Verified · Richardson
Trusted Insurance Agents in Richardson, TX
Trust matters when you're inviting a pro into your home or business. These insurance agents in Richardson have earned it through hundreds of verified reviews.
As of June 2026, RatingsNearMe ranks 18 insurance agents in Richardson, TX by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Rodriguez Insurance Agency LLC with a 4.7-star rating from 1,187 Google reviews and an RNM Score of 83/100. Also in the top tier: Insurance Source Of Dallas and Insurance of DFW. The average rating across all listed insurance agents in Richardson is 4.7 stars from 170 reviews per business on average.
Insurance in Richardson: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated June 13, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
SHANNON DEAN: Allstate Insurance
Shannon Dean is top-ranked due to strong local reputation and comprehensive Allstate coverage options tailored for Richardson residents.
Most Reviewed
Ramona Suggs-Winrow - State Farm Insurance Agent
A high number of reviews indicates broad customer experience and reliability in the community.
When choosing an insurance agent in Richardson, compare coverage options and customer service responsiveness across these top-rated agencies, as local expertise can greatly affect claim handling and policy fit.
Local Market Snapshot
18
Businesses listed
4.7★
Avg rating
170
Avg reviews
Jun 13, 2026
Last updated
Top Rated Insurance Agents
4.7 stars from over 1,100 Google reviews reflect strong local trust.
901 Waterfall Way #701, Richardson, TX 75080, USATrusted by hundreds of local clients with a near-perfect 4.9-star rating.
888 S Greenville Ave Ste 134, Richardson, TX 75081, USAA trusted Richardson insurance agent with a 4.9-star rating from 382 reviews.
1056 E Belt Line Rd, Richardson, TX 75081, USAInsurance Agents Rankings in Richardson, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Rodriguez Insurance Agency LLC901 Waterfall Way #701, Richardson, TX 75080, USA | 4.7★ | 1,187 |
| #2 | Insurance Source Of Dallas888 S Greenville Ave Ste 134, Richardson, TX 75081, USA | 4.9★ | 632 |
| #3 | Insurance of DFW1056 E Belt Line Rd, Richardson, TX 75081, USA | 4.9★ | 382 |
| #4 | Brightway Insurance, The Phan Agency500 E Arapaho Rd Suite 103, Richardson, TX 75081, USA | 5.0★ | 82 |
| #5 | Rising Star Insurance Group508 Twilight Trail Suite 201, Richardson, TX 75080, USA | 5.0★ | 34 |
| #6 | Basha Insurance1001 S Sherman St ste 100D, Richardson, TX 75081, USA | 4.9★ | 97 |
| #7 | Reading Insurance Agency301 S Sherman St #203, Richardson, TX 75081, USA | 5.0★ | 2 |
| #8 | Highstreet Insurance - Sandy Garza & Associates3400 N Central Expy Suite 110-221, Richardson, TX 75080, USA | 5.0★ | 81 |
| #9 | SHANNON DEAN: Allstate Insurance2201 N Central Expy Ste 114, Richardson, TX 75080, USA | 5.0★ | 15 |
| #10 | Sure Insurance Services100 N Central Expy suite 538, Richardson, TX 75081, USA | 2.0★ | 4 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Insurance Agents in Richardson
5.0 stars from 82 reviews, reflecting exceptional local client satisfaction.
500 E Arapaho Rd Suite 103, Richardson, TX 75081, USA
5.0 stars from 34 reviews, reflecting exceptional local customer satisfaction.
508 Twilight Trail Suite 201, Richardson, TX 75080, USA
97 Google reviews rate this Richardson insurance agent an exceptional 4.9 stars.
1001 S Sherman St ste 100D, Richardson, TX 75081, USA
Highly rated local insurance agent with perfect 5.0 stars from 2 reviews.
301 S Sherman St #203, Richardson, TX 75081, USA
5.0-star rating from over 80 local Google reviews in Richardson, TX.
3400 N Central Expy Suite 110-221, Richardson, TX 75080, USA
Top-rated insurance agent in Richardson with 5.0 stars from 15 reviews.
2201 N Central Expy Ste 114, Richardson, TX 75080, USA
Four Google reviews give a 2.0-star rating for this Richardson insurance agent.
100 N Central Expy suite 538, Richardson, TX 75081, USA
Trusted by hundreds of local clients, this agent holds a near-perfect 4.9-star rating.
2100 N Greenville Ave ste 203, Richardson, TX 75082, USA
Exceptional 4.8-star rating from over 200 Google reviews in Richardson, TX.
1701 N Collins Blvd Ste 336, Richardson, TX 75080, USA
Consistently rated 4.3 stars from 40 Google reviews, this Richardson agent is a trusted choice.
2435 N Central Expy #1600, Richardson, TX 75080, USA
4.1 stars from 13 reviews, indicating solid local service in Richardson.
100 N Central Expy #320, Richardson, TX 75080, USA
Praised by clients with a 4.9-star average from 63 Google reviews.
100 N Central Expy # 1205, Richardson, TX 75080, USA
Consistently rated 5.0 stars across 26 glowing Google reviews in Richardson.
1221 Abrams Rd #116, Richardson, TX 75081, USA
4.5 stars from 8 Google reviews for a Richardson insurance agent.
101 S Coit Rd Ste 103, Richardson, TX 75080, USA
Holds an exceptional 5.0-star rating across dozens of Google reviews.
465 W President George Bush Hwy, Richardson, TX 75080, USA
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Insurance Agents in Richardson, TX — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Rodriguez Insurance Agency LLC | 83/100 | 4.7 ★ | 1,187 |
| 2 | Insurance Source Of Dallas | 87/100 | 4.9 ★ | 632 |
| 3 | Insurance of DFW | 87/100 | 4.9 ★ | 382 |
| 4 | Brightway Insurance, The Phan Agency | 94/100 | 5.0 ★ | 82 |
| 5 | Rising Star Insurance Group | 89/100 | 5.0 ★ | 34 |
| 6 | Basha Insurance | 93/100 | 4.9 ★ | 97 |
| 7 | Reading Insurance Agency | 64/100 | 5.0 ★ | 2 |
| 8 | Highstreet Insurance - Sandy Garza & Associates | 94/100 | 5.0 ★ | 81 |
| 9 | SHANNON DEAN: Allstate Insurance | 73/100 | 5.0 ★ | 15 |
| 10 | Sure Insurance Services | 26/100 | 2.0 ★ | 4 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · June 2026
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Frequently Asked Questions — Insurance Agents in Richardson
What is the difference between a captive and independent insurance agent in Richardson?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in TX?
Search the TX Department of Insurance's online license lookup — Google "TX Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in TX must be licensed with the state.
How much does working with a local insurance agent in Richardson cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Richardson?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Richardson adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 13, 2026.
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