, CA 91730, USA
New Beginnings Mortgage
8608 Utica Ave Ste 209, Rancho Cucamonga, CA 91730, USA
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Frequently Asked Questions — Mortgage Brokers in Rancho Cucamonga
What does a mortgage broker do differently than going directly to a bank in Rancho Cucamonga?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Rancho Cucamonga?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in CA?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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