Real Reviews · Rochester
Top-Reviewed Insurance Agents in Rochester, MN
What are customers actually saying? Read verified reviews for insurance agents in Rochester — every rating is from a real customer.
As of May 2026, RatingsNearMe ranks 20 insurance agents in Rochester, MN by verified customer ratings and review volume. The highest-rated is Shawn Christensen - State Farm Insurance with a 4.9-star rating from 587 verified reviews. Also in the top tier: Bruce Fujan - State Farm Insurance Agent and Fortress Insurance & Financial Services. The average rating across all listed insurance agents in Rochester is 4.7 stars from 156 reviews per business on average.
Insurance in Rochester: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
4.7★
Avg rating
156
Avg reviews
May 17, 2026
Last updated
Top Rated Insurance Agents
Shawn Christensen - State Farm Insurance
1903 Broadway Ave S, Rochester, MN 55904, USA
Bruce Fujan - State Farm Insurance Agent
5025 Hwy 52 N, Rochester, MN 55901, USA
Fortress Insurance & Financial Services
2766 Commerce Dr NW STE D, Rochester, MN 55901, USA
Insurance Agents Rankings in Rochester, MN
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Shawn Christensen - State Farm Insurance1903 Broadway Ave S, Rochester, MN 55904, USA | 4.9★ | 587 |
| #2 | Bruce Fujan - State Farm Insurance Agent5025 Hwy 52 N, Rochester, MN 55901, USA | 5.0★ | 427 |
| #3 | Fortress Insurance & Financial Services2766 Commerce Dr NW STE D, Rochester, MN 55901, USA | 5.0★ | 403 |
| #4 | Harmony Insurance Group411 12th St SE, Rochester, MN 55904, USA | 4.1★ | 13 |
| #5 | Farmers Insurance - Joanna Johnson4229 W Frontage Rd #5, Rochester, MN 55901, USA | 4.9★ | 131 |
| #6 | Sandvik Insurance Agency826 Broadway Ave S, Rochester, MN 55904, USA | 5.0★ | 6 |
| #7 | Sam Ghareeb Insurance Broker1500 1st Ave NE #111c, Rochester, MN 55906, USA | 5.0★ | 60 |
| #8 | Auto-Owners Insurance Rochester Claims1801 Greenview Dr SW #103, Rochester, MN 55902, USA | 2.8★ | 13 |
| #9 | Sue Madden - State Farm Insurance Agent914 N Broadway Ave, Rochester, MN 55906, USA | 4.8★ | 68 |
| #10 | Arment & Associates, LLC American Family Insurance923 N Broadway Ave, Rochester, MN 55906, USA | 4.9★ | 267 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Insurance Agents in Rochester
Harmony Insurance Group
411 12th St SE, Rochester, MN 55904, USA
Farmers Insurance - Joanna Johnson
4229 W Frontage Rd #5, Rochester, MN 55901, USA
Sandvik Insurance Agency
826 Broadway Ave S, Rochester, MN 55904, USA
Sam Ghareeb Insurance Broker
1500 1st Ave NE #111c, Rochester, MN 55906, USA
Auto-Owners Insurance Rochester Claims
1801 Greenview Dr SW #103, Rochester, MN 55902, USA
Sue Madden - State Farm Insurance Agent
914 N Broadway Ave, Rochester, MN 55906, USA
Arment & Associates, LLC American Family Insurance
923 N Broadway Ave, Rochester, MN 55906, USA
Shawn Capelle Agency Inc American Family Insurance
3334 19th St NW STE 204, Rochester, MN 55901, USA
Prime Time Health Advisors
2048 Superior Dr NW STE 100, Rochester, MN 55901, USA
RMB Insurance Agency
1418 1st Ave NE STE C, Rochester, MN 55906, USA
All Apple Insurance Agency / Paul M. Peterson
511 Northern Hills Dr NE #3, Rochester, MN 55906, USA
David Jorgenson - State Farm Insurance Agent
401 16th Ave NW Suite 105, Rochester, MN 55901, USA
Connor Faupel Insurance Agency
3552 West River Pkwy NW, Rochester, MN 55906, USA
Safechoice Insurance Agency
894 7th St NW, Rochester, MN 55901, USA
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Frequently Asked Questions — Insurance Agents in Rochester
What is the difference between a captive and independent insurance agent in Rochester?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in MN?
Search the MN Department of Insurance's online license lookup — Google "MN Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in MN must be licensed with the state.
How much does working with a local insurance agent in Rochester cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Rochester?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Rochester adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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