Low Cost · Roanoke

Cheap Mortgage Brokers in Roanoke, VA — Best Prices

Compare mortgage brokers prices in Roanoke to find the best deal. All businesses are reviewed — cheap doesn't mean low quality.

As of July 2026, RatingsNearMe ranks 18 mortgage brokers in Roanoke, VA by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Atlantic Bay Mortgage Group with a 5.0-star rating from 178 Google reviews and an RNM Score of 86/100. Also in the top tier: ALCOVA Mortgage | Corporate Office and The Legacy Team of Integrity Home Mortgage Corporation. The average rating across all listed mortgage brokers in Roanoke is 5 stars from 56 reviews per business on average.

Mortgage brokers in Roanoke: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.

Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.

Best Overall

Will Blaylock - Alcova Mortgage - NMLS #1642964

Top-ranked for his personalized approach and deep local market knowledge, making him a standout choice for Roanoke homebuyers.

Most Reviewed

ALCOVA Mortgage | Roanoke, VA

A large number of reviews signals a track record of customer satisfaction and helps new clients gauge consistent service quality.

When choosing a mortgage broker in Roanoke, compare loan options, fees, and responsiveness; reading recent reviews can help you find a broker who aligns with your specific needs.

Filter:

Local Market Snapshot

18

Businesses listed

5★

Avg rating

56

Avg reviews

Jul 4, 2026

Last updated

Top Rated Mortgage Brokers

5.0(178 reviews)

Roanoke's top-rated mortgage broker with a perfect 5.0 stars from 178 reviews.

2350 Electric Rd SW Suite 100, Roanoke, VA 24018, USA
4.9(169 reviews)

Roanoke's top-rated mortgage broker with 4.9 stars from 169 reviews.

308 Market St SE, Roanoke, VA 24011, USA
5.0(91 reviews)

Top-rated mortgage broker in Roanoke with a perfect 5.0 stars from 91 reviews.

2840 Electric Rd SW #102A, Roanoke, VA 24018, USA

Mortgage Brokers Rankings in Roanoke, VA

#BusinessRatingReviews
#1Atlantic Bay Mortgage Group2350 Electric Rd SW Suite 100, Roanoke, VA 24018, USA5.0178
#2ALCOVA Mortgage | Corporate Office308 Market St SE, Roanoke, VA 24011, USA4.9169
#3The Legacy Team of Integrity Home Mortgage Corporation2840 Electric Rd SW #102A, Roanoke, VA 24018, USA5.091
#4Will Blaylock - Alcova Mortgage - NMLS #16429641028 E Washington Ave, Vinton, VA 24179, USA5.031
#5Ashley Wickstrom, Senior Loan Officer, Movement Mortgage3922 Electric Rd SW #1b, Roanoke, VA 24018, USA5.083
#6ALCOVA Mortgage | Vinton, VA1028 E Washington Ave, Vinton, VA 24179, USA5.052
#7Henry Mortgage Group, LLC1948 Franklin Rd SW, Roanoke, VA 24014, USA5.090
#8Jason Bialek Mortgage Team with Rate3565 N Electric Rd Suite B, Roanoke, VA 24018, USA4.970
#9Barry Duffey3922 Electric Rd SW #1b, Roanoke, VA 24018, USA5.046
#10Bradley Hall at CrossCountry Mortgage4950 Brambleton Ave Suites B, D & E, Roanoke, VA 24018, USA5.038

Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026

All Mortgage Brokers in Roanoke

4
5.0· 31 reviews

Roanoke's top-rated mortgage broker with a perfect 5.0-star score from 31 reviews.

1028 E Washington Ave, Vinton, VA 24179, USA

5
5.0· 83 reviews

Rated 5.0 stars from 83 Google reviews, this Roanoke mortgage broker is highly trusted.

3922 Electric Rd SW #1b, Roanoke, VA 24018, USA

6
5.0· 52 reviews

5.0-star rating from 52 Google reviews, the top choice in Roanoke.

1028 E Washington Ave, Vinton, VA 24179, USA

7
5.0· 90 reviews

Rated 5.0 stars from 90 Google reviews, a top choice for local mortgage needs.

1948 Franklin Rd SW, Roanoke, VA 24014, USA

8
4.9· 70 reviews

Trusted by Roanoke homeowners with an exceptional 4.9-star rating from 70 reviews.

