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Mortgage Brokers in Richland Hills, TX — Free Estimates
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As of May 2026, RatingsNearMe ranks 20 mortgage brokers in Richland Hills, TX by verified customer ratings and review volume. The highest-rated is Lendmore Capital with a 4.9-star rating from 41 verified reviews. Also in the top tier: Emerald Mortgage Partners, LLC and Erik Gross - Lower Mortgage (Hurst, TX). The average rating across all listed mortgage brokers in Richland Hills is 4.9 stars from 59 reviews per business on average.
Mortgage brokers in Richland Hills: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
4.9★
Avg rating
59
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
Lendmore Capital
5198 Rufe Snow Dr Suite 215, North Richland Hills, TX 76180, USA
Emerald Mortgage Partners, LLC
2821 Field St, Haltom City, TX 76117, USA
Erik Gross - Lower Mortgage (Hurst, TX)
1717 Chadwick Ct, Hurst, TX 76054, USA
Mortgage Brokers Rankings in Richland Hills, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Lendmore Capital5198 Rufe Snow Dr Suite 215, North Richland Hills, TX 76180, USA | 4.9★ | 41 |
| #2 | Emerald Mortgage Partners, LLC2821 Field St, Haltom City, TX 76117, USA | — | — |
| #3 | Erik Gross - Lower Mortgage (Hurst, TX)1717 Chadwick Ct, Hurst, TX 76054, USA | 5.0★ | 344 |
| #4 | Craig Rhodes at CrossCountry Mortgage8613 Mid Cities Blvd #300, North Richland Hills, TX 76182, USA | 5.0★ | 93 |
| #5 | Rich Hebert at Lending Edge Mortgage8613 Mid Cities Blvd #300, North Richland Hills, TX 76182, USA | 4.9★ | 71 |
| #6 | Joe New at CrossCountry Mortgageand #F, 8913 Mid Cities Blvd Suite 300, Unit E, North Richland Hills, TX 76182, USA | 5.0★ | 117 |
| #7 | Brad Scott - Union Home Mortgage - NMLS 2099028913 Mid Cities Blvd Suite 300G, North Richland Hills, TX 76182, USA | 4.8★ | 39 |
| #8 | Acceptance Home Loans - Shirley Hurm5601 Bridge St STE 300, Fort Worth, TX 76112, USA | 5.0★ | 10 |
| #9 | Davis Farnell - Mortgage Broker1500 Norwood Dr, Hurst, TX 76054, USA | 5.0★ | 18 |
| #10 | Mid Cities Mortgage LLC1550 Norwood Dr #310, Hurst, TX 76054, USA | 4.4★ | 5 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Richland Hills
Craig Rhodes at CrossCountry Mortgage
8613 Mid Cities Blvd #300, North Richland Hills, TX 76182, USA
Rich Hebert at Lending Edge Mortgage
8613 Mid Cities Blvd #300, North Richland Hills, TX 76182, USA
Joe New at CrossCountry Mortgage
and #F, 8913 Mid Cities Blvd Suite 300, Unit E, North Richland Hills, TX 76182, USA
Brad Scott - Union Home Mortgage - NMLS 209902
8913 Mid Cities Blvd Suite 300G, North Richland Hills, TX 76182, USA
Acceptance Home Loans - Shirley Hurm
5601 Bridge St STE 300, Fort Worth, TX 76112, USA
Davis Farnell - Mortgage Broker
1500 Norwood Dr, Hurst, TX 76054, USA
Mid Cities Mortgage LLC
1550 Norwood Dr #310, Hurst, TX 76054, USA
Dana Hinson - Benchmark Mortgage — Texas
6605 Precinct Line Rd Suite 200, North Richland Hills, TX 76182, USA
Andrew Postell at CrossCountry Mortgage
404 Airport Fwy #104, Bedford, TX 76022, USA
Angie Visser “The Mortgage Sister”
8201 Forrest Ln, North Richland Hills, TX 76182, USA
Brie Henley, Mortgage Lender NMLS #103012
1017 Crestview Dr, Bedford, TX 76021, USA
Efinity Mortgage
1901 Central Dr Suite 612, Bedford, TX 76021, USA
Alpha Mortgage, LLC
1912 Central Dr suite i, Bedford, TX 76021, USA
Trinity Oaks Mortgage North Richland Hills Branch
9145 Belshire Dr Suite 200, North Richland Hills, TX 76182, USA
Daniel Bennett - Edge Home Finance
4843 Colleyville Blvd 251 #125, Colleyville, TX 76034, USA
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Frequently Asked Questions — Mortgage Brokers in Richland Hills
What does a mortgage broker do differently than going directly to a bank in Richland Hills?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Richland Hills?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in TX?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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