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Emergency Insurance Agents in Rochester, MN — Available 24/7
When you can't wait, these insurance agents in Rochester offer emergency response. Call now — most respond within the hour.
As of July 2026, RatingsNearMe ranks 20 insurance agents in Rochester, MN by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Connor Faupel Insurance Agency with a 4.9-star rating from 148 Google reviews and an RNM Score of 95/100. Also in the top tier: Ted W. Smith Insurance and All Apple Insurance Agency / Paul M. Peterson. The average rating across all listed insurance agents in Rochester is 4.7 stars from 156 reviews per business on average.
Insurance in Rochester: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Shawn Christensen - State Farm Insurance
Shawn Christensen is consistently ranked as the top insurance agent in Rochester, offering a strong combination of customer satisfaction and comprehensive coverage options.
Most Reviewed
Shawn Christensen - State Farm Insurance
A high number of reviews indicates a large base of customer experiences, providing more reliable insight into the agent's service quality and trustworthiness.
When choosing an insurance agent in Rochester, compare quotes from multiple top-ranked agents and read recent reviews to ensure the agent meets your specific coverage needs and offers responsive customer service.
Local Market Snapshot
20
Businesses listed
4.7★
Avg rating
156
Avg reviews
Jul 4, 2026
Last updated
Top Rated Insurance Agents
Rated 4.9 stars from hundreds of reviews, this Rochester agency is highly trusted.
3552 West River Pkwy NW, Rochester, MN 55906, USARated 4.9 stars from 83 Google reviews, this Rochester agent is highly trusted.
3228 6th Ave NE, Rochester, MN 55906, USARated 4.9 stars from 47 Google reviews, reflecting exceptional local client satisfaction.
511 Northern Hills Dr NE #3, Rochester, MN 55906, USAInsurance Agents Rankings in Rochester, MN
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Connor Faupel Insurance Agency3552 West River Pkwy NW, Rochester, MN 55906, USA | 4.9★ | 148 |
| #2 | Ted W. Smith Insurance3228 6th Ave NE, Rochester, MN 55906, USA | 4.9★ | 83 |
| #3 | All Apple Insurance Agency / Paul M. Peterson511 Northern Hills Dr NE #3, Rochester, MN 55906, USA | 4.9★ | 47 |
| #4 | Safechoice Insurance Agency894 7th St NW, Rochester, MN 55901, USA | 4.6★ | 38 |
| #5 | Arment & Associates, LLC American Family Insurance923 N Broadway Ave, Rochester, MN 55906, USA | 4.9★ | 267 |
| #6 | RMB Insurance Agency1418 1st Ave NE STE C, Rochester, MN 55906, USA | 5.0★ | 7 |
| #7 | Heartman Insurance1635 Greenview Dr SW, Rochester, MN 55902, USA | 4.2★ | 5 |
| #8 | David Jorgenson - State Farm Insurance Agent401 16th Ave NW Suite 105, Rochester, MN 55901, USA | 5.0★ | 350 |
| #9 | Atlas Insurance Brokers5721 Bandel Rd NW, Rochester, MN 55901, USA | 4.9★ | 384 |
| #10 | Fortress Insurance & Financial Services2766 Commerce Dr NW STE D, Rochester, MN 55901, USA | 5.0★ | 403 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Insurance Agents in Rochester
4.6 stars from 38 reviews, reflecting strong local customer satisfaction.
894 7th St NW, Rochester, MN 55901, USA
Rated 4.9 stars from over 260 Google reviews in Rochester, MN.
923 N Broadway Ave, Rochester, MN 55906, USA
Rated 5.0 stars from 7 Google reviews, this Rochester agent is highly recommended.
1418 1st Ave NE STE C, Rochester, MN 55906, USA
Rated 4.2 stars from 5 Google reviews for reliable local insurance guidance.
1635 Greenview Dr SW, Rochester, MN 55902, USA
Rated 5.0 stars from over 350 reviews, this Rochester insurance agent is highly trusted.
401 16th Ave NW Suite 105, Rochester, MN 55901, USA
Trusted by hundreds, this Rochester insurance agent holds a stellar 4.9-star rating.
5721 Bandel Rd NW, Rochester, MN 55901, USA
Rated 5.0 stars from over 400 Google reviews, this trusted Rochester agent is highly recommended.
2766 Commerce Dr NW STE D, Rochester, MN 55901, USA
Rated 4.9 stars from 587 Google reviews, this Rochester insurance agent is highly trusted.
1903 Broadway Ave S, Rochester, MN 55904, USA
5.0 stars from 427 Google reviews reflects exceptional local service.
5025 Hwy 52 N, Rochester, MN 55901, USA
Rated 4.7 stars from 47 Google reviews by local clients.
3334 19th St NW STE 204, Rochester, MN 55901, USA
Rated 4.9 stars from over 130 Google reviews for trusted local insurance guidance.
4229 W Frontage Rd #5, Rochester, MN 55901, USA
Top-rated Rochester insurance agent with 4.8 stars from 68 Google reviews.
914 N Broadway Ave, Rochester, MN 55906, USA
Rated 4.1 stars from 13 reviews, providing trusted insurance guidance in Rochester.
411 12th St SE, Rochester, MN 55904, USA
13 reviews give a mixed 2.8-star rating for this Rochester insurance agent.
1801 Greenview Dr SW #103, Rochester, MN 55902, USA
Rated 5.0 stars from six Google reviews for trusted local insurance guidance.
826 Broadway Ave S, Rochester, MN 55904, USA
Rated 5.0 stars from 60 Google reviews, this Rochester insurance agent is highly trusted.
1500 1st Ave NE #111c, Rochester, MN 55906, USA
Rated 5.0 stars from 31 reviews, this Rochester insurance agent is highly trusted.
2048 Superior Dr NW STE 100, Rochester, MN 55901, USA
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Insurance Agents in Rochester, MN — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Connor Faupel Insurance Agency | 95/100 | 4.9 ★ | 148 |
| 2 | Ted W. Smith Insurance | 92/100 | 4.9 ★ | 83 |
| 3 | All Apple Insurance Agency / Paul M. Peterson | 89/100 | 4.9 ★ | 47 |
| 4 | Safechoice Insurance Agency | 83/100 | 4.6 ★ | 38 |
| 5 | Arment & Associates, LLC American Family Insurance | 87/100 | 4.9 ★ | 267 |
| 6 | RMB Insurance Agency | 81/100 | 5.0 ★ | 7 |
| 7 | Heartman Insurance | 66/100 | 4.2 ★ | 5 |
| 8 | David Jorgenson - State Farm Insurance Agent | 92/100 | 5.0 ★ | 350 |
| 9 | Atlas Insurance Brokers | 90/100 | 4.9 ★ | 384 |
| 10 | Fortress Insurance & Financial Services | 92/100 | 5.0 ★ | 403 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Insurance Agents in Rochester
What is the difference between a captive and independent insurance agent in Rochester?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in MN?
Search the MN Department of Insurance's online license lookup — Google "MN Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in MN must be licensed with the state.
How much does working with a local insurance agent in Rochester cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Rochester?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Rochester adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
Insurance Agents in Nearby Cities
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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