3565 N Electric Rd Suite B, Roanoke, VA 24018, USA

9
5.0· 46 reviews

Roanoke's top-rated mortgage broker, with a flawless 5.0-star rating from 46 reviews.

3922 Electric Rd SW #1b, Roanoke, VA 24018, USA

10
5.0· 38 reviews

Top-rated mortgage broker in Roanoke with a perfect 5.0 score from 38 reviews.

4950 Brambleton Ave Suites B, D & E, Roanoke, VA 24018, USA

11
5.0· 37 reviews

Top-rated Roanoke mortgage broker with a perfect 5.0-star rating from 37 reviews.

2770 Electric Rd SW Ste A, Roanoke, VA 24018, USA

12
4.6· 31 reviews

Trusted by local clients with a strong 4.6-star rating from 31 Google reviews.

5115 Bernard Dr Ste 203, Roanoke, VA 24018, USA

13
5.0· 29 reviews

Top-rated mortgage broker in Roanoke with a perfect 5.0-star rating from 29 reviews.

916 Main St #400, Lynchburg, VA 24504, USA

14
5.0· 28 reviews

Roanoke mortgage broker with a perfect 5.0-star rating from 28 reviews.

26 Church Ave SW, Roanoke, VA 24011, USA

15
5.0· 13 reviews

Roanoke mortgage broker with a flawless 5.0-star rating from 13 Google reviews.

2052 Memorial Ave SW, Roanoke, VA 24015, USA

16
5.0· 10 reviews

Rated 5.0 stars from 10 Google reviews, a top choice in Roanoke.

3565 N Electric Rd Suite B, Roanoke, VA 24018, USA

17
5.0· 8 reviews

Exceptional 5.0-star rating from 8 Google reviews for a Roanoke mortgage broker.

3565 N Electric Rd Suite B, Roanoke, VA 24018, USA

18
5.0· 8 reviews

Exceptional 5.0-star rating from 8 Google reviews for a Roanoke mortgage broker.

305 Market St SE, Roanoke, VA 24011, USA

Data from Google Business listings
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Mortgage Brokers in Roanoke, VA — Compared

#BusinessRNM ScoreRatingReviews
1Atlantic Bay Mortgage Group86/1005.0 ★178
2ALCOVA Mortgage | Corporate Office85/1004.9 ★169
3The Legacy Team of Integrity Home Mortgage Corporation83/1005.0 ★91
4Will Blaylock - Alcova Mortgage - NMLS #164296477/1005.0 ★31
5Ashley Wickstrom, Senior Loan Officer, Movement Mortgage82/1005.0 ★83
6ALCOVA Mortgage | Vinton, VA80/1005.0 ★52
7Henry Mortgage Group, LLC83/1005.0 ★90
8Jason Bialek Mortgage Team with Rate80/1004.9 ★70
9Barry Duffey79/1005.0 ★46
10Bradley Hall at CrossCountry Mortgage78/1005.0 ★38

Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026

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Frequently Asked Questions — Mortgage Brokers in Roanoke

What does a mortgage broker do differently than going directly to a bank in Roanoke?

A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.

How do I compare mortgage rates in Roanoke?

Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.

What credit score do I need to get a mortgage in VA?

Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.

What is the difference between a mortgage broker and a loan officer?

A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.

How are the mortgage brokers on this page ranked?

Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.

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How Rankings Work on This Page

Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.

Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.

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About This Mortgage Brokers Directory — Roanoke, VA

This page lists and ranks 18 mortgage brokers serving Roanoke, VA as of July 2026. The average verified rating across all listings is 5 stars, with an average of 56 customer reviews per business. The top-ranked mortgage brokers in Roanoke by our algorithm is Atlantic Bay Mortgage Group (5.0 stars, 178 reviews). Mortgage brokers in Roanoke: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.

RatingsNearMe uses a transparent, data-driven ranking algorithm that weighs star rating (35%), review volume (30%), customer sentiment analysis (20%), profile completeness (10%), and availability signals (5%). Rankings are not for sale — Featured Partner businesses pay for enhanced visibility but must earn their position through real customer reviews. Data sourced from Google Business listings and updated regularly.

How to choose a mortgage brokers in Roanoke: Look for businesses with 4.5+ stars, 50+ reviews, proper licensing and insurance, and transparent pricing. Get at least 3 quotes for any project over $500. Verify credentials with the VA licensing board before hiring.

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