Local Pros · Richardson
Local Insurance Agents in Richardson, TX
Locally owned and operated insurance agents serving Richardson and the surrounding area. Supporting local businesses means faster response and accountability.
As of May 2026, RatingsNearMe ranks 18 insurance agents in Richardson, TX by verified customer ratings and review volume. The highest-rated is Rodriguez Insurance Agency LLC with a 4.7-star rating from 1,187 verified reviews. Also in the top tier: Insurance Source Of Dallas and Insurance of DFW. The average rating across all listed insurance agents in Richardson is 4.7 stars from 170 reviews per business on average.
Insurance in Richardson: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
18
Businesses listed
4.7★
Avg rating
170
Avg reviews
May 17, 2026
Last updated
Top Rated Insurance Agents
Rodriguez Insurance Agency LLC
901 Waterfall Way #701, Richardson, TX 75080, USA
Insurance Source Of Dallas
888 S Greenville Ave Ste 134, Richardson, TX 75081, USA
Insurance of DFW
1056 E Belt Line Rd, Richardson, TX 75081, USA
Insurance Agents Rankings in Richardson, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Rodriguez Insurance Agency LLC901 Waterfall Way #701, Richardson, TX 75080, USA | 4.7★ | 1,187 |
| #2 | Insurance Source Of Dallas888 S Greenville Ave Ste 134, Richardson, TX 75081, USA | 4.9★ | 632 |
| #3 | Insurance of DFW1056 E Belt Line Rd, Richardson, TX 75081, USA | 4.9★ | 382 |
| #4 | Ramona Suggs-Winrow - State Farm Insurance Agent100 N Central Expy #320, Richardson, TX 75080, USA | 4.1★ | 13 |
| #5 | SHANNON DEAN: Allstate Insurance2201 N Central Expy Ste 114, Richardson, TX 75080, USA | 5.0★ | 15 |
| #6 | Platinum Eagle Insurance Agency465 W President George Bush Hwy, Richardson, TX 75080, USA | 5.0★ | 27 |
| #7 | Five Star Insurance Group100 N Central Expy # 1205, Richardson, TX 75080, USA | 4.9★ | 63 |
| #8 | Sun Insurance Agency101 S Coit Rd Ste 103, Richardson, TX 75080, USA | 4.5★ | 8 |
| #9 | Sure Insurance Services100 N Central Expy suite 538, Richardson, TX 75081, USA | 2.0★ | 4 |
| #10 | Decisive Insurance Agency2100 N Greenville Ave ste 203, Richardson, TX 75082, USA | 4.9★ | 164 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Insurance Agents in Richardson
Ramona Suggs-Winrow - State Farm Insurance Agent
100 N Central Expy #320, Richardson, TX 75080, USA
SHANNON DEAN: Allstate Insurance
2201 N Central Expy Ste 114, Richardson, TX 75080, USA
Platinum Eagle Insurance Agency
465 W President George Bush Hwy, Richardson, TX 75080, USA
Five Star Insurance Group
100 N Central Expy # 1205, Richardson, TX 75080, USA
Sun Insurance Agency
101 S Coit Rd Ste 103, Richardson, TX 75080, USA
Sure Insurance Services
100 N Central Expy suite 538, Richardson, TX 75081, USA
Decisive Insurance Agency
2100 N Greenville Ave ste 203, Richardson, TX 75082, USA
Patel Insurance Agency: Allstate Insurance
1701 N Collins Blvd Ste 336, Richardson, TX 75080, USA
Patterson & Associates Insurance
2435 N Central Expy #1600, Richardson, TX 75080, USA
Classic Insurance
1221 Abrams Rd #116, Richardson, TX 75081, USA
Reading Insurance Agency
301 S Sherman St #203, Richardson, TX 75081, USA
Brightway Insurance, The Phan Agency
500 E Arapaho Rd Suite 103, Richardson, TX 75081, USA
Highstreet Insurance - Sandy Garza & Associates
3400 N Central Expy Suite 110-221, Richardson, TX 75080, USA
Rising Star Insurance Group
508 Twilight Trail Suite 201, Richardson, TX 75080, USA
Basha Insurance
1001 S Sherman St ste 100D, Richardson, TX 75081, USA
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Frequently Asked Questions — Insurance Agents in Richardson
What is the difference between a captive and independent insurance agent in Richardson?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in TX?
Search the TX Department of Insurance's online license lookup — Google "TX Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in TX must be licensed with the state.
How much does working with a local insurance agent in Richardson cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Richardson?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Richardson adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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