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Pricing Guide · Richland Hills
Mortgage Brokers Cost in Richland Hills, TX — 2026 Price Guide
What should you pay for mortgage brokers in Richland Hills? See real 2026 price ranges from local pros and get free quotes to compare.
As of July 2026, RatingsNearMe ranks 20 mortgage brokers in Richland Hills, TX by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Lendmore Capital with a 4.9-star rating from 41 Google reviews and an RNM Score of 77/100. Also in the top tier: Emerald Mortgage Partners, LLC and Erik Gross - Lower Mortgage (Hurst, TX). The average rating across all listed mortgage brokers in Richland Hills is 4.9 stars from 59 reviews per business on average.
Mortgage brokers in Richland Hills: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 5, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
4.9★
Avg rating
59
Avg reviews
Jul 5, 2026
Last updated
Top Rated Mortgage Brokers
Trusted by clients with a 4.9-star rating from 41 reviews.
5198 Rufe Snow Dr Suite 215, North Richland Hills, TX 76180, USALocal mortgage broker in Haltom City with no customer reviews yet.
2821 Field St, Haltom City, TX 76117, USATrusted by hundreds of local homeowners, this broker holds a perfect 5.0-star rating.
1717 Chadwick Ct, Hurst, TX 76054, USAMortgage Brokers Rankings in Richland Hills, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Lendmore Capital5198 Rufe Snow Dr Suite 215, North Richland Hills, TX 76180, USA | 4.9★ | 41 |
| #2 | Emerald Mortgage Partners, LLC2821 Field St, Haltom City, TX 76117, USA | — | — |
| #3 | Erik Gross - Lower Mortgage (Hurst, TX)1717 Chadwick Ct, Hurst, TX 76054, USA | 5.0★ | 344 |
| #4 | Craig Rhodes at CrossCountry Mortgage8613 Mid Cities Blvd #300, North Richland Hills, TX 76182, USA | 5.0★ | 93 |
| #5 | Rich Hebert at Lending Edge Mortgage8613 Mid Cities Blvd #300, North Richland Hills, TX 76182, USA | 4.9★ | 71 |
| #6 | Joe New at CrossCountry Mortgageand #F, 8913 Mid Cities Blvd Suite 300, Unit E, North Richland Hills, TX 76182, USA | 5.0★ | 117 |
| #7 | Brad Scott - Union Home Mortgage - NMLS 2099028913 Mid Cities Blvd Suite 300G, North Richland Hills, TX 76182, USA | 4.8★ | 39 |
| #8 | Acceptance Home Loans - Shirley Hurm5601 Bridge St STE 300, Fort Worth, TX 76112, USA | 5.0★ | 10 |
| #9 | Davis Farnell - Mortgage Broker1500 Norwood Dr, Hurst, TX 76054, USA | 5.0★ | 18 |
| #10 | Mid Cities Mortgage LLC1550 Norwood Dr #310, Hurst, TX 76054, USA | 4.4★ | 5 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in Richland Hills
Exceptional 5.0-star rating from 93 Google reviews in North Richland Hills.
8613 Mid Cities Blvd #300, North Richland Hills, TX 76182, USA
Rated 4.9 stars from 71 reviews, this North Richland Hills mortgage broker is highly trusted.
8613 Mid Cities Blvd #300, North Richland Hills, TX 76182, USA
Trusted by clients with a perfect 5.0-star rating from over 100 reviews.
and #F, 8913 Mid Cities Blvd Suite 300, Unit E, North Richland Hills, TX 76182, USA
4.8-star rating from 39 reviews, reflecting trusted local mortgage guidance.
8913 Mid Cities Blvd Suite 300G, North Richland Hills, TX 76182, USA
A trusted Haltom City mortgage broker with a perfect 5.0-star rating from 10 reviews.
5601 Bridge St STE 300, Fort Worth, TX 76112, USA
Top-rated mortgage broker in North Richland Hills with a perfect 5.0★ from 18 reviews.
1500 Norwood Dr, Hurst, TX 76054, USA
Trusted by past clients with a solid 4.4-star rating from 5 Google reviews.
1550 Norwood Dr #310, Hurst, TX 76054, USA
Rated 5.0 stars from 53 reviews, this North Richland Hills mortgage broker is highly trusted.
6605 Precinct Line Rd Suite 200, North Richland Hills, TX 76182, USA
Bedford's top-rated mortgage broker with a perfect 5.0 stars from 58 reviews.
404 Airport Fwy #104, Bedford, TX 76022, USA
Rated 5.0 stars from 13 Google reviews, this North Richland Hills broker is highly trusted.
8201 Forrest Ln, North Richland Hills, TX 76182, USA
5.0-star-rated mortgage broker in Bedford, TX with 10 glowing Google reviews.
1600 Airport Fwy #362, Bedford, TX 76022, USA
Bedford mortgage broker with a perfect 5.0-star rating from 69 Google reviews.
1017 Crestview Dr, Bedford, TX 76021, USA
Rated 4.6 stars from 39 reviews, this Bedford mortgage broker is well-regarded by clients.
1901 Central Dr Suite 612, Bedford, TX 76021, USA
Earns a perfect 5.0-star rating from 31 Google reviews in Euless.
1912 Central Dr suite i, Bedford, TX 76021, USA
Rated 5.0 stars from 51 reviews, this North Richland Hills mortgage broker is highly trusted.
9145 Belshire Dr Suite 200, North Richland Hills, TX 76182, USA
An exceptional 5.0 rating from 8 Google reviews highlights trusted mortgage help in Colleyville.
4843 Colleyville Blvd 251 #125, Colleyville, TX 76034, USA
4.7 stars from 60 Google reviews, reflecting consistently positive client experiences.
1730 Rufe Snow Dr # B, Keller, TX 76248, USA
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Mortgage Brokers in Richland Hills, TX — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Lendmore Capital | 77/100 | 4.9 ★ | 41 |
| 2 | Emerald Mortgage Partners, LLC | 3/100 | — | 0 |
| 3 | Erik Gross - Lower Mortgage (Hurst, TX) | 88/100 | 5.0 ★ | 344 |
| 4 | Craig Rhodes at CrossCountry Mortgage | 83/100 | 5.0 ★ | 93 |
| 5 | Rich Hebert at Lending Edge Mortgage | 80/100 | 4.9 ★ | 71 |
| 6 | Joe New at CrossCountry Mortgage | 96/100 | 5.0 ★ | 117 |
| 7 | Brad Scott - Union Home Mortgage - NMLS 209902 | 75/100 | 4.8 ★ | 39 |
| 8 | Acceptance Home Loans - Shirley Hurm | 71/100 | 5.0 ★ | 10 |
| 9 | Davis Farnell - Mortgage Broker | 74/100 | 5.0 ★ | 18 |
| 10 | Mid Cities Mortgage LLC | 58/100 | 4.4 ★ | 5 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Mortgage Brokers in Richland Hills
What does a mortgage broker do differently than going directly to a bank in Richland Hills?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Richland Hills?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in TX?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 5, 2026.
